Triumph Financial, Inc. · NYSE:TFIN
Triumph Financial — Triumph Bancorp — Shareholder Meeting (May 2017)
10 slides from Triumph Financial's shareholder meeting presentation, May 4, 2017
Slide 1: 2017 Annual Meeting
2017 Annual meeting May 4, 2017 Exhibit 99.1
Slide 2: Forward-Looking Statements
disclaimer Forward-Looking Statements This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You can identify fo
Slide 3: Company Overview
company OVERVIEW PAGE Triumph Bancorp, Inc. (NASDAQ: TBK) is a financial holding company headquartered in Dallas, Texas. Triumph offers a diversified line of community banking and commercial finance products through its bank subsidiary, TBK Bank, SSB. www.triumphbancorp.com Community Banking Full su
Slide 4: Platform Overview - Lending
PLATFORM OVERVIEW - LENDING PAGE 24% Texas Geographic Concentrations1 as of March 31, 2017 Diversification by asset class, geography, and collateral Commercial Finance target mix of 40% Industry leading portfolio yields 1 Excludes factored receivables 21% Colorado 2% Kansas 7% Iowa 20% Illinois
Slide 5: Platform Overview - Retail
PLATFORM OVERVIEW - RETAIL PAGE team members(2) Western division 16 branches in Colorado 2 branches in western Kansas MIDwest division 10 branches in the Quad Cities metroplex 8 branches throughout northern and central Illinois Dallas Corporate Headquarters 1 branch
Slide 6: Platform Overview - Commercial Finance
PLATFORM OVERVIEW – COMMERCIAL FINANCE PAGE Triumph Commercial Finance Asset Based Lending Borrowing base working capital lending Focus on facilities between $1MM - $20MM Core industries include manufacturing, distribution, services, and healthcare Equipment Finance Secured by revenue producing, ess
Slide 7: Long term performance goals vs Actual 2016
Return on Average Assets (“ROAA”) GAAP: 1.00% Core: 1.06% Goal: > 1.50% Net Overhead Ratio Net Interest Income to Average Assets Credit Costs Pre-Provision Net Revenue Taxes GAAP: 5.40% Core: 5.40% Goal: > 5.00% GAAP: 3.47% Core: 3.39% Goal: < 2.00% GAAP: 1.93% Core: 2.01% Goal: > 3.00% GAAP: 0.32%
Slide 8: Share price and coverage
Share price and coverage PAGE Coverage Analysts: Brad Milsaps – Sandler O’Neill & Partners Jared Shaw – Wells Fargo Securities, LLC Chris Nolan – FBR Capital Markets & Co. Brett Rabatin – Piper Jaffray & Co. Gary Tenner – D.A. Davidson & Co.
Slide 9: The Same, Only Different - Appendix
THE SAME, ONLY DIFFERENT APPENDIX
Slide 10: Metrics and non-GAAP financial reconciliation
NON-GAAP FINANCIAL RECONCILIATION PAGE Metrics and non-GAAP financial reconciliation For the Year Ended $42,735 (Dollars in thousands) GAAP Core Net Interest Income to Average Total Assets: Net Interest Income $,112,358 $,112,358 Average Total Assets 2,079,756 2,079,756 Net Interest Income to Averag