Eml Payments Ltd. · ASX:EML
Eml Payments — Goldman Sachs Fifth Annual Virtual Emerging Technology Conference 2021
20 slides from Eml Payments's conference presentation, Oct 27, 2021
Slide 1: Investor Briefing ASX Announcement
27 October 2021 ASX Market Announcements 20 Bridge Street SYDNEY NSW 2000 For personal use only INVESTOR BRIEFING EML PAYMENTS LIMITED (ASX: EML) (“EML”) provides the attached investor briefing. EML’s Managing Director & Group CEO, Tom Cregan and Group CFO, Rob Shore will present the attached briefi
Slide 2: Investor Briefing October 2021
OCTOBER 2021 For personal use only Investor Briefing
Slide 3: Important Notice
EML Payments Investor Briefing 02 For personal use only Important Notice This investor presentation has been prepared by EML Payments Limited ABN 93 104 757 904 Mission. (EML) and is general background information about EML’s activities current as at the date of this presentation. This information i
Slide 4: The Future of Money in Motion
=MI..CON THE URE o- F—UT SAYWMIEINeinS
Slide 5: About Us
EML Payments Investor Briefing 04 About Us For personal use only EML is an ASX listed (ASX: EML) Payments Technology company operating We operate in a trillion dollar industry proprietary processing platforms that enable Fintech disruption Global: Global: Group GDV 5 Year GDV CAGR 5 Year EBITDA CAGR
Slide 6: Our Journey
Launch of largest EML Payments Investor Briefing European mall program 05 Launch of GPR in Our Journey North America Launch of Mobile Expand into Poland Expanded technology use cases Rewards Launched Corporate Delegated authority For personal use only Expansion into Growth Strategy Incentives & PVL*
Slide 7: Experienced Management Team
EML Payments Investor Briefing 06 Experienced Management Team For personal use only Tom Rob David Sarah Andrew Cregan Shore Curneen Bowles Betts Managing Director Group Chief Group Chief Group Chief Group Chief & Group CEO Financial Officer Operating Officer Digital Officer Risk Officer Kristen Paul
Slide 8: Brands Who Trust Us
For personal use only Trust Us Brands Who
Slide 9: A Unique Difference
EML Payments Investor Briefing 08 A Unique Difference For personal use only Proprietary Operational Global Processor Agile Innovation Tailored Execution Partnerships Issuer (not in US) Being quick and Dual wallet card White labeled Diligence and Local team networks responsive customised offering com
Slide 10: A World-first Platform Offering Customers Ultimate Choice
EML Payments Investor Briefing 09 A World-first Platform Offering Customers Ultimate Choice For personal use only EML CUSTOMERS NUAPAY CUSTOMERS Banks & Financial BNPL & Lenders Fintechs & Neo Banks Retail Software Platforms Fintechs Services Payroll & Payouts & Gaming Reward & Incentives Merchant A
Slide 11: Business Model - Barriers to Entry
EML Payments Investor Briefing 10 Business Model - Barriers to Entry For personal use only End to end prepaid corporate nd to End payment E processing platform 4000 0000 0000 0000 (card issuing, transaction VALID 12/20 THRU processing, fraud control, BILL R BAILEY SALARY PACKAGING settlement and rec
Slide 12: Track Record of Growth
EML Payments Investor Briefing 11 Track Record of Growth 60 For personal use only Business Development Momentum % 5 YR Launched 144 new programs in FY21 EBITDA Signed 121 new contracts in FY21: CAGR GPR 85 G&I 33 VANs 3 Sales Pipeline Active deals 313 GDV at maturity (3-4 Years) of $10.5 bn+ FY17 FY
Slide 13: Segment Performance
EML Payments Investor Briefing 12 Segment Performance For personal use only General General Purpose Purpose Reloadable Reloadable (GPR)Use cases - Banking as a service, Software as a service, Neo-lending, Multi-currency, Government, Non Governmental Organisations (GPR) Highlights Revenue GP% Yield —
Slide 14: Revenue Generation
EML Payments Investor Briefing 13 Revenue Generation For personal use only Prepaid Cards Open Banking 01 01 Programme set-up fee Establishment fees Set-up fee Technical integration / card / Technical integration account / ewallet issuance 02 02 Load/Re-load fee Transaction fee Card / accounts loaded
Slide 15: Open banking will fundamentally change the way we move money
EML Payments Investor Briefing 14 For personal use only Open banking will fundamentally change the way we move money over the next decade The EML Nuapay product suite couples open banking data enrichment with instant account payment capability to create a modern friction-free digital user experience
Slide 16: Combining A2A & Open Banking with Prepaid & BaaS Capabilities
EML Payments Investor Briefing 15 Combining A2A & Open Banking with Prepaid & Banking-as-a-Service (BaaS) Capabilities Expands our Addressable Market & Deepens For personal use only Existing Relationships PREPAID & BAAS A2A & OPENBANKING GPR, gift-incentive and virtual Mass market A2A payments & acc
Slide 17: A Fully White Label Solution That Creates a Fast & Safe Way to Pay
EML Payments Investor Briefing 16 A Fully White Label Solution That Creates a Fast & Safe Way For Your Customers to Pay You For personal use only SIMPLE FAST 80% of payers say open Customers pay in banking is “easier” or as little as 20 seconds “as easy as” PayPal (half the time a card takes!) MOBIL
Slide 18: EML Seamless disbursements product
EML Payments Investor Briefing 17 For personal use only EML’s newest “white-labeled” product offers enhanced Your Platform customer engagement and satisfaction via a fully branded Disbursements Portal API single portal experience. EML Seamless allows merchants to disburse funds to consumers or SMEs
Slide 19: Q&A Money in Motion
> =MI.. 5 Q&A Money in Motion
Slide 20: Thank you
Thank you For personal use only Level 12, 333 Ann Street Brisbane QLD 4000 Telephone: +61 7 3557 1100 emlpayments.com
EML Payments — Goldman Sachs Fifth Annual Virtual Emerging Technology Conference 2021 on 6ix