Swiss Re Ag · SIX:SREN
Swiss Re — Investor Presentation (2025)
40 slides from Swiss Re's investor presentation, Jun 2, 2025
Slide 1: Partnering for progress
Partnering for progress An introduction to the Swiss Re Group
Slide 2: Contents
Contents 03 About us 14 Group overview 20 Our business Property & Casualty Reinsurance, Life & Health Reinsurance, Corporate Solutions, Public Sector Solutions, iptiQ, Reinsurance Solutions 27 What sets us apart 33 Our key supporting units Swiss Re Institute, Swiss Re Foundation 2
Slide 3: About us
About us 3
Slide 4: About us
About us We are one of the world’s leading providers of Today, 75% of risks – from reinsurance, insurance and natural catastrophes and other forms of insurance- climate change, to ageing based risk transfer. Through populations and cybercrime our work with clients we fulfil – remain uninsured. our v
Slide 5: We make the world more resilient
Our vision We make the world more resilient 5
Slide 6: Our mission
Our mission Together, we apply fresh perspectives, knowledge and capital to anticipate and manage risk. That’s how we create smarter solutions for our clients, helping the world rebuild, renew, and move forward. 6
Slide 7: Our brand promise
Our brand promise We take on many of the world’s biggest risk challenges, empowering our clients with deep knowledge, intelligent data, and innovative risk solutions, brought together by our passionate global team. Working together with our clients and partners, our promise is to always strive for p
Slide 8: Our people
Our people We are an inclusive organisation of diverse talents. Collaborating across the globe, we apply our unique perspectives and know-how as one Swiss Re to make the world more resilient. 8
Slide 9: About us
About us Headquartered in Zurich, Switzerland, where we Business units Stand-alone brand were founded in 1863, the Swiss Re Group operates through a network of around 70 offices globally. Our over 15,000 staff provide a wide range of technical Swiss Re Property & expertise, enabling us to develop un
Slide 10: Our global presence
Our global presence Americas EMEA APAC 120 nationalities Brazil Canada Denmark France Luxembourg Netherlands Australia China Over 15,000 staff, with a presence Colombia Mexico Germany Ireland Slovak Republic South Africa India Japan in 27 countries USA Israel Spain Malaysia Italy Switzerland Singapo
Slide 11: Our history
1863 Our history 1906 Swiss Re is founded in Zurich, Switzerland Swiss Re pays its largest claims so far for the Founded San Francisco Earthquake 19th December 1863 1910 1950s Swiss Re opens its first foreign office in New York laying the foundations for its international expansion Swiss Re extends
Slide 12: Our brand
The “Swiss Cross” Our brand Swiss Re’s first reinsurance treaties were affixed with a company stamp. In the 1864 early 20th century, the shape of the symbol We regularly update became circular our brand promise and The “Altbau” visual identity in support In this period, Swiss Re used only its 1950s
Slide 13: Our leadership
Our leadership Group Executive Committee Andreas Berger Urs Baertschi Cathy Desquesses Hermann Geiger Ivan Gonzalez Pravina Ladva Group Chief Executive Officer Chief Executive Officer Chief Human Resources Officer Group Chief Legal Officer Chief Executive Officer Chief Digital & Technology Property
Slide 14: Group overview
Group overview 14
Slide 15: We operate as 'One Swiss Re'
We operate as ‘One Swiss Re’ P&C Re A leading global reinsurer serving the needs of property & casualty insurers L&H Re A leading global reinsurer serving the needs of life & health insurers Corporate Solutions A specialised risk partner with direct access to corporate customers Our group business f
Slide 16: Our strategy offers more than traditional risk transfer
Our strategy offers more than traditional risk transfer Partnerships Solutions sigma research SwiftRe® SONAR CatNet® New emerging risks insights FacEasy Risk Data & Services Surety Client Portal PUMA Engineering underwriting Rapid Damage PULSE Assessment Online risk management Magnum UW EASE DHU ACE
Slide 17: Group financial performance
Group financial Net income 3.2bn 2023: 3.1bn performance Insurance revenue 45.6bn Group results 2023: 43.9bn Shareholders’ equity 21.9bn 2024 (USD) 2023: 20.5bn Return on equity 15.0% 2023: 16.2% Return on investments 4.0% 2023: 3.2% P&C Re combined ratio 89.9% 2023: 85.0% L&H Re net income 1.5bn 20
Slide 18: Group financial performance: revenue split and ratings
Group financial Revenue split 2024 performance P&C Re 42% L&H Re Swiss Solvency Test 37% ~257% Estimated Group SST ratio as Corporate Solutions 18% Group Items Ratings (02/2025) of 1 January 2025 3% AA– Aa3 A+ EMEA 34% Americas 49% Standard & Poor’s Moody’s A.M. Best APAC 17% 18
Slide 19: Investment portfolio
Investment Investment portfolio split portfolio FY 2024 Cash and cash Government equivalents bonds USD bn 4% 42% 104.3 4.0% Credit bonds Equities and 38% alternatives 10% Mortgages and Assets under management Return on investment other loans 6% 19
Slide 20: Our business
Our business 20
Slide 21: Property & Casualty Reinsurance
Geographically diversified premium split Property & Casualty Reinsurance % of insurance revenue by geography 2024 Americas Supported by more than 2,500 talented colleagues in five continents, P&C Re helps clients 48% navigate risk and uncertainty, create opportunities for growth and drive progress.
