NIB Holdings Ltd · ASX:NHF
NIB — Macquarie Australia Conference 2023
18 slides from NIB's conference presentation, May 3, 2023
Slide 1: Presentation to the Macquarie Australia Conference
nib holdings limited t 13 14 63 Head Office e nib@nib.com.au 22 Honeysuckle Drive w nib.com.au Newcastle NSW 2300 abn 51 125 633 856 3 May 2023 Company Announcements Office ASX Limited 20 Bridge Street SYDNEY NSW 2000 Presentation to the Macquarie Australia Conference For personal use only The attac
Slide 2: Macquarie Australia Conference
For personal use only Macquarie Australia Conference Mark Fitzgibbon Chief Executive Officer and Managing Director, nib Group 4 May 2023
Slide 3: Acknowledgement of Country
nib acknowledges Aboriginal and Torres Strait Islander peoples as the First Australians and pays respect to Elders past and present across For personal use only all the lands on which we operate. We acknowledge the rich and meaningful contribution they make to life and culture in Australia, and we a
Slide 4: Disclaimer
Disclaimer Not a recommendation, offer or invitation This presentation is not a financial product, investment advice or a recommendation, offer or invitation by any person or to any person to sell or purchase securities in nib holdings limited ("nib") in any jurisdiction. This presentation contains
Slide 5: Our purpose
Our purpose Your better health and wellbeing For personal use only • Deliver deep insight and guidance about how to best achieve personal health and wellbeing goals and manage disease risk. • Customise and connect with a wide ecosystem of health and wellbeing products, services programs and provider
Slide 6: Your better health & wellbeing
Your better health & Healthier members wellbeing For personal use only Heathier members Commercial returns We have developed 5 purpose measures to complement the Engagement with health & Revenue growth wellbeing services 5 commercial measures and monitor our progress Health & wellbeing services UOP
Slide 7: nib has shown strong and consistent growth since its float in 2007
nib has shown strong and consistent growth since its float in 2007 FY23: entry into NDIS CAGR: Revenue 10%, UOP 18%, EPS 13% Purchase of NZ 3,000.0 250.0 For personal use only life & living and OrbitProtect Partnership development – GU Health 2,500.0 Qantas, iSelect, Suncorp, AAMI acquisition 200.0
Slide 8: Driven by its strength in the core arhi business
Driven by its strength in the core arhi business Above system growth in every year for the last 20 years For personal use only Cumulative arhi policyholder growth since FY02 200% 184.1% 160% 120% nib CAGR: 5.4% 80% Industry CAGR: 2.2% 53.6% 40% 0% FY02 FY03 FY04 FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY
Slide 9: Business strategy – Payer to Partner (P2P)
Business strategy – Payer to Partner (P2P) We apply data science and predictive analytics in developing deep insight into the health risk of individuals and how it may be best managed, as well as equip them with integrated digital tools for seamless engagement with us and the healthcare system (pers
Slide 10: Health and wellbeing ecosystem
Health and wellbeing ecosystem People can access a personalised ecosystem of products, programs and health services via a seamless nib driven experience For personal use only Financial protection Healthcare & support networks (e.g. private health insurance, (e.g. doctors, hospitals, dentists) NDIS p
Slide 11: NDIS
NDIS For personal use only ~600,000 We aim to help people participants living with disability and $30b1 long-term health needs overcome their challenges, ~3.8 million achieve their goals and Australians not in improve their quality of life. NDIS2 We do this through GOVERNMENT | NDIA INTERMEDIATION S
Slide 12: Outlook
Outlook arhi iihi New Zealand nib Travel nib Thrive For personal use only • FY23 net • Continue to • FY23 net • Resurgence in • Fourth acquisition policyholder recover strongly PHI policyholder travel continues. expected to growth 4-5%. and margins growth 4-5%. • Focus on complete in improving. • Gr
Slide 13: Questions and answers
For personal use only Questions and answers
Slide 14: Appendix
For personal use only Appendix
Slide 15: Strong share price performance
Strong share price performance Annualised TSR since float of 24.0% Annualised 10-year TSR of 18.9% For personal use only 3,000 500 2,500 400 2,000 300 1,500 200 1,000 100 500 0 0 -500 -100 NHF ASX200 NHF ASX200 Source: Bloomberg. Total shareholder return represents the simple return over the holding
Slide 16: Successful development of adjacent businesses
Successful development of adjacent businesses UOP ($m) FY17 FY18 FY19 FY20 FY21 FY22 1H23 For personal use only arhi operating segment 107.0 130.7 149.5 130.4 214.2 240.5 106.6 arhi net margin 6.4% 6.9% 7.3% 6.2% 9.7% 10.2% 8.6% iihi 25.4 29.6 34.9 22.2 (5.9) (1.1) 7.9 nz 23.5 23.4 19.8 23.4 24.1 22
Slide 17: Key trends
Key trends PHI participation rate1 Student visas lodged2 Workers visas lodged2 46.5% 60,000 45,000 For personal use only 46.0% 50,000 45.5% 35,000 40,000 45.0% 25,000 30,000 44.5% 20,000 15,000 44.0% 10,000 43.5% 5,000 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Jul-16 Nov-16 Jul-17 Nov-17 Jul-18 Nov-
Slide 18: Group commercial measures
Group commercial measures Group revenue1 ($m) Group UOP ($m) Stable margins For personal use only 8.3% 8.3% 8.5% 7.7% 8.0% 2,761.3 235.3 2,421.6 2,503.2 2,576.7 184.8 201.8 204.9 2,235.1 2,004.5 153.7 146.9 5.9% FY17 FY18 FY19 FY20 FY21 FY22 FY17 FY18 FY19 FY20 FY21 FY22 FY17 FY18 FY19 FY20 FY21 FY2