Uniqa Insurance Group Ag · VIE:UQA
Uniqa Insurance — Shareholder Meeting (June 2023)
43 slides from Uniqa Insurance's shareholder meeting presentation, Jun 6, 2023
Slide 1: 24th Annual General Meeting
24th Annual General Meeting UNIQA Insurance Group AG Tuesday, 6 June 2023, 10 a.m.
Slide 2: Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Agenda 1. Presentation of the approved and officially adopted Non-consolidated Financial Statements and the Consolidated Financial Statements of UNIQA Insurance Group AG for the year ended 31 December 2022, the Management Report and the Group Mana
Slide 3: Item 1 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 1 of the Agenda Presentation of the approved and officially adopted Non-consolidated Financial Statements and the Consolidated Financial Statements of UNIQA Insurance Group AG for the year ended 31 December 2022, the Management Report and the
Slide 4: Report of the Chief Executive Officer on agenda item 1
Report of the Chief Executive Officer on agenda item 1 gemeinsam 24th Annual Generalbesser Meeting of leben UNIQA Insurance Group AG Vienna, 6th June 2023
Slide 5: Agenda: financial year 2022, UNIQA 3.0, first quarter 2023
AGENDA 01 The financial year 2022 02 UNIQA 3.0 – Seeding the Future 03 The first quarter of 2023 5
Slide 6: Strong performance in the financial year 2022
THE FINANCIAL YEAR 2022 Strong performance in the financial year 2022 Customers Gross written premium Cost ratio 16.1 m 6,605 m EUR 27.2 % (2021: 15.8 m) (6,358 m EUR) (27.4%) Combined Ratio Investment income Earnings before taxes 92.9 % 406 m EUR 422 m EUR (93.7%) (648 m EUR) (382 m EUR) 6
Slide 7: Significant growth
THE FINANCIAL YEAR 2022 Significant growth Property and Casualty Insurance Health Insurance Life Insurance 3,686 m 1,277 m 1,642 m EUR (+ 5.6%) EUR (+ 4.1%) EUR (+/- 0.0%) 6,358 6,605 5,293 5,310 5,373 5,565 Gross written premiums + 3.9 % 6,605 m EUR 2017 2018 2019 2020 2021 2022 7
Slide 8: Profitability in core business enormously improved
THE FINANCIAL YEAR 2022 Profitability in core business enormously improved Claims payments Operating expenses Insurance technic 4,096 m 1,712 m 411 m EUR (- 0.2 %) EUR (+ 3.8 %) EUR (+ 96.2 %) 422 382 265 295 232 Earnings before taxes + 10.3 % 57 422 m EUR 2017 2018 2019 2020 2021 2022 8
Slide 9: Despite volatile capital market: a solid foundation
THE FINANCIAL YEAR 2022 Despite volatile capital market: a solid foundation Net result Equity Investment income 383 m 2,034 m 406 m EUR (+ 21.2 %) EUR (-38.4 %) EUR (- 37.4 %) Dividend trend 0.53 0.55 0.55 0.49 0.51 0.47 0.42 0.35 Proposed dividend 0.18 0.18 55 cent / share 2013 2014 2015 2016 2017
Slide 10: Ukraine and Russia
THE FINANCIAL YEAR 2022 Ukraine and Russia Countries as of Business in Ukraine up and Ukraine Russia 31.12.2022, EUR m running Premium volume 86 57 Earnings before taxes 6 26 Long-term committent on Ukraine IFRS equity 36 33 On the market since 2006 2009 New business in Russia is Customers (number)
Slide 11: No green transformation without the insurance industry
THE FINANCIAL YEAR 2022 No green transformation without the insurance industry Ensure 1.5° Paris-compliant Practical climate target path implementations Commitment to climate neutrality Investment By 2040 in Austria, by 2050 internationally Approximately 2 billion Euros sustainably invested Membersh
Slide 12: Agenda: UNIQA 3.0 – Seeding the Future
AGENDA 01 The financial year 2022 02 UNIQA 3.0 – Seeding the Future 03 The first quarter of 2023 12
Slide 13: Our strategic approach
Our strategic approach 01 02 03 04 Making the insurance Offer innovative Developing new Our employees are business more and business areas in the the most important customer-oriented digital services health sector resource of UNIQA and profitable 13
Slide 14: Austria: Strength through regionality & digitalization
MAKING THE INSURANCE BUSINESS MORE CUSTOMER-ORIENTED AND PROFITABLE Austria: Strength through regionality & digitalization #1 4m 4 bn EUR Market leader Second place 6x number one Customers trust Premium growth Third place 2x second place in our promise of 4.3% 1x third place Strong in digitalization
