Standard Bank — Debt Investor Presentation (September 2022)

4 slides from Standard Bank's debt investor presentation, September 2022

Slide 1: Connect To Invest Roadshow Presentation
Standard Bank Group CONNECT TO INVEST ROADSHOW PRESENTATION September 2022
Slide 2: Market update
Market update Local debt capital market issuances 5 Year NCD vs R186 vs SOAF 2027 13,0 70 11,0 60 15 23 9,0 Yield % 50 10 Billions 15 7,0 40 7 7 6 10 30 10 7 12 15 5,0 20 4 14 17 20 1 8 4 12 1 3,0 10 1 4 8 1 14 1 9 - 10 9 8 1 8 - 3 2017 2018 2019 2020 2021 2022 YTD Absa Capitec FirstRand Investec Ne
Slide 3: Strong Liquidity Position
Strong Liquidity Position Exceeding Basel III Regulatory Requirements Basel III Liquidity Coverage Ratio (3-month Simple Avg.) 160,0% 144,3% 143,0% 138,4% 134,8% Liquidity Coverage Ratio (LCR) 140,0% 124,4% 116,8% 113,8% ▪ SARB issued a directive proposing the withdrawal of the Covid relieve LCR mea
Slide 4: Redemption Profiles and NCD Forecasts
Redemption Profiles and NCD Forecasts SBSA Debt Capital Markets Redemption Profile 50 • Wholesale funding activities have normalised to pre-COVID19 levels Thousands mainly in response to growth in asset origination 40 37 35 • Funding diversification maintained across products, sectors, geographic 29