Toronto-dominion Bank · TSX:TD
Toronto-dominion Bank — TD Bank Group — Citi 2013 U.S. Financial Services Conference
10 slides from Toronto-dominion Bank's conference presentation, Mar 6, 2013
Slide 1: Citi 2013 U.S. Financial Services Conference
Citi 2013 U.S. Financial Services Conference Bharat B. Masrani Group Head, U.S. Personal and Commercial Banking, TD Bank Group and President and Chief Executive Officer of TD Bank, America’s Most Convenient Bank® March 6, 2013
Slide 2: Caution regarding forward-looking statements
Caution regarding forward-looking statements From time to time, the Bank makes written and/or oral forward-looking statements, including in this document, in other filings with Canadian regulators or the U.S. Securities and Exchange Commission, and in other communications. In addition, representativ
Slide 3: TD Bank Group
TD Bank Group Our Businesses Canadian Personal & Commercial Personal banking Commercial banking Wealth & Insurance Direct investing Advice-based wealth business Asset management Insurance 2,491 Business Locations1 U.S. Personal & Commercial CAD U.S. Personal banking Q1 20132 (C$) Sma
Slide 4: Simple Strategy, Consistent Focus
Simple Strategy, Consistent Focus Building the Better Bank North America Top 10 Bank in North America1 Leverage platform and brand for growth One of only a few banks globally to be rated Aa1 by Moody’s2 Strong employment brand Retail Earnings Focus Leader in customer service and convenienc
Slide 5: TD Bank Group in North America
TD Bank Group in North America Compared to: Q1 2013 North Canadian American Peers5 (C$ Billions) Peers6 Total Assets $819B 2nd 6th Total Deposits $494B 2nd 6th Market Cap (as of October 31, 2012) $77B 2nd 6th Adj. Net Income1 (Trailing 4 Quarters) $7.2B 2nd 6th Rpt. Net Income (Trailing 4 Quarters)
Slide 6: Composition of Earnings
Composition of Earnings Highlights Increasing retail focus Strength of retail franchise Wholesale Reliable and steady earnings mix 9% 2 U.S. P&C 21% Canadian P&C 2 50% TD AMTD 3,4 $7,075 2% Adjusted Retail Earnings1,5 13% 12% Wealth & Wholesale Earnings Insurance 4 88% 18% $2,158 42% YTD 2013
Slide 7: Q1 2013 Highlights
Q1 2013 Highlights Key Themes Net Income $MM (Adjusted, where applicable)1 Strong adjusted1 EPS growth of Q1/13 QoQ YoY 8% YoY Retail2 $ 1,706 16% 10% Wholesale 159 -49% -18% Record performance driven by Corporate 51 n/a +100% retail businesses Adjusted Net Income $ 1,916 9% 9% Volume growth w
Slide 8: U.S. Personal & Commercial Banking
U.S. Personal & Commercial Banking Consistent Strategy Adjusted Net Income2 $1,422 ($MM) $1,270 Where we compete $1,042 $909 $806 Retail and commercial banking along the Eastern Seaboard C$ $385 Operate in 5 of the top 10 MSAs1 and 7 of $359 the 10 wealthiest states US$ $328 $794 $781 $1,008 $1,
Slide 9: Investor Relations Contacts
Investor Relations Contacts Phone: 416-308-9030 or 1-866-486-4826 Grand Prix for Best Overall Investor Relations: Large Cap Best Investor Relations by Email: Sector: Financial Services Best Investor Relations tdir@td.com by a CEO: Large Cap Best Investor Relations by a CFO: Large Cap Website: Best I
Slide 10: Slide 10
TD Bank Group — Citi 2013 U.S. Financial Services Conference on 6ix