Slide 1: ESG Presentation 2026
ESG Presentation 2026
Slide 2: To be the No. 1 private bank, unique by value of service, innovation and sustainability
To be the No. 1 private bank, unique by value of service, innovation and sustainability To be the No. 1 Banca Generali in a nutshell private bank, unique Sustainability Framework by value of service, innovation Annex and sustainability
Slide 3: Banca Generali at a Glance
3 BANCA GENERALI AT A GLANCE 2025 Key financial data Banca Generali sets itself apart within the Italian finance sector for its role in financial advisory and wealth planning services €113.5 €446 Tot. Assets Net Profit bn m One of the fastest-growing asset gatherers in Europe1 and the 1 third player
Slide 4: Our ESG Journey
4 OUR ESG JOURNEY 2009 - 2018 2019 - 2024 2025 - 2026 • 2019-2021 Business Plan with an increased • Application of Sustainability Statement focus on sustainability pursuant to CSRD • First sustainability report published in 2009 • Launch of SDGs aligned investing Platform • Climate Transition Plan a
Slide 5: Sustainability Framework
To be the No. 1 private bank, unique by value of service, innovation and sustainability Banca Generali in a nutshell To be the No. 1 Sustainability Framework private bank, unique - Sustainable Ambition & Materiality by value of - Sustainable Corporate - Sustainable Business service, innovation - Sus
Slide 6: Sustainability Framework at Work for Sustainable Corporate and Sustainable Business
SUSTAINABILITY FRAMEWORK AT WORK FOR SUSTAINABLE CORPORATE AND SUSTAINABLE BUSINESS 1 DOUBLE MATERIALITY ANALYSIS 2 SUSTAINABLE CORPORATE 3 SUSTAINABLE BUSINESS Commitments towards Climate transition plan The responsible investment our People ESG commercial approach process: Relations with instituti
Slide 7: Sustainable Ambition Deeply Rooted in Banca Generali's Vision and Mission
SUSTAINABLE AMBITION DEEPLY ROOTED IN BANCA GENERALI’S VISION AND MISSION Sustainability is a cornerstone of Banca Generali’s identity Banca Generali promotes the idea of sustainable development that listens to all stakeholders, trying to understand what their needs are in order to combine them with
Slide 8: Sustainable Materiality: Identifying Material Sustainability Topics
SUSTAINABLE MATERIALITY 1 DOUBLE MATERIALITY ANALYSIS IDENTIFYING MATERIAL SUSTAINABILITY TOPICS Material sustainability topics ESRS E1 – Climate Change 1. Climate change mitigation 2. Climate change adaptation ESRS S1 – Enhancement of Human Capital Double Materiality Analysis 3. Working conditions
Slide 9: Our People - Employees: DEI and Working Conditions at the Forefront
OUR PEOPLE - EMPLOYEES 2 SUSTAINABLE CORPORATE DEI AND WORKING CONDITIONS AT THE FOREFRONT Engagement score1: 87% 56h average training 1,313 Employees +18,9% YoY Response rate1: 96% hours by Employee Diversity, Equity & Inclusion (DEI) Working conditions Gender Equality Certification formalised in a
Slide 10: Our People - Financial Advisors: BG New Generation and ESG-Devoted Training
OUR PEOPLE - FINANCIAL ADVISORS 2 SUSTAINABLE CORPORATE BG NEW GENERATION AND ESG-DEVOTED TRAINING 2,405 Financial Advisors €46.5m avg. assets per FA 70h average training +2.2% YoY +€14.7m vs. market avg hours by FA Diversity, Equity & Inclusion (DEI) ‘Sustainable Advisors’ network D Professional id
Slide 11: Ensuring Highest Data Protection & Business Ethics
ENSURING HIGHEST DATA PROTECTION & BUSINESS ETHICS 2 SUSTAINABLE CORPORATE WITH BEST-IN-CLASS PROCEDURES AND POLICIES Adoption of Personal Data Protection Policy that applies to all personal data processing activities DORA-compliant ICT and cybersecurity control measures to ensure growing protection
Slide 12: Climate Transition Plan: Decarbonisation Targets for Operations
CLIMATE TRANSITION PLAN 2 SUSTAINABLE CORPORATE DECARBONISATION TARGETS FOR OPERATIONS Topics Targets 2025 achievements1 2030: REDUCTION OF Scope 1 & 2 emissions -40% GHG emissions (vs. 2019 baseline) -31% GHG emissions CARBON FOOTPRINT (vs. 2019 baseline) (tCO2eq) 2040: Net Zero GHG emissions 2030:
Slide 13: Relations with Shareholders and Authorities: ESG Ratings
RELATIONS WITH SHAREHOLDERS AND AUTHORITIES 2 SUSTAINABLE CORPORATE HIGH PROFILE RATINGS FROM LEADING ESG RATING AGENCIES MSCI Sustainalytics 0 - 9.99 range = Negligible Risk Scale: from CCC to AAA Scale: from 100 to 0 S&P Global Standard Ethics Inclusion in the S&P Dow Jones Best-in- Class Europe I
Slide 14: Contributing to Sustainable and Inclusive Growth