Slide 15: International: Modernising & optimising the customer journey
MAKING THE INSURANCE BUSINESS MORE CUSTOMER-ORIENTED AND PROFITABLE International: Modernising & optimising the customer journey Top markets CEE 12.4 m 2.5 bn EUR Consolidation through Customers trust Premium growth AXA integration in our promise of 3.4% CommUNIties 4.5/5 CEE inflation Cross-nationa
Slide 16: Our strategic approach
Our strategic approach 01 02 03 04 Making the insurance Offer innovative Developing new Our employees are business more and business areas in the the most important customer-oriented digital services health sector resource of UNIQA and profitable 16
Slide 17: Innovations expand our business model
OFFER INNOVATIVE AND DIGITAL SERVICES Innovations expand our business model B2B2C: Investment in our future • Digital purchase and personal hotline • Digital connection of new partners Ecosystems & myUNIQA App • RUDI (Around Your Property) Handcrafts Platform • Expansion of digital self-services Che
Slide 18: Our strategic approach
Our strategic approach 01 02 03 04 Making the insurance Offer innovative Developing new Our employees are business more and business areas in the the most important customer-oriented digital services health sector resource of UNIQA and profitable 18
Slide 19: www.mavie.care
DEVELOPING NEW BUSINESS AREAS IN THE HEALTH SECTOR www.mavie.care 19
Slide 20: Health ecosystem #1 on the market
DEVELOPING NEW BUSINESS AREAS IN THE HEALTH SECTOR Health ecosystem #1 on the market recover recover & stay healthy stay healthy Hospitals Ageing with dignity Diagnostics 100% 39% 100% Five Hospitals, 3,400 staff members 2,200 Caretakers Blood tests for home Healthcare networks Pharmacies Corporate
Slide 21: Extension & modernisation Private Clinic Döbling
DEVELOPING NEW BUSINESS AREAS IN THE HEALTH SECTOR Extension & modernisation Private Clinic Döbling 60 million Euro investment • Five-storey extension, construction start in January • Ultra-modern operating rooms with daylight • Spacious maternity wards, more single rooms • Photovoltaic, geothermal
Slide 22: Our strategic approach
Our strategic approach 01 02 03 04 Making the insurance Offer innovative Developing new Our employees are business more and business areas in the the most important customer-oriented digital services health sector resource of UNIQA and profitable 22
Slide 23: Our employees are the most important resource of UNIQA
OUR EMPLOYEES ARE THE MOST IMPORTANT RESOURCE OF UNIQA Brand awareness Best employer Diversity # 1 Expand position with 75% 13,304 employees. Equal pay, inclusive work brand awareness Attract, retain and develop environment, job sharing, talents mentoring 23
Slide 24: Agenda: the first quarter of 2023
AGENDA 01 The financial year 2022 02 UNIQA 3.0 – Seeding the Future 03 The first quarter of 2023 24
Slide 25: New accounting standards IFRS 17 and IFRS 9
THE FIRST QUARTER 2023 New accounting standards IFRS 17 and IFRS 9 Increased IFRS 9 for IFRS 17 for transparency capital investment insurance contracts More clarity and - over time - Fair value approach brings Reduced revenue reporting; better comparability for more volatility in P&L instead of "Gro
Slide 26: Good growth, high profitability!
THE FIRST QUARTER 2023 Good growth, high profitability! Written Premiums1) Brutto Combined Ratio2) Investment Income3) 1,980 m EUR 88.7 % 124 m EUR (Q1/2022: +6.5%) Solvency ratio Earnings before taxes Outlook 253 % 124 m EUR (2022: +7%ppts) (+10%) 1) Premium written according to IFRS 4 2) Based on
Slide 27: Top Risks Top Chances
THE FIRST QUARTER 2023 Top Risiks Top Chances High demand for qualified Our brand employees Austria and Europe lose Smart digitization global competitiveness Climate risks, climate change Increasing life expectancy & and insurability higher health awareness 27 27
Slide 28: Thank you for your support and attention!
