Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q3 FY2019-20 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Feb 3, 2020
Slide 1: Intimation under Regulation 30 to stock exchanges
YEARS OF CELEBRATING THE MAHATMA HUDCO/CS/SE/2020 3rd February, 2020 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code-
Slide 2: Investors Presentation & Performance Highlights Q3 FY 2019-20 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q3 FY 2019 - 20 (STANDALONE) SDO Office Building, Bundu Ranchi High Court, Jharkhand Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research. Note: The images used herein are of the Projects financed by HUDCO.
Slide 3: Financial Highlights
F I NA N C I A L H I G H L I G H T S (Amount in ₹ Crore) 80000 Nine months ended 74279 Dec-18 60000 Nine months ended Balance 55703 40000 Dec-19 Sheet 20000 10895 12179 0 Total assets Net Worth 6000 5000 5671 4000 Income 3000 4098 Statement 2000 1000 1855 1965 1454 1629 944 1267 0 TOTAL INCOME NII P
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 19-20 Financial Year 18-19 12 Months Discipline- wise Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY19 FY 18 FY 17 40 19 - 4000 38 5055 18030 27123 15583 6839 Housing 48.39% 0.59% - 98.23% 1.35% 96.84% 80.72% 78.73% 40.32% 21.46% 40 3173 4206 65 2780 59 4292 7196
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 19-20 Financial Year 18-19 12 Months Discipline-wise Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY19 FY18 FY17 338.08 282.26 2062.15 776.16 619.13 8568.38 17423.59 27387.26 4789.39 2293.26 Housing 48.23% 19.16% 53.12% 59.46% 28.16% 91.68% 95.95% 88.32% 28.91%
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Discipline-wise Financial Year 19-20 Financial Year 18-19 12 Months Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY19 FY18 FY17 318.08 282.26 2051.50 751.16 582.50 8457.83 17232.10 27023.59 4484.73 1846.70 Social Housing 45.38% 98.39% 53.44% 57.55% 26.49% 90.50% 94.9
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 19-20 Financial Year 18-19 12 Months Borrower-wise Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY19 FY18 FY17 Government 71420.98 72879.27 72627.93 45636.35 46151.07 53252.94 70050.31 70050.31 45985.60 36053.73 Agencies 96.13% 95.72% 9
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) Financial Year 2019-20 Financial Year 18-19 12 Months Particulars Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY 19 FY 18 FY 17 Tax Free Bonds 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 29.43% 28.56% 28.27% 48.73% 48.97
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in Rs. Crore) Financial Year 19-20 Financial Year 18-19 12 Months Particulars Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY 19 FY 18 FY 17 Taxable Bonds - 3810.00 2485.00 100.00 - 7960.00 15950.00 24010.00 4655.00 3865.00 Refinance from - - 1000.00 - 1500.00 - - 1500
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS December, 2019 December, 2018 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) 1. Stage 1 69106.45 93.02 52645.15 93.13 2. Stage 2 1489.41 2.00 594.47 1.05 3. Stage 3 3698.46 4.98 3289.87 5.82 Total 74294.32 100 56529.49 100 Total ECL (₹ in Cr
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in Rs. Crore) Quarter ended Nine months ended Particulars st 31 December, 2019 st 31 December, 2018 st 31 December, 2019 st 31 December, 2018 (Reviewed) (Reviewed) (Reviewed) (Reviewed) Income: - Revenue from Operations 1793.54 1311.16 5643.63 4072.89 - Other Income 8.85
Slide 12: Key Indicators
K e y Indicators Quarter Ended Particulars December, 2019 September, 2019 March, 2019 Yield on Loan (%) (Annualised) 10.49% 10.69% 10.15% Cost of Funds (%) (Annualised) 7.90% 8.06% 7.01% 2.59% 2.63% 3.14% Interest Spread (%) 3.66% 3.85% 4.52% Net Interest Margin (%) (Annualised) Interest Coverage Ra
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n st th 31 December, 2019 24 January, 2020 Particulars % % President of India 89.81 89.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.19 0.23 Resident Individual/ Employees 5.98 5.92 Mutual fund/ AIF 0.76 0.71 Nationalized Bank
Slide 14: Thank You
Thank You
Housing & Urban Development — Q3 FY2019-20 Earnings Presentation on 6ix