PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — 9M 2018 Earnings Presentation
28 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, Sep 30, 2018
Slide 1: Maybank Indonesia Financial Results 9M 2018
Humanising Financial Services Maybank Indonesia Financial Results 9M 2018 ended 30 September 2018 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Summary of 9M 2018 Results 3 Financial Performance 5 Maybank Indonesia in Brief 18 Awards, Events and CSR Highlights 24
Slide 3: Summary of 9M 2018 Results
Summary of 9M 2018 Results All numbers are based on Consolidated Financial Statements which are in accordance with accounting classification unless otherwise stated. The classifications differ from published results which are in accordance with Bank Indonesia’s classification.
Slide 4: Summary of 9M 2018 Results
Summary of 9M 2018 Results 1 • Loans growth of 7.8% (YoY): – Global Banking grew 10.4% (YoY) contributed by infrastructure projects undertaken by SOE – CFS Non-Retail grew 8.6% (YoY) contributed by loans from Business Banking and SME Loans growth and – CFS Retail grew 5.0% (YoY) driven by Auto loans
Slide 5: Financial Performance
Financial Performance
Slide 6: Balance Sheet
Balance Sheet Financial Position - Consolidated Sep-18 Jun-18 Sep-17 QoQ YoY Rp Billion a b c (a/b)-1 (a/c)-1 Loans 131,217 127,064 121,754 3.3% 7.8% Other Earning Assets 22,156 24,167 29,629 -8.3% -25.2% Other Assets 19,916 20,505 18,097 -2.9% 10.0% Total Assets 173,289 171,736 169,480 0.9% 2.2% De
Slide 7: Income Statement
Income Statement Income Statement - Consolidated 9M 2018 9M 2017 YoY 3Q 2018 2Q 2018 QoQ Rp Billion a b (a/b)-1 c d (c/d)-1 Interest Income 11,010 11,083 -0.7% 3,695 3,713 -0.5% Interest Expense (4,970) (5,356) -7.2% (1,587) (1,672) -5.1% Net Interest Income 6,040 5,727 5.5% 2,108 2,041 3.3% Non Int
Slide 8: Financial Ratios
Financial Ratios Key Operating Ratio Sep-18 Jun-18 Sep-17 Key Operating Ratio Sep-18 Jun-18 Sep-17 Consolidated a b c (a-c) Bank Only a b c (a-c) Profitability Profitability Return On Assets 1.59% 1.49% 1.58% 0.01% Return On Assets 1.35% 1.23% 1.37% -0.02% Return On Equities (Tier 1) 9.53% 9.16% 10.
Slide 9: Loans
Loans Global Banking booked strong loans growth of 10.4% (YoY), followed by CFS Non-Retail loans growth of 8.6% (YoY) and CFS Retail loans growth of 5.0% (YoY) LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion 108.31% 114.82% Sep-18 Jun-18 Sep-17 YoY QoQ 99.09% 99.87% 98.19% Global
Slide 10: Asset Quality
Asset Quality Improved significantly as reflected by lower NPL levels at 2.73% (gross) and 1.55% (net) Asset Quality – Maybank Indonesia Asset Quality – Maybank Indonesia Impaired Loans (consolidated) NPL (consolidated) 4.06% 3.87% 3.57% 3.32% 3.46% 3.35% 3.02% 2.81% 2.79% 2.73% 2.52% 2.39% 2.10% 2.