Slide 22: Life & Health Reinsurance
Geographically diversified premium split Life & Health Reinsurance % of insurance revenue by geography 2024 Americas In an ever-changing world, we help clients move forward in life with clarity, conviction and confidence, no 51% matter how complex the market, so together we can progress with purpose
Slide 23: Corporate Solutions
Corporate Solutions Geographically diversified premium split % of insurance revenue by geography 2024 At Swiss Re Corporate Solutions, we empower organisations to manage risk with confidence through commercial insurance designed for today’s dynamic business Americas landscape. 48% We are relentlessl
Slide 24: Introducing Swiss Re's Public Sector Solutions Team
Introducing Swiss Re’s Public Our specialists are based in most of Swiss Re’s global locations. Sector Solutions Team London Munich +1,400 bound transactions Seattle Toronto Boston Zurich Bratislava since 2011 demonstrate the Washington D.C. New York Beijing Tokyo need for the covers we offer Hong K
Slide 25: iptiQ is Swiss Re's global B2B2C digital primary insurance business
25 iptiQ is Swiss Re’s global B2B2C digital primary insurance business. Our Mission: We work with partners around the world, using our risk expertise and cutting-edge technology platforms, to design consumer centric insurances that deliver value to policyholders and help close protection gaps global
Slide 26: Global Perspectives. Regional Expertise. Local Solutions.
Global Perspectives. Regional Expertise. Local Solutions. Underpinned by 160 years of risk knowledge and thought leadership, Swiss Re Reinsurance Solutions offers a powerful suite of tools and services spanning the entire insurance value chain. From our bespoke consulting to leading software solutio
Slide 27: What sets us apart
What sets us apart 27
Slide 28: Our differentiators
Our Risk knowledge allows us to develop better differentiators products with and for our clients. Capital strength provides us with great financial flexibility and enables us to seize opportunities quickly. Client franchise built through unique relationships and long-term partnerships. Tech & data t
Slide 29: We leverage tech and data to drive the value of our solutions
We leverage tech and data to drive the value of our solutions $ $ Product Underwriting Sales and Post sales Claims Contracts development & pricing distribution services Analytics solutions Streamlining Data-driven lapse, Post sales services Statistical Natural Language to access and underwriting wit
Slide 30: Risk knowledge focus areas
Mitigating climate risk Risk knowledge We mitigate the risk of natural catastrophes with innovative solutions to reduce risks where possible and to withstand more frequent and severe climate impacts to build greater climate focus areas resilience. Advancing digital transformation in insurance We’re
Slide 31: Group Sustainability Strategy commitment
Swiss Re remains committed to delivering on the Group Sustainability Strategy 2023-2025 The Group Sustainability Strategy aims to create long term value by focussing on two sustainability ambitions: advancing the net- zero transition and building societal resilience, which are closely linked to Swis
Slide 32: Key milestones reflect Swiss Re's sustainability journey
Key milestones reflect Swiss Re’s sustainability journey Published carbon footprint of selected single-risk underwriting Began compensating portfolios in line with new PCAF Introduced real internal carbon operational Standard levy for operations greenhouse gas (GHG) Committed to Signed the UNEP FI J
Slide 33: Our key supporting units
Our key supporting units 33
Slide 34: Swiss Re Institute
Macroeconomic and insurance Thought leadership research Sustainability agenda & Swiss Re Institute forecasts, analysis and scenarios and emerging risks reporting Delivering actionable insights on Independent forecasts and scenarios In-depth research on insurance Establish and embed Swiss Re’s curren
Slide 35: Swiss Re Institute: Client engagement
Swiss Re Institute Client engagement Advocacy Partnerships and advisers Share and discuss research Facilitate business by influencing Forge a global network of advisers External engagement findings with clients in all Swiss Re-relevant political, legislative with expertise in areas of key global reg
Slide 36: Swiss Re Foundation
Together with our partners and Swiss Re employees, we support efforts to strengthen Swiss Re societal resilience in targeted low-income communities and in communities near Foundation Swiss Re locations. To help build resilient societies, the Foundation offers its partners tailored grant financing, a
Slide 37: We are Swiss Re
We are Swiss Re 37
Slide 38: Thank you!
Thank you! Contact us Follow us
Slide 39: @ Swiss Re
@ Swiss Re 39
Slide 40: Legal notice
Legal notice ©2025 Swiss Re. All rights reserved. You may use this presentation for private or internal purposes but note that any copyright or other proprietary notices must not be removed. You are not permitted to create any modifications or derivative works of this presentation, or to use it for