Franklin Financial Services Corporation · NASDAQ:FRAF

Franklin Financial Services — Presentation (January 2023)

33 slides from Franklin Financial Services's investor presentation, Jan 19, 2023

  1. Slide 1: Welcome Shareholders

    Welcome Shareholders January 19, 2023 F&M Trust Franklin Financial Services Corporation

  2. Slide 2: Forward Looking Statements

    Forward Looking Statements Certain statements appearing herein which are not historical in nature are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements refer to a future period or periods, reflecting management’s cu

  3. Slide 3: Welcome & Introductions

    Welcome & Introductions Warren Elliott, Chairman of the Board F&M Trust Franklin Financial Services Corporation 3

  4. Slide 4: Board of Directors

    Board of Directors Warren Elliot Chairman of the Board Tim Henry President & CEO F&M Trust Franklin Financial Services Corporation 4

  5. Slide 5: Board of Directors

    Board of Directors Marty Brown Kevin Craig Greg Duffey F&M Trust Franklin Financial Services Corporation 5

  6. Slide 6: Board of Directors

    Board of Directors Dan Fisher Skip Jennings Stanley Kerlin F&M Trust Franklin Financial Services Corporation 6

  7. Slide 7: Board of Directors

    Board of Directors Don Mowery Kim Rzomp Greg Snook F&M Trust Franklin Financial Services Corporation 7

  8. Slide 8: Agenda

    Agenda Stock Performance Bank Highlights Questions Closing Comments Tour of the New Corporate Headquarters (Optional) F&M Trust Franklin Financial Services Corporation 8

  9. Slide 9: Video

    Video Click the link below to watch a video about F&M Trust’s relationships with its customers, employees, communities, and shareholders. https://s24.q4cdn.com/988958627/files/doc_presentations/2023/f-m_trust___shareholder_video-(1080p)-(1).mp4 F&M Trust Franklin Financial Services Corporation 9

  10. Slide 10: Stock Performance

    Stock Performance Mark Hollar, CFO F&M Trust Franklin Financial Services Corporation 10

  11. Slide 11: Stock Price and Dividend

    Stock Price and Dividend Price Per Share Dividend Year-End Price Per Share Annual Dividend Per Share $40 $1.40 $38 $1.20 $36 $1.00 $34 $0.80 $32 $0.60 $30 $0.40 $28 $0.20 $26 $0.00 $24 $22 $20 2016 2017 2018 2019 2020 2021 2022 F&M Trust Franklin Financial Services Corporation 11

  12. Slide 12: Total Return Performance

    Total Return Performance Index Value FFSC NASDAQ Composite Index S&P US BMI Banks MAR Index Peer Group INDEX 12.31.15 12.31.16 Franklin Financial Services Corporation 100.00 126.05 NASDAQ Composite Index 100.00 108.87 S&P US BMI Banks Mid-Atlantic Region Index 100.00 127.10 Peer Group (Mid-Atlantic

  13. Slide 13: Computershare

    Computershare (800) 368-5948 or www.computershare.com F&M Trust Franklin Financial Services Corporation 13

  14. Slide 14: Corporate Secretary Contacts

    Amanda Ducey Corporate Secretary (717) 261-3553 amanda.ducey@f-mtrust.com Zoe Clayton Assistant Corporate Secretary (717) 261-3551 zoe.clayton@f-mtrust.com F&M Trust Franklin Financial Services Corporation 14

  15. Slide 15: Company Highlights

    Company Highlights Tim Henry, President & CEO F&M Trust Franklin Financial Services Corporation 15

  16. Slide 16: Company Highlights

    Company Highlights Senior Management Introductions Market Area – Harrisburg to Hagerstown New Corporate Headquarters Salesforce Community Office Renovations Community Investments F&M Trust Franklin Financial Services Corporation 16

  17. Slide 17: Senior Management

    Senior Management Tim Henry President & CEO Mark Hollar Executive Vice President Chief Financial Officer & Treasurer F&M Trust Franklin Financial Services Corporation 17

  18. Slide 18: Senior Management

    Senior Management Steve Butz Senior Vice President Chief Commercial Services Officer Karen Carmack, DM Senior Vice President Chief Human Resources Officer F&M Trust Franklin Financial Services Corporation 18

  19. Slide 19: Senior Management

    Senior Management Scott Ehrig, CFP, CIMA Senior Vice President Chief Investment & Trust Services Officer Lorie Heckman Senior Vice President Chief Risk Officer F&M Trust Franklin Financial Services Corporation 19

  20. Slide 20: Senior Management

    Senior Management Matt Weaver Senior Vice President Chief Marketing Officer F&M Trust Franklin Financial Services Corporation 20

  21. Slide 21: Senior Management

    Senior Management Chad Carroll Executive Vice President Chief Operating Officer Lou Giustini Senior Vice President Chief Retail Services Officer Dave Long Senior Vice President Chief Technology Officer F&M Trust Franklin Financial Services Corporation 21

  22. Slide 22: Market Area Map

    Harrisburg Regional Headquarters Hagerstown Community Office Huntingdon Country Fulton County Franklin County Cumberland County Washington County F&M Trust Headquarters Harrisburg F&M Trust Franklin Financial Services Corporation 22

  23. Slide 23: New Corporate Headquarters

    New Corporate Headquarters F&M Trust Franklin Financial Services Corporation 23

  24. Slide 24: Salesforce

    Salesforce F&M Trust Franklin Financial Services Corporation 24

  25. Slide 25: West Side Renovations

    West Side Renovations F&M Trust Franklin Financial Services Corporation 25

  26. Slide 26: West Side Renovations

    West Side Renovations F&M Trust Franklin Financial Services Corporation 26

  27. Slide 27: Community Investments

    Community Investments F&M Trust Franklin Financial Services Corporation 27

  28. Slide 28: Questions

    Questions Tim Henry, President & CEO F&M Trust Franklin Financial Services Corporation 28

  29. Slide 29: Closing Comments

    Closing Comments Warren Elliott, Chairman of the Board F&M Trust Franklin Financial Services Corporation 29

  30. Slide 30: Closing Comments

    Closing Comments Restructured Board Meetings to Focus Strategically Created a Strategic Initiative Committee to Concentrate on M&A Increased Board Member Education and Training Improved Board Member Accountability – 360o Peer-to-Peer Review F&M Trust Franklin Financial Services Corporation 30

  31. Slide 31: Annual Meeting April 25, 2023

    Franklin Financial Services Corporation Annual Meeting Tuesday, April 25, 2023 Additional Details to Follow F&M Trust Franklin Financial Services Corporation 31

  32. Slide 32: Thank You

    Thank You F&M Trust Franklin Financial Services Corporation 32

  33. Slide 33: Stock Symbol and Websites

    Stock Symbol: FRAF (Nasdaq) www.franklinfin.com www.fmtrust.bank F&M Trust Franklin Financial Services Corporation 33

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