Thank you for your support and attention!
Slide 29: Item 2 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 2 of the Agenda Resolution on the appropriation of the net profit shown in the Company’s Annual Financial Statements for the year ended 31 December 2022
Slide 30: Resolution proposed by the Management Board and the Supervisory Board
ITEM 2 OF THE AGENDA Resolution proposed by the Management Board and the Supervisory Board „The net profit for the 2022 financial year in the amount of EUR 171,804,370.90 shall be appropriated as follows: Distribution of a dividend of EUR 0.55 for each no-par-value share carrying dividend rights (30
Slide 31: Item 3 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 3 of the Agenda Resolution on the approval of the actions of the members of the Management Board and the Supervisory Board of the Company for the fiscal year 2022.
Slide 32: Resolution proposed by the Management Board and the Supervisory Board
ITEM 3 OF THE AGENDA Resolution proposed by the Management Board and the Supervisory Board „The actions of the members of the Management Board and the members of the Supervisory Board of the Company (in the 2022 financial year) shall be approved for the 2022 financial year in separate votes.“
Slide 33: Item 4 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 4 of the Agenda Election of the auditor of the Non-consolidated and Consolidated Financial Statements for the 2024 financial year
Slide 34: Resolution proposed by the Supervisory Board
ITEM 4 OF THE AGENDA Resolution proposed by the Supervisory Board „PwC Wirtschaftsprüfung GmbH shall be elected auditor of the Non-consolidated and Consolidated Financial Statements for the year ending 31 December 2024.“
Slide 35: Item 5 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 5 of the Agenda Resolution on the Remuneration Report indicating the remuneration of the Management Board and the Supervisory Board for the 2022 financial year
Slide 36: Resolution proposed by the Management Board and the Supervisory Board
ITEM 5 OF THE AGENDA Resolution proposed by the Management Board and the Supervisory Board „The Remuneration Report indicating the remuneration of the Management Board and the Supervisory Board for the 2022 financial year, as attached to this proposed resolution as Enclosure 1 (and available on the
Slide 37: Item 6 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 6 of the Agenda Resolution on the daily allowances and the remuneration of the members of the Supervisory Board
Slide 38: Resolution proposed by the Management Board and the Supervisory Board
ITEM 6 OF THE AGENDA Resolution proposed by the Management Board and the Supervisory Board „The remuneration of the members of the Supervisory Board shall amount to a total of EUR 1,151,667.00 for the 2022 financial year. The distribution among the individual members of the Supervisory Board is subj
Slide 39: Item 7 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 7 of the Agenda Autorization to repurchase own shares and to sell own shares other than via stock exchange or by public offer [Text abbreviated]
Slide 40: Resolution proposed by the Management Board and the Supervisory Board
ITEM 7 OF THE AGENDA Resolution proposed by the Management Board and the Supervisory Board „The Management Board shall be authorized to purchase own shares pursuant to section 65 (1.8), (1a) and (1b) of the Stock Corporation Act, subject to approval by the Supervisory Board, up to a maximum of 10% o
Slide 41: The Company's own shares can be sold, subject to approval by the Supervisory Board
ITEM 7 OF THE AGENDA The Company’s own shares can be sold, subject to approval by the Supervisory Board, within five years of the day on which the authorization was granted, other than on the stock exchange or by public offering, namely (i) for the purpose of implementing an employee participation p
Slide 42: Item 8 of the Agenda
24TH ANNUAL GENERAL MEETING UNIQA INSURANCE GROUP AG Item 8 of the Agenda Election of ten members of the Supervisory Board
Slide 43: Resolution proposed by the Supervisory Board
ITEM 8 OF THE AGENDA Resolution proposed by the Supervisory Board „The following persons shall be elected members of the Supervisory Board: Anna Maria D‘Hulster Jutta Kath Marie-Valerie Brunner Markus Andréewitch Klaus Buchleitner Elgar Fleisch Burkhard Gantenbein Rudolf Könighofer Christian Kuhn Jo
UNIQA Insurance Group — Shareholder Meeting (June 2023) on 6ix