CONTRIBUTING TO SUSTAINABLE AND INCLUSIVE GROWTH 2 SUSTAINABLE CORPORATE DRIVING INITIATIVES TO CREATE TANGIBLE SOCIAL IMPACT Key initiatives Focus on “PMI to Change”: an initiative aimed at supporting small and medium-sized enterprises, next slide fostering sustainable growth and generating positiv
Slide 15: Supporting the Entrepreneurs and SMEs Shaping Italy's Future: PMI2Change
SUPPORTING THE ENTREPRENEURS AND SMES SHAPING ITALY’S FUTURE PMI2CHANGE 2 SUSTAINABLE CORPORATE Supporting SMEs and Entrepreneurs Driving Italy’s Future: • Building long-term relationships with entrepreneurs and business leaders • Strengthening the connection between private savings and the real eco
Slide 16: Climate Transition Plan: Decarbonisation Targets for Investments
CLIMATE TRANSITION PLAN 3 SUSTAINABLE BUSINESS DECARBONISATION TARGETS FOR INVESTMENTS Topics Targets 2025 achievements2 2030: -55% GHG emissions (vs. REDUCTION OF Scope 1 & 2 emissions1 2019 baseline) -46%1 GHG emissions CARBON FOOTPRINT (tCO2eq /€m) (vs. 2019 baseline) 2040: Net Zero GHG emissions
Slide 17: The Responsible Investment Process (1/2)
THE RESPONSIBLE INVESTMENT PROCESS (1/2) 3 SUSTAINABLE BUSINESS ESG STRATEGIES IN OUR CORE BUSINESS Scope of application NEGATIVE SCREENING The Bank excludes1 companies from its investable universe which are involved in controversial sectors such as coal, controversial weapons, unconventional oil an
Slide 18: The Responsible Investment Process (2/2): Active Ownership Applied
THE RESPONSIBLE INVESTMENT PROCESS (2/2) 3 SUSTAINABLE BUSINESS ACTIVE OWNERSHIP APPLIED Focus on 2025 Active Ownership SCOPE OF APPLICATION ▪ Direct and Indirect Assets managed within the Collective Asset Management and Portfolio Management services for the Banking Group’s products pursuant to Art.
Slide 19: ESG Commercial Approach
ESG COMMERCIAL APPROACH 3 SUSTAINABLE BUSINESS LINK TO UN SDGS BG Personal Portfolio (BGPP) - ESG platform ESG product offering 58 LUX IM sub-funds art. 8 and art.9 integration of ESG factors and/or specific thematic features 3 BG Collection sub-funds integration of ESG factors and/or specific thema
Slide 20: Sustainability Enablers: Corporate Governance
20 SUSTAINABILITY ENABLERS 4 SUSTAINABILITY ENABLERS CORPORATE GOVERNANCE Corporate Governance Focus on Board of Directors1 Shareholders Meeting Agile structure: 9 members, of which 1 Independent Chairman Auditors executive (CEO only) Board of Statutory Board of Board of 66% independent Board member
Slide 21: Sustainability Enablers: Internal Regulations
21 SUSTAINABILITY ENABLERS 4 SUSTAINABILITY ENABLERS INTERNAL REGULATIONS Internal regulatory system Policy Security Security International Sanctions Policy Policy Diversity for the Members Policy of the Company Bodies Personal Data Protection Policy Diversity Policy Personal Data Protection for the
Slide 22: Sustainability Enablers: ESG Risk Framework
SUSTAINABILITY ENABLERS 4 SUSTAINABILITY ENABLERS ESG RISK FRAMEWORK ESG Risk Management Framework Regulatory ESG Risk Integration of ESG Alignment and Identification and risks in the Risk Stress test Reporting Analysis Classification Appetite Framework • Continuous monitoring • Periodic mapping of
Slide 23: Sustainability Enablers: Remuneration
SUSTAINABILITY ENABLERS 4 SUSTAINABILITY ENABLERS REMUNERATION Remuneration Plan ESG targets % of total People Value Technical and digital upskilling and reskilling; monitoring of DEI policies; 10%2 Key People development and retention 2026 Short-Term Sustainable investments; focus on ESG risk facto
Slide 24: Sustainability Enablers: Monitoring and Reporting
SUSTAINABILITY ENABLERS 4 SUSTAINABILITY ENABLERS MONITORING AND REPORTING Key reports published on our corporate website The Annual Integrated The Corporate Governance The Remuneration Report Report includes the Banking Report highlights the describes the application of the Group’s Sustainability c
Slide 25: Legal Disclaimer
LEGAL DISCLAIMER BANCA GENERALI ESG PRESENTATION This document, created by Banca Generali S.p.A. for institutional purposes only, shall under no circumstances constitute an offer of investment services or a recommendation or solicitation to invest or research material. It contains certain statements
Slide 26: Staying in Touch: Contacts
STAYING IN TOUCH CONTACTS Banca Generali S.p.A. Piazza Tre Torri, 1 20145 Milano, Italy bancagenerali.com Giuliana Pagliari Carmelo Reale Elena Leonardi Head of Investor Relations General Counsel & Sustainability Head of Banking Group Sustainability giuliana.pagliari@bancagenerali.it carmelo.reale@b