Allied Bank Limited · PSX:ABL
Allied Bank — H1 2017 Earnings Presentation
18 slides from Allied Bank's earnings presentation, Jun 30, 2017
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Half Year Ended June 30, 2017 1
Slide 2: Contents
INVESTOR PRESENTATION – June 2017 Contents Description Slide No. Introduction 3 Major Highlights- Income Statement 4 Major Highlights- Balance Sheet 5 Statement of Financial Position-Standalone 6 Statement of Financial Position-Consolidated 7 Investments 8 Advances & Asset Quality 9 Deposits 10 Inco
Slide 3: Allied Bank
INVESTOR PRESENTATION – June 2017 ABL Asset Management Co. Ltd. Holding:100% Subsidiary Domestic Overseas Branches Branches Bahrain WBU Domestic Export Branches;1,163 Processing Zone (Incld. 83 Islamic Br.) Allied Bank Entity Credit Rep Offices AA+ Long Term Rating A1+ Short Term UAE-Dubai China-Bei
Slide 4: Major Highlights – Income Statement
INVESTOR PRESENTATION – June 2017 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Jun-17 Jun-16 Rs. % Profit Before Tax 11,269 14,705 (3,436) -23% Profit After Tax 6,474 8,601 (2,127) -25% EPS - in Rs 5.65 7.51 (1.86) -25% • NIM reached Rs.16,294 mln; 8%YoY – changing earning assets mix
Slide 5: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – June 2017 MAJOR HIGHLIGHTS – BALANCE SHEET Rs. In Billion Inc/(Dec) Jun-17 Dec-16 Rs. % Investments 548 590 (42) -7% Advances 389 330 59 18% Total Assets 1,108 1,069 39 4% Total Equity 100 101 (1) -1% • Balance sheet footing increased to Rs.1,108 Billion (US$10.6 Billion); (
Slide 6: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – June 2017 Statement of Financial Position – Standalone Rs. in M illion US$ in M illion ASSETS Jun-17 Dec-16 Var. Jun-17 Dec-16 Var. Growth Cash and Balances with Banks & Lending to FIs 103,095 84,396 18,699 983 805 178 22% Investments 547,923 589,865 (41,942) 5,226 5,626 (400
Slide 7: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – June 2017 Statement of Financial Position – Consolidated Rs. in M illion US$ in M illion ASSETS Jun-17 Dec-16 Var. Jun-17 Dec-16 Var. Growth Cash and Balances with Banks & Lending to FIs 103,090 84,396 18,694 983 805 178 22% Investments 549,080 590,925 (41,845) 5,237 5,636 (3
Slide 8: Investments
INVESTOR PRESENTATION – June 2017 Rs. in M illion Composition INVESTMENTS Jun-17 Dec-16 Var. Growth Jun-17 Dec-16 Pakistan Investment Bonds 288,219 281,631 6,589 2% 55% 50% Market Treasury Bills 182,416 226,220 (43,804) -19% 35% 40% Listed and Unlisted Shares 26,179 26,134 46 0.2% 5% 5% TFCs, Bonds,
Slide 9: Advances & Asset Quality
INVESTOR PRESENTATION – June 2017 ADVANCES & ASSET QUALITY Market Share: 6.6% 420 8.0% 380 407 7.5% • Gross Advances crossed 326 369 340 7.0% Rs. in Billion 349 Rs.400 billion at Rs.407 ( 17%) 6.8% 7.0% 341 300 6.5% • NPLs at Rs.19.4 billion ( 5%) % 260 285 6.4% 6.0% • NPL ratio 4.8% ( 0.6%) 220 5.9
Slide 10: Deposits
INVESTOR PRESENTATION – June 2017 DEPOSITS Market Share 7.1% 900 853 800 805 810 735 700 Deposits (Bln) 750 668 678 600 608 649 628 CASA (Bln) 600 515 539 500 450 486 400 417 356 300 300 200 150 100 - - 2012 2013 2014 2015 2016 Q1 2017 Q2 2017 Total Deposits CASA (Incld. Current Rem) Rs. In Billion
Slide 11: Income Statement – Standalone
INVESTOR PRESENTATION – June 2017 INCOME STATEMENT – Standalone Rs. in Million US$ in Million Jun-17 Jun-16 Var. Jun-17 Jun-16 Var. Growth Mark-up/ interest Income 32,362 34,597 (2,235) 309 330 (21) -6% Mark-up/ interest Expensed 16,068 16,892 (824) 153 161 (8) -5% Net Mark-up/ interest Income 16,29
Slide 12: Income Statement – Consolidated
INVESTOR PRESENTATION – June 2017 INCOME STATEMENT – Consolidated Rs. in Million US$ in Million Jun-17 Jun-16 Var. Jun-17 Jun-16 Var. Growth Mark-up/ interest Income 32,363 34,599 (2,236) 309 330 (21) -6% Mark-up/ interest Expensed 16,067 16,888 (821) 153 161 (8) -5% Net Mark-up/ interest Income 16,
Slide 13: Key Ratios
INVESTOR PRESENTATION – June 2017 Key Ratios 2017 2016 Q2 Q1 Q4 Q3 Q2 Q1 ROA (%) 1.2 1.3 1.4 1.6 1.7 1.9 ROE (Tier I) (%) 17.1 19.1 20.3 23.0 24.5 27.6 Capital Adequacy Ratio (%) 22.1 22.3 20.8 21.9 21.3 20.9 Channels 1,165 Jun-17 Jun-16 Growth 1,200 1,150 1,150 1,050 1,150 1,173 1,000 1,186 Total B
Slide 14: Corporate Governance & Ratings
INVESTOR PRESENTATION – June 2017 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9+ Governance JCR-VIS continued commitment of the Board and Rating management of t
Slide 15: Stock Market Data
INVESTOR PRESENTATION – June 2017 Stock Market Data Pakistan Stock Exchange Code ABL Bloomberg Code ABL PA Shares Outstanding (mln) 1,145.07 Market Capitalization (Rs. bln) 102.62 Market Capitalization (US$ mln) 978.71 Current Stock Price* 89.62 12M High/Low 122.0/ 85.11 *Stock Price as of June 30,
Slide 16: Awards & Achievements
INVESTOR PRESENTATION – June 2017 AWARDS & ACHIEVEMENTS Best Corporate and Investment Bank - Pakistan Best Corporate & Institutional Bank – Domestic, Pakistan 2016 Corporate Excellence Award 2016 by Management Association of Pakistan Best Emerging Bank in Best Loan House, Pakistan 2016 Islamic Finan
Slide 17: Disclaimer
INVESTOR PRESENTATION – June 2017 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These forwar
Slide 18: Thank You
INVESTOR PRESENTATION – June 2017 THANK YOU