Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q3 FY2021-22 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Feb 11, 2022
Slide 1: Exchange intimation letter under Regulation 30
HUDCO/CS/SE/2022 11'* February, 2022 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street Bandra Kurla Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symbol- HUDCO Sub: I
Slide 2: Investors Presentation & Performance Highlights Q3/Nine Months FY 2021-22
FIOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED Mn (A GOVT. OF INDIA ENTERPRISE) l~™X GZS ~—s ANISO.9001:2015CERTFIEDCompany ‘J hudco hudco INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q3/NINE MONTHS FY 2021 - 22 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Rating
Slide 3: Financial Highlights
FINANCIAL (Amount in % Crore) HIGHLIGHTS 80000 Period ended ® hudco 70000 74938 December-2021 60000 & Period ended Balance 50000 December-2020 VA TeX21 | 40000 30000 20000 10000 13890 12897 0 Total Assets Net Worth 6000 5000 4000 5254 Income 3000 Soha 2000 1000 1751 {88 1303 1465 970 1052 TOTAL INCO
Slide 4: Sanctions - Composition
SANCTIONS ~- COMPOSITION A hudco Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q3 Q2 Ql# Q4 Q3 Q2 Q1_ | 2021-22*| 2020-21 | 2019-20 92.30 | 53.00 - 540.37 | 359.13 16.40 - 145.30 915.90 | 3,790.26 Housing 1.91% | 1.31% - 10.34% | 26.70% 1.13% - 1.63% 9.95% 19.01% U
Slide 5: Disbursements - Composition
DISBURSEMENTS ~ COMPOSITION ® (Amount in = Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q3 Q2 ou | o4 | g3 | 2 | Q1. | 2021-22*| 2020-21 | 2019-20 30.00 | 51.30 | 507.00 | 957.71 | 500.00 | 30.38 |2,200.00| 588.30. | 3,688.09 | 4,983.56 Housing 5.99% | 3.90
Slide 6: Sector-wise Disbursal - Composition
SECTOR-WISE DISBURSAL ~- COMPOSITION RW (Amount in = Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22* |2020-21) 2019-20 . . - 30.00 500.00 900.00 500.00 - 2,200.00] 530.00 |3,600.00] 4,763.09 Social Housing - 2.27% 39.49% 25.67% |
Slide 7: Outstanding Loan - Composition
OUTSTANDING LOAN ~- COMPOSITION “EE (Amount in % Crore) hudco Financial Year 21-22 Financial Year 20-21 For the Financial Year Borrower-wise Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22*| 2020-21] 2019-20 71,718.78 | 72,807.80 72,884.39 73,195.78 | 75,247.13 | 75,341.62 |75,333.26| 71,718.78 |73,195.78| 73,722.00 G
Slide 8: Details of Borrowings
DETAILS OF BORROWINGS Financial Year 21-22 Financial Year 20-21 For the Financial Year ® Particulars Qa | Q Ql a4 [| @3 [| a2 [ at { 2021-22" | 2020-21 | 2019-20 Long Term Borrowing ee 17,198.18 | 17,388.47 | 17,388.47 | 17,388.47 | 17,388.47 | 17,388.47| 17,388.47| 17,198.18 | 17,388.47 | 17,388.47
Slide 9: Funds Raised During the Year
FUNDS RAISED DURING THE YEAR ge hu oOo Amount in = Crore ao Financial Year 21-22 Financial Year 20-21 For the Financial Year Particulars Q3 Q2 Q1 Q4 Q3 Q2 Q1 2021-22* | 2020-21 2019-20 Taxable Bonds - - - - 940.00 800.00 4,610.00 - 6,350.00 7,695.00 Refinance from ; ; ; ; ; _ ; ; ; 2,294.00 NHB/ITFC
Slide 10: Classification of Assets under Ind AS
CLASSIFICATION OF ASSETS UN hudco December, 2021 December, 2020 S. No. Exposure at Default Outstanding 9 Cattemiien x (¥ in Crore) ° (= in Crore) ° I. Stage 1 63,502.75 $5.46 72,080.18 92.54 ll. Stage 2 7,145.55 9.62 2,709.24 3.48 Hl. Stage 3 3,655.97 4.92 3,103.64 3.98 Total 74,304.27 100.00 77,893
Slide 11: Financial Statements
FINANCIAL STATEMENTS A (Amount in ¥ Crore) Quarter Ended Nine Months Ended Particulars 31" December, 2021 | 31° December, 2020 31" December, 2021 31" December, 2020 (Reviewed) (Reviewed) (Reviewed) (Reviewed) Income: - Revenue from Operations 1,699.92 1,845.19 5,227.15 5,475.20 - Other Income 9.49 8
Slide 12: Key Indicators
KEY INDICATORS Nine Months Ended Parteniars December, 2021 December, 2020 Yield on Loan (%) (Annualised) 9.44 % 9.76% Cost of Funds (%) (Annualised) 7.55% 7.81% Interest Spread (%) 1.89% 1.95% Net Interest Margin (%) (Annualised) 3.18% 3.29% Interest Coverage Ratio (times) 1.38 1.41 Debt Equity Rati
Slide 13: Shareholding Pattern 31 December, 2021
SHAREHOLDING PATTERN Particulars 31" December, 2021 04'" February, 2022 % % President of India $1.81 $1.81 Foreign Institutional Investors/ Foreign Nationals/ 0.64 0.69 Foreign Portfolio Investors ° . Resident Individual/ Employees 8.56 8.65 Mutual fund/ AIF 1.85 1.75 Nationalized Banks/ Other Banks
Slide 14: Thank You
THANK YOU Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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