Slide 1: Driving Next-Gen Healthcare with Generative AI Solutions
DRIVING NEXT-GEN HEALTHCARE WITH GENERATIVE AI SOLUTIONS Nasdaq Global Market: CCLD, CCLDO Investor Presentation August 2025 A healthcare technology company with 25 years of experience, delivering AI-driven, end-to-end solutions that power real- world clinical and financial transformation. © CareClo
Slide 2: Safe Harbor Statements
Safe Harbor Statements This presentation contains forward-looking statements within the meaning of the federal securities laws. These statements relate to anticipated future events, future results of operations or future financial performance. In some cases, you can identify forward-looking statemen
Slide 3: Message from Founder Mahmud Haq
I created CareCloud as an answer to what seemed to be a formidable problem at the time. It was built from the ground up using tenacity and resilience, and it is through these virtues that CareCloud continues to thrive. The CareCloud team was and continues to be uniquely positioned to excel in the mo
Slide 4: Proven Leadership Team
Proven Leadership Team Mahmud Haq A. Hadi Chaudhry Stephen Snyder Founder & Co-Chief Executive Officer Co-Chief Executive Officer Executive Chairman • Former CEO of Compass International Services • Joined in 2002 • Joined CareCloud in 2005 as General Counsel; (Nasdaq: CMPS); completed 14 acquisition
Slide 5: Provider Pain Points & CareCloud's Value Proposition
Provider Pain Points & CareCloud’s Value Proposition Transition to Patient Physician Reimbursement Administrative Value-based Staffing Experience Burnout Challenges Burden Care Higher demand for Doctors working Transition requires Increased coding Physicians spending Staffing shortages better ex
Slide 6: Enabling a Broad Spectrum of Clients and Partners
Enabling a Broad Spectrum of Clients and Partners Small Medical Practices Large Physician Groups Health Systems Medical Billing Companies CareCloud leverages a global workforce to CareCloud provides comprehensive CareCloud's systems are built for CareCloud's strengths allow us to turn ensure costs
Slide 7: CareCloud's Robust End-to-End Solutions
CareCloud’s Robust End-to-End Solutions Redefining the next generation of technology-enabled AI-powered solutions ADDITIONAL PROVIDER TECHNOLOGY-ENABLED RCM CLOUD-BASED SOFTWARE DIGITAL HEALTH HIT CONSULTING & STAFFING SERVICES • Revenue Cycle Management • Electronic Health Records • Chronic Care Ma
Slide 8: AI Center of Excellence
AI Center of Excellence AI Center of Excellence FTEs AI Center of Excellence 185 Launched in Bagh to scale capabilities, leveraging 25+ years of Healthcare data 315 Self-Funded Growth Fully financed through operational cash flows - no external capital needed. 1H FY2025 2H FY2025* * 315 FTEs to be ad
Slide 9: CareCloud cirrusAI
CareCloud cirrusAI cirrusAI Notes: cirrusAI Assist + Deep AI Integration: • Combines automated documentation with • Generates SOAP notes and converts them into diagnostic and procedural support. structured patient charts. • Helps getting past medical history, procedures, • Integrates with EHR to red
Slide 10: CareCloud Microbots
CareCloud Microbots Microbots Microbots are “AI Digital Workers” that use microservices and APIs, enabling simple handshakes between disparate EHR, PM and enterprise systems to automate repetitive, manual tasks. Robotic Process Automation Claim Status Eligibility Denial Medical Record Attachments Au
Slide 11: AI – What is Ahead
AI – What is Ahead AI Front Desk Agent AI Enabled PHR Enhanced AI Denial Management © CareCloud, Inc. 2025
Slide 12: Targets for 2025
Targets for 2025 Revenue Growth Adjusted EBITDA GAAP EPS Guidance of $111 M to $114 M Guidance of $26 M to $28 M Guidance of $0.10 to $0.13 ~2% growth at mid point ~12% growth at mid point Annual Dividend AI Fueled Innovation Acquisitions Before: >$15.5 M AI Center of Excellence – Resuming acquisiti
Slide 13: Reiterating FY 2025 Guidance
Reiterating FY 2025 Guidance Revenue ($mm) Adjusted EBITDA ($mm)* Net (loss) income per share ($) $114.0 $0.13 $28.0 +2.9% $110.8 0.10 $(0.28) 13.9% $24.1 111.0 26.0 FY 2024 FY 2025 FY 2024 FY 2025 FY 2024 FY 2025 Actual Upper end Actual Upper end Actual Upper end Lower end Lower end Lower end *See
Slide 14: CareCloud's Unique Strengths Provide a Competitive Advantage
CareCloud’s Unique Strengths Provide a Competitive Advantage Technology Platform Global Team 20+ Years of Experience Streamlines workflow Unparalleled cost structure Proven leadership team Increases revenue Globally distributed workforce Deep industry expertise Decreases expenses ‘Limitless’ bandwid
Slide 15: Global Workforce and Presence
Global Workforce and Presence 13 NJ HQ U.S. Office Locations Sri Lanka 3 International Office Locations ©
Slide 16: Investor Relations
carecloud.com Investor Relations ir.carecloud.com Stephen Snyder ir@carecloud.com © CareCloud, Inc. 2025
Slide 17: Appendix
Appendix © CareCloud, Inc. 2025
Slide 18: Non-GAAP Financial Measures Reconciliation
Non-GAAP Financial Measures Reconciliation (000s) Adjusted EBITDA to GAAP net (loss) income FY 2023 FY 2024 Q2 2024 Q2 2025 YTD 2024 YTD 2025 GAAP net (loss) income ($48,674) $7,851 $1,674 $2,902 $1,433 $4,850 (Benefit) provision for income taxes (364) 160 39 42 78 83 Net interest expense 1,040 812