Haci Omer Sabanci Holding A.s. · BIST:SAHOL
Haci Omer Sabanci Holding A.s — Sabancı Holding — Investor Presentation (March 2022)
22 slides from Haci Omer Sabanci Holding A.s's investor presentation, Mar 22, 2022
Slide 1: Sabancı Holding Banking Day
SABANCI HOLDING BANKING DAY March 22, 2022
Slide 2: Disclaimer
Disclaimer The information and opinions contained in this document have been compiled by Hacı Ömer Sabancı Holding A.Ş. (“Holding”) from sources believed to be reliable and in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy, completeness or correctne
Slide 3: On Stage Today
On Stage Today Orhun Köstem Hakan Binbaşgil Group Chief Financial Officer Chief Executive Officer Sabancı Holding Akbank 3
Slide 4: Banking in Sabancı, Akbank, Q&A
01 Banking in Sabancı 02 Akbank 03 Q&A 4
Slide 5: Banking in Sabancı
01 Banking in Sabancı 5
Slide 6: Solid global footprint with a diversified business portfolio
Solid global footprint with a diversified business portfolio Shareholder Structure 40M+ Customers* Russia Sabancı Romania Family 50.9% Free Float 49.1% Germany 7 Partnerships Netherlands Spain 14 China NAV by Business USA Turkey Retail 7% Countries Energy France 17% Bank Thailand 39% Listed NAV**: 6
Slide 7: Doubling CAPEX to accelerate both organic and inorganic growth
Doubling CAPEX to accelerate both organic and inorganic growth DOUBLING CAPEX | 25/75 SPLIT BETWEEN CORE & NEW INVESTMENTS Grow and Protect the Core Invest in New Platforms ➲ Strengthen our market leading positions ➲ Increasing share of new economy: ➲ Profitable growth driven by customer centricity
Slide 8: Akbank has 39% share in Sabancı Holding's listed net asset value
Akbank has 39% share in Sabancı Holding’s listed net asset value Bank; 39% SABANCI HOLDING TOTAL LISTED USD 2.7 NAV Billion Non-Bank; 61% *As of March 21, 2022 8
Slide 9: Akbank has the dominant share in Sabancı Holding's financials
Akbank has the dominant share in Sabancı Holding’s financials Combined Revenue* Share Combined EBITDA* Share Consolidated Net Income* Share Bank; 35% Non-Bank; Non-Bank; TOTAL: 46% TOTAL: 46% TOTAL: Bank; TL150BN Bank; TL33BN 54% TL10BN 54% Non-Bank; 65% *Excludes Holding dividend income *Excludes n
Slide 10: Akbank
02 Akbank 10
Slide 11: Strong presence in financial industry leads to sustainable value creation
Strong presence in financial industry leads to sustainable value creation / Banking 100% • Flagship of Akbank Group in Europe • Total assets at EUR 3,885 mn and equity of EUR 876 mn • Contribution to net income stands at 6% in 2021 / Leasing 100% 13% • Net lease receivables market share of 9.8% / Br
Slide 12: Akbank's bifocal strategy
Akbank’s bifocal strategy Run the Bank Crafting the future Create superior customer experience Sustainable high profitability Leverage digitization & advanced analytics Risk & return focused sound growth Invest in our people and the future of work Best-in-class efficiency Mitigate environmental foot
Slide 13: Leveraging our strength while carrying out priorities
Leveraging our strength while carrying out priorities Superior Capital Buffers CAR 17.2% (1) Robust FX USD Liquidity 12.6 bn (2) • Solid growth … to improve • Customer acquisition profitability • Normalized CoC Proactive ALM Excellently positioned… Prudent Risk Management • People & Culture … to con
Slide 14: Our digital play focuses on 4 strategic domains
Our digital play focuses on 4 strategic domains 1 DIGITAL ONBOARDING 2 OPEN BANKING 3 AKBANK MOBILE EXPERIENCE 4 PRODUCTS & SERVICES • Fully digital, e2e new • One-stop-shop for financial • «Mobile First» experience • Boosting digital sales (GPL, customer acqusition with services, beginning with des
Slide 15: Enhancing bottom-line impact through digital transformation
Enhancing bottom-line impact through digital transformation DIGITAL CUSTOMER PERFORMANCE FINANCIAL ONBOARDING INTERACTION ENGAGEMENT ~ 20% 6.6 mn 2x +62% New to Bank Customer Active Digital Customers Digital customer x-sell # of financial transactions Acquisition via DoB (1) compared to non-digital
Slide 16: ESG Strategy: Mitigate environmental footprint while increasing positive impact
ESG Strategy: Mitigate environmental footprint while increasing positive impact Sustainable Finance Ecosystems Management Responsible Products & Services ← → Digitalization Impact Investing ← → Financial Inclusion To be the leading bank that drives Turkey into the People & Community future Climate C
Slide 17: Actionable targets for positive impact
Actionable targets for positive impact SUSTAINABLE TL 200 bn TL 15 bn AuM ECOSYSTEMS Extend digital & innovative Sustainable loan Sustainable products & services FINANCE MANAGEMENT financing until investment funds Supporting a more Enhancing businesses & sustainable economy 2030 2030 financial healt
Slide 18: ESG performance at a glance
ESG performance at a glance SUSTAINABLE PEOPLE & ECOSYSTEMS CLIMATE FINANCE CULTURE MANAGEMENT CHANGE Supporting a more Empowering our people Enhancing businesses & Reducing our impact on sustainable economy and communities financial health environment Environmental and ~50% Akbank FAV First company
Slide 19: 2022: Leveraging our strength while carrying out priorities
2022: Leveraging our strength while carrying out priorities 2022 Guidance TL Loan Growth ~ 30% FX Loan Growth (in USD) Flattish NIM (swap adj.) ~150 bps improvement Net fees&com. growth > 35% Opex growth Avg. CPI Cost/ income (1) < 33% NPL (2) ~ 4% Net total CoC (excl. ccy impact) ~ 100 bps ROE ~ 30
Slide 20: Initiatives & indices
Initiatives & indices C4 environmen programme finance initiative @ score GOALS : = 7 6QBanc! Bloomberg Gender-Equality Index BORSA ISTANBUL 20
Slide 21: Q&A
03 Q&A 21
Slide 22: Thank You
Thank You OQBANC!I