Slide 11: Customer Deposits
Customer Deposits Focus on CASA accumulation Deposits from Customers by Business Segment 24% 19% Global Banking Sep-17 Sep-18 CFS 76% 81% Deposits from Customers by Type 17% 21% Current Account Sep-17 Saving Account Sep-18 21% 58% 62% Time Deposit 21% Rp Trillion Sep-18 Jun-18 Sep-17 YoY QoQ Deposit
Slide 12: Fee Income
Fee Income Rp billion -29.4% YoY -27.1% YoY -57.3% YoY -100.7% YoY 2.5% YoY 2,142 1,740 1,511 1,154 1,183 Sep-17 Sep-18 Rp401 billion one-off 478 non recurring fee 375 274 134 77 57 -3 Total Fee Income Fees and commissions Gains on foreign exchange Gains/loss on sale of Other fee income other than f
Slide 13: Operating Expenses
Operating Expenses Rp billion -0.3% YoY +1.9% YoY -1.8% YoY 4,494 4,482 4,251 2,623 2,575 1,907 2,380 Sep-17 1,871 Sep-18 Rp242 billion one-off expenses Total Operating Personnel G&A Expenses (in Rp billion) Breakdown of G&A Sep-18 Sep-17 YoY General 1,274 1,362 -6.5% Rental 373 376 -0.8% Depreciati
Slide 14: Sound Capital Position
Sound Capital Position 18.77% 18.78% 17.59% 17.53% 17.63% 128,976 129,267 131,715 134,787 128,136 22,545 22,615 22,786 24,721 25,314 Sep-17 Dec-17 Mar-18 Jun-18 Sep-18 Risk Weighted Assets (Rp Billion) Total Capital (Rp Billion) CAR Capital Ratios Sep-18 Jun-18 Mar-18 Dec-17 Sep-17 YoY QoQ Tier I 16
Slide 15: Shariah Banking
Shariah Banking Continues to demonstrate positive performance during the first nine months of 2018 Assets increased by 25.5% (YoY) to Rp30.2 trillion, contributing 17.4% to the Bank‟s consolidated total assets Financing increased by 39.6% (YoY) to Rp23.8 trillion, contributing 18.1% to the Banks
Slide 16: Maybank Finance Operations
Maybank Finance Operations Asset quality slightly affected although improved QoQ Revenue and Profit Before Tax Financing Rp Billion 13.6% Rp Billion 1.7% 926 815 6,999 7,115 12.6% 265 298 Sep-17 Sep-18 Sep-17 Sep-18 Revenue Profit Before Tax Asset Quality Unit Financing (unit) 37,117 37,362 30
Slide 17: WOM Finance Operations
WOM Finance Operations Asset quality slightly impacted but financing and revenue have increased. Profits have risen by 52% YoY Revenue and Profit Before Tax Financing Rp Billion Rp Billion 26.5% 38.0% 1,967 8,383 1,554 6,074 52.1% 132 201 Sep-17 Sep-18 Sep-17 Sep-18 Revenue Profit Before Tax A
Slide 18: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 19: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp173.3 Trillion Total Equity : Rp23.8 Trillion Market Capitalisation : Rp16.0 Trillion Position in Indonesia** : Rank #9 in terms of Assets Rank #9 in terms of Loans Rank #10 in terms of Deposits 386 (Maybank Indonesia) # of Branches : 611 1
Slide 20: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders Public National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) 78.98% 21.02% Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F3 Viability Rating bb Support Rating 2 Senior
Slide 21: Board of Commissioners
Board of Commissioners Edwin Gerungan Achjar Iljas Commissioner Independent Commissioner Datuk Abdul Farid bin Alias President Commissioner Datuk Lim Hong Tat *) Budhi Dyah Sitawati Hendar Commissioner Independent Commissioner Independent Commissioner * Appointed at EGM held on 18 Oct 2018 and will
Slide 22: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Eri Budiono Director Director Director Taswin Zakaria President Director Irvandi Ferizal Effendi Widya Permana *) Muhamadian *) Director Director Director Director * Appointed at EGM held on 18 Oct 2018 and will be effective after obtaining OJK
Slide 23: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia CFS Non Retail CFS Retail MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (subsidiary of Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (Subsidiary of
Slide 24: Awards, Events and CSR Highlights
Awards, Events and CSR Highlights
Slide 25: Awards, Events and CSR Highlights in 3Q 2018 (1/2)
Awards, Events and CSR Highlights in 3Q 2018 (1/2) Maybank Indonesia launched Hajj Saving Bisnis Indonesia Financial Awards 2018 product Maybank Indonesia successfully brought home Maybank Indonesia through its sharia business two awards at the 2018 Bisnis Indonesia unit officially launched the MyAr
Slide 26: Awards, Events and CSR Highlights in 3Q 2018 (2/2)
Awards, Events and CSR Highlights in 3Q 2018 (2/2) Indonesia Banking Award by Tempo Group Maybank Bali Marathon 2018 Maybank Indonesia Sharia business unit (UUS) Maybank Indonesia held the 7th Maybank Bali won three awards: The Most Reliable Bank, Marathon (MBM) 2018 on 9 September 2018 The Most Pro
Slide 27: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA N K ! respect. - We make humanising y ‘- . - f financial services more than ~ just a promise but the way we do business. e Thank You Maybank
Slide 28: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA Tbk Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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