Union Bank Of Colombo Plc · CSELK:UBC.N0000
Union Bank Of Colombo — Q1 2018 Earnings Presentation
15 slides from Union Bank Of Colombo's earnings presentation, 2018
Slide 1: Investor Presentation 1Q 2018
Investor Presentation 1Q 2018 1
Slide 2: Vision
Vision “Our Vision is to be the innovator of Banking Solutions to the wider Corporate, SME and Retail Segments and to be their Bank of choice, through professional and empowered people”. 2 2
Slide 3: Mission
Mission To our customers we provide the means of economic upliftment through customized banking and financial services. To our shareholders we provide a return on their investment above industry norm. To our staff we are a learning and innovative organization providing opportunities for faster
Slide 4: Key Company Milestones
Key Company Milestones 1995-2010 2011-2013 2014-2016 2017 onwards Established as the 8th Listed in the CSE, TPG through its affiliate UB Brand was ranked 6 Indigenous Commercial Highest oversubscribed Culture Finance Holding notches above in the Bank IPO strikes landmark deal with Top 100 Brands lis
Slide 5: Overview - Bank
Overview - Bank “The Bank has set the pace for an excellent year of growth with an impressive first quarter performance in 2018 and we will continue to build on this strong balance sheet and profitability to accomplish our envisioned growth objectives for the year. Strengthened by its next three yea
Slide 6: Financial Performance – Bank (Quarter)
Financial Performance – Bank (Quarter) LKR Mn 1Q 2018 1Q 2017 Growth Net interest income 853 767 86 11% Net fee and commission income 197 166 31 19% Net Trading and other Operating income 221 78 142 182% Total operating income 1,271 1,011 260 26% Operating cost 938 771 167 22% Pre- impairment Profit
Slide 7: Revenue - Bank
Revenue - Bank Net Interest Income (Rs. Mn) Non Interest Income (Rs. Mn) • A focused management of yields saw Net • Net trading and other income was reported at Interest Income (NII) of the Bank record Rs 853 Rs 221 Mn for the quarter under review. A Mn during the quarter ended 31st March, strong pe
Slide 8: Statement of Financial Position - Bank
Statement of Financial Position - Bank LKR Mn. Mar 2018 Dec 2017 Growth LKR Mn Total Assets 119,007 Treasury Assets 33,131 35,279 -2,148 -6% 116,313 114,947 Loans & Advances 70,736 70,578 158 0% Cash & Balance with CB 6,426 8,483 -2,057 -24% 100,907 103,247 Other Assets 4,654 4,667 -13 0% Total Asse
Slide 9: Composition of Balance Sheet
Composition of Balance Sheet Assets Composition Segmental Loan Composition Loans – 62 % Assets Treasury Assets – 29% Funding Composition In line with the Bank’s strategy, Retail assets composition have increased to 19% in Deposits – 60% comparison to 13% in 1Q 2017 Funding Treasury Borrowings – 23%
Slide 10: Loan Growth & Capital Adequacy
Loan Growth & Capital Adequacy Loans and Receivables (Rs.Mn) Net Non Performing Asset Ratio Capital Adequacy Ratio • The Bank has continuously improved its asset quality through a robust risk management frame work and the implementation of rigorous risk management practices that include stringent ap
Slide 11: Deposit Growth and CASA
Deposit Growth and CASA Customer Deposits (Rs. Mn) CASA (Rs. Mn) • Total CASA grew to Rs.16,523Mn which translated to an increase of Rs.3,441Mn over the 1st quarter of 2017. The impressive CASA growth that outperformed the market growth rate, was enabled by focused CASA acquisition strategies driven
Slide 12: Key Indicators - Bank
Key Indicators - Bank Mar 2018 Dec 2017 Return on Assets (After Tax), % 0.45% 0.43% Return on Equity (After Tax), % 2.92% 2.64% NIM 2.92% 2.87% NPL Ratio % ( Gross) 3.01% 2.69% NPL Ratio % ( net) 1.92% 1.76% Mar 2018 Dec-17 Regulatory Capital Ratios Common Equity Tier I Capital Ratio (Minimum Requir
Slide 13: Financial Performance – Group (Quarter)
Financial Performance – Group (Quarter) LKR Mn 2018 Q1 2017 Q1 Growth Net interest income 1,041 922 119 13% Net fee and commission income 238 204 33 16% Net Trading and other Operating income 228 109 118 108% Total operating income 1,506 1,236 270 22% Operating cost 1,074 892 181 20% Pre- impairment
Slide 14: Statement of Financial Position - Group
Statement of Financial Position - Group Mar-18 Dec-17 Growth Treasury Assets 32,752 34,945 (2,193) -6% Loans & Advances 79,757 79,221 536 1% Other Assets 4,611 4,592 20 0% Cash & Balance with CB 6,763 8,843 (2,081) -24% Total Assets 123,883 127,601 (3,718) -3% Borrowings 27,743 30,485 (2,742) -9% Cu
Slide 15: Corporate Information
Corporate Information Board of Directors Legal Form Name Title A Public Limited Liability Company incorporated in Sri Atul Malik Chairman Lanka under the Companies Act No. 17 of 1982. Re- Priyantha Fernando Deputy Chairman/ Senior Director registered under the Companies Act No. 7 of 2007. Listed Ind
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