Turkiye Sigorta A.s. · BIST:TURSG

Turkiye Sigorta A.s — Investor Presentation (November 2025)

10 slides from Turkiye Sigorta A.s's investor presentation, Nov 17, 2025

  1. Slide 1: Non-life Insurance Sector 10M25 Premium Results

    Non-life Insurance Sector 10M25 Premium Results Publish date: 17/11/2025 Investor Relations, Türkiye Sigorta October 2025 |1

  2. Slide 2: Disclaimer

    Disclaimer This presentation is prepared by Türkiye Sigorta A.Ş., based on general ideas and it is subject to change without notice. It is based on information obtained from sources that the company believes to be reliable, but the company does not guarantee the authenticity and completeness of info

  3. Slide 3: Premium Production, Market Share, Portfolio and Distribution Channel Breakdown

    1 Premium Production 2 Market Share 3 Portfolio Breakdown 4 Distribution Channel Breakdown October 2025 |3

  4. Slide 4: Premium Production

    1 Premium Production MOD MTPL F&ND Health Mn TL Mn TL Mn TL Mn TL +107% +50% +%18 +34% Türkiye 13,656 13,887 28,820 14,539 11,743 Sigorta 9,109 21,520 7,011 10/2024 10/2025 10/2024 10/2025 10/2024 10/2025 10/2024 10/2025 MOD MTPL F&ND Health Mn TL Mn TL Mn TL Mn TL +32% +49% +37% +58% 113,889 249,20

  5. Slide 5: Premium Production

    1 Premium Production Agriculture Engineering Accident Other Mn TL Mn TL Mn TL Mn TL +%58 +51% +21% +33% Türkiye 21,402 9,357 4,786 9,179 3,946 Sigorta 6,204 6,880 13,554 10/2024 10/2025 10/2024 10/2025 10/2024 10/2025 10/2024 10/2025 Agriculture Engineering Accident Other Mn TL Mn TL Mn TL Mn TL +59

  6. Slide 6: Market Share

    2 Market Share 115,626 Motor 27,543 Non-motor 90,009 Health 19,916 74,755 66,433 11,689 30,360 73,544 27,411 41,070 58,404 29,088 25,767 30,714 14,539 15,307 13,255 9,166 1,190 T Allianz Anadolu Axa Sompo 10/2025 14.2% 11.1% 9.2% 8.2% 5.0% M. share (Δ yoy) 10/2024 14.2% 11.4% 9.2% 7.6% 4.7% Premium

  7. Slide 7: Portfolio Breakdown

    3 Portfolio Breakdown 10/2024 10/2025 11% 14% 12% 15% 15% 12% 30% 9% 31% 13% MOD MOD MTPL MTPL 17% Health Health 19% Agriculture Agriculture 19% 8% 20% Engineering Engineering 8% F&ND F&ND 4% 4% Accident 5% Accident 27% 5% Other Other 25% 17% 16% 5% 4% 3% 2% 8% 9% 8% 8% Sector TS Sector October 2025

  8. Slide 8: Distribution Channel Breakdown

    4 Distribution Channel Breakdown Sales channels year-on-year growth Direct Agency Bank Broker 62% 48% 48% 40% 41% 42% 49% 28% Sector TS Sector TS Sector TS Sector TS Sales channels distribution by top 5 4% 5% 1% 9% Direct 17% Agency 27% 68% 64% 79% 74% Bank 42% 6% 14% 4% 2% Broker& 22% 17% 19% Other

  9. Slide 9: For the most recent earnings reports and notes: Investor Kit

    For the most recent earnings reports and notes: Investor Kit For further information: investor.relations@turkiyesigorta.com.tr Name Responsibility E-mail Phone Şahika Balbay Demiroğlu Director sahika.demiroglu@turkiyesigorta.com.tr +90 (212) 800 86 89 Recep Şahin Manager recep.sahin@turkiyesigorta.c

  10. Slide 10: October 2025 |10

    Sizin Kiymetinizi billiyoruz ; S sizioldugunuz gibi *” J (eyes Turki lider sigorta sikat olarak D kabullenmek Tipki bir Biz Sigortaciligin Mill Takimiyrz. yenilikei i g uven i, SS edie il Retamacicin ties tome caret a neye alle gelistiriyor ve bu gelisimi © deger oldugunu si Pernt her clance leger o

Türkiye Sigorta A.Ş. — Investor Presentation (November 2025) on 6ix