Slide 1: Business figures H1/Q2 2025
Business figures H1/Q2 2025 Wiesloch, August 14, 2025
Slide 2: Highlights H1 2025
Highlights H1 2025 • MLP makes further progress on its strategically planned growth path • Record high in total revenue (€529 million) through growth in all competence fields • Record highs in key figures for future revenue development: Assets under management (€63.9 billion) and non-life insurance
Slide 3: Agenda: Business performance H1/Q2 2025
Agenda Business figures H1/Q2 2025 1 | BUSINESS PERFORMANCE H1/Q2 2025 3
Slide 4: New all-time high for total revenue
New all-time high for total revenue Total revenue of the MLP Group Recurring revenue inX€ million, as of June 30 Proportion of sales revenue, as of December 31, 2024 x 514 529 473 475 422 359 221 68 % of the sales revenue in 2024 were recurring 2005 2020 2021 2022 2023 2024 2025 * Compound annual gr
Slide 5: Growth in all competence fields
Growth in all competence fields Sales revenue breakdown into competence fields in € million, as of June 30, previous year‘s values in brackets Wealth 244 (240) +2 % Life & Health 130 (123) +5 % Wealth management 182 (176) +3 % Old-age provision 94 (93) +1 % Interest income 40 (46) -12 % Health insur
Slide 6: Record levels in key figures
Record levels in key figures Assets under management* Non-life insurance premium volume in € billion, as of December 31 or June 30 in € million, as of December 31 or June 30 63.1 63.9 751 785 56.6 57.0 687 54.3 632 561 42.7 440 117 2.9 2005 2020 2021 2022 2023 2024 Q2 2025 2005 2020 2021*** 2022 202
Slide 7: Development of client numbers
Development of client numbers Family clients Corporate and institutional clients in thousands, as of December 31 or June 30 in thousands, as of December 31 or June 30 594 28.4 591 28.0 28.0 27.4 580 569 562 24.8 555 22.5 2020 2021 2022 2023 2024 Q2 2025 2020 2021 2022 2023 2024 Q2 2025 1 | BUSINESS
Slide 8: EBIT at 42.7 million euros
EBIT at 42.7 million euros Income statement Balance sheet figures MLP Group (in € million) 6M 2025 6M 2024 △ MLP Group June 30, 2025 Total revenue 529.1 514.3 +3 % Balance sheet total €4,169 million EBIT 42.7 48.7 -12 % Shareholders' equity €561 million Finance result -0.9 5.5 -117 % Equity ratio 13
Slide 9: Agenda: Strategic further developments
Agenda Business figures H1/Q2 2025 2 | STRATEGIC FURTHER DEVELOPMENTS 9
Slide 10: AI increases client benefit and creates process efficiency
AI increases client benefit and creates process efficiency Development steps towards an AI service agent: Claims reported by clients Identification of queries and routing 1. enable precise classification and targeted distribution of client enquiries Identification of queries Initial example Smart FA
Slide 11: Expansion of corporate clients: Growing digital platform :pxtra
Expansion of corporate clients: Growing digital platform :pxtra for serving the corporate benefits market In times of shortage of Employer determines budget and Employee selects desired benefits Implementation via digital platform benefits package skilled specialists, corporate benefits MLP offers c
Slide 12: Expansion of corporate clients: New digital platform RVM SmartProtect
Expansion of corporate clients: New digital platform RVM SmartProtect for tapping into the SME market RVM Group Industrial insurance RVM SmartProtect Target group corporate clients: as a digital end-to-end platform Industrial clients Establishment of a virtual team of Addressing high- experts for ML
Slide 13: Agenda: Forecast 2025 and planning 2028
Agenda Business figures H1/Q2 2025 3 | FORECAST 2025 AND PLANNING 2028 13
Slide 14: Forecast 2025 confirmed
Forecast 2025 confirmed Sales revenue EBIT very positive: ++, positive: +, neutral: 0, negative: -, very negative: -- in € million, as of December 31 100-110 96.8 95.0 0 75.6 70.7 Wealth 59.4 + + Life & Health 2020 2021 2022 2023 2024 2025e Property & Forecast Casualty Forecast includes only a small
Slide 15: Planning 2028 reaffirmed – further significant growth
Planning 2028 reaffirmed – further significant growth Total revenue EBIT Assets under management Non-life insurance premium volume in € million, as of December 31 in € million, as of December 31 in € billion, as of December 31 in € million, as of December 31 1,300-1,400 140-150 75-81 1,000-1,100 1,0
Slide 16: Planning 2028 reaffirmed – growth in all competence fields
Planning 2028 reaffirmed – growth in all competence fields EBIT €140 – €150 million Total revenue €1.3 – 1.4 billion Planning + Digitalisation strategy 2028 + Cost efficiency + Unlocking potential in the corporate client business through the extensive MLP network Property + Expansion of non-life ins
Slide 17: Agenda: Summary and questions
Agenda Business figures H1/Q2 2025 4 | SUMMARY AND QUESTIONS 17
Slide 18: Summary
Summary • Earnings forecast for the full year 2025 confirmed – strategically developed positioning proves its worth, especially in challenging market phases • Artificial intelligence as part of our digitalisation strategy and strategic expansion of corporate client business as additional growth driv
Slide 19: We are happy to answer any questions you may have
We are happy to answer any questions you may have Your contact Pascal Löcher Head of Investor Relations Phone +49 (0)6222 • 308 • 3559 E-mail pascal.loecher@mlp.de Simon Knaack Tobias Wolf Manager Investor Relations Manager Investor Relations Phone +49 (0)6222 • 308 • 2715 Phone +49 (0)6222 • 308 •