Edenred Sa · EURONEXT:EDEN
Edenred Sa — Investor Day (November 2011)
18 slides from Edenred Sa's investor day presentation, November 2011
Slide 1: PrePay Solutions
PrePay Solutions
Slide 2: Prepay Solutions (PPS)
Prepay Solutions (PPS) UK pioneer in prepaid leading the sector for the last 10 years with continued innovation delivering successful prepaid programs throughout Europe 2
Slide 3: PPS in the Digital Value Chain
PPS in the Digital Value Chain Digital Value Chain PPS is an e-money institution passported into the Issuer European Economic Area PPS is a MasterCard member with a European licence Program Distributor Acquirer (technical or banking) Switch (international or domestic) Processor / PPS provides co
Slide 4: PPS is 100% Focused on Prepaid
PPS is 100% Focused on Prepaid Closed Hybrid Filtered Open (Closed Loop Loop & Open loop) Loop Loop 4
Slide 5: PPS's Positioning in the Prepaid Market
PPS’s Positioning in the Prepaid Market B2B B2G B2C Dedicated Funds 21.6% 23 0.1% 1 45.9% 29 Non dedicated Funds 2.3% 4 30.1% 18 X% % of PPS’s Activity Volume* X # of active programs PPS is active in all identified segments *Activity Volume includes Issue Volume and Managed Volume 5
Slide 6: A Flexible Platform Around Smart Wallets
A Flexible Platform Around Smart Wallets Load Account Account Account Account Account Spend channels channels Wallets Wallets Wallets Wallets Wallets POS Account NFC(1) Merchant Loop Filter Velocity Controls Loading Rules Transfer Rules QR Code(2) Multiple Wallets Mobile PPS’s account and wallet man
Slide 7: An Integrated Platform (45+ Integrations)
An Integrated Platform (45+ Integrations) Internet Open Gift Card Loop Mall Network Networks Clients (Point to Point) Closed Cash Loop Top-up Network Networks Decoupled Bank Debit Top-up Networks Networks Credit Domestic Card Networks Top-up Networks Airtime Top-up Networks BABS PPS’s architecture a
Slide 8: PPS's Innovation Stream
PPS’s Innovation Stream Master Account 2012 Mobile NFC (Mobile sim-based payment) Sub-Account Sub-Account Sub-Account Card Card Card Card Level controls (Usage rules for each card) Mobile Solutions (Mobile-based services) Virtual Cards (No physical card) B2B Features (Tools for the corporate client)
Slide 9: Case 1: Paypal Access Card
Case 1: Paypal Access Card Paypal’s special authorisation process Merchant / Standard MasterCard PayPal APIs MC interface Authorisation Interface (to debit/credit) < 1 second on average < 0.5 second on average Very strong and unique integration 9
Slide 10: Case 2: Orange Cash Card (1/2)
Case 2: Orange Cash Card (1/2) 10
Slide 11: Case 2: Orange Cash Card (2/2)
Case 2: Orange Cash Card (2/2) Load Virtual Spend p2p Credit Card Virtual NFC Debit Card Direct Credit Standing Order Card Wallet Controls Limits Redemption & Cash Top-up Withdrawal Loyalty Points Top-ups Redemption MicroPayments Using PPS key functionalities 11
Slide 12: Case 3: Meal Card - Edenred Belgium
Case 3: Meal Card - Edenred Belgium Meal Card system in Belgium Merchants One connection to all Atos POS terminals in Belgium NFC Network Terminals Control (For small restaurants) Key elements of the project Developement and certification for Belgium Transaction protocol Integration with the new
Slide 13: Case 4: Expense Card - Edenred Spain
Case 4: Expense Card - Edenred Spain Expense Card system in Spain B2B Card Management One Platform connected to two different networks Clients Merchants (Repsol gas stations) Key elements of the project Real-time card level controls Integration with Solred Network B to B integration with My Bu
Slide 14: My Business Account Illustration
My Business Account Illustration 14
Slide 15: My Business Account Illustration
My Business Account Illustration 60 00 15
Slide 16: My Business Account Illustration
My Business Account Illustration Weekly Load €50 16
Slide 17: PPS, Enabler of Edenred's Digital Strategy
PPS, Enabler of Edenred’s Digital Strategy Short time-to-market by leveraging capabilities to quickly adapt Edenred’s offer to clients’ needs through a Product dedicated team at PPS working on Edenred programs Full integration with Edenred’s Back Office Short time-to-market to roll out new cou
Slide 18: Conclusion
Conclusion A dynamic business that supports Edenred in its digital strategy and gives it an edge in prepaid innovation 18