Rubean Ag · XETR:R1B
Rubean — Investor Presentation (July 2024)
12 slides from Rubean's investor presentation, July 2024
Slide 1: The future of contactless payments
The future of contactless payments Company Presentation Q3 2024 © 2024 Rubean AG – confidential and proprietary information
Slide 2: Rubean's Mission
RUBEAN’S MISSION We empower every merchant & every courier in the world to accept card payments on their mobile devices! © 2024 Rubean AG – confidential and proprietary information 2
Slide 3: The Problem to Solve
THE PROBLEM TO SOLVE • Since the pandemic, physical cash has been increasingly replaced by card payments. • Merchants, couriers & tradespeople require specialized hardware (PTS devices) to accept card payments. The extra hardware is inconvenient and as expensive as handling physical cash. © 2024 Rub
Slide 4: The Solution: Rubean's PhonePOS
THE SOLUTION: RUBEAN‘S PHONEPOS Any merchant can accept card payments on their mobile device with the APP. © 2024 Rubean AG – confidential and proprietary information 4
Slide 5: One Solution for Different Audiences
ONE SOLUTION FOR DIFFERENT AUDIENCES Rubean’s software APP enhances mobile phones or industry-specific mobile devices by adding the capability of a full cash-receiving terminal (POS). For Individual Merchants For Enterprise Customers integrated into their banking APP integrated into their enterprise
Slide 6: PhonePOS Solution: Overview
PHONEPOS SOLUTION: OVERVIEW 6
Slide 7: Use Cases for Enterprise Customers
USE CASES FOR ENTERPRISE CUSTOMERS Less cash handling, Enormous time Logistics Higher productivity less devices to carry savings Additional dynamic Advice and payment Backup in case PTS Retail mobile cash desks on one tablet infrastructure fails Payment on Enormous time Flexible scalability of Hospi
Slide 8: Business Strategy: Focus #1
BUSINESS STRATEGY: FOCUS #1 Primary Focus: Cash on Delivery (CoD) • Cash is very expensive and error-prone to manage (especially on CoD) • PhonePOS is the solution delivery companies have been waiting for • Several parcel delivery companies have recently adopted our technology: Correos National Post
Slide 9: Business Strategy: Focus #2
BUSINESS STRATEGY: FOCUS #2 Second Focus: major retail chains a) Create a one-stop-shop experience (customer advising and payment processing on one device) b) Backup system for failing payment infrastructure Why: • One tablet for both service/marketing and ECR (a) • Devices can be used at events or
Slide 10: Execution Based on Strong Foundation
EXECUTION BASED ON STRONG FOUNDATION 1 Steadily growing number of active licensees in the 5-digit range. New contracts with transaction-based revenues. USPs: in Germany, the only supporter of girocard/EC card; in Spain, connected to 2 Redsys. Both represent high entry barriers for potential competit
Slide 11: Facts and Figures
Facts and Figures ISIN DE0005120802 WKN 512080 BMK Holding GmbH Free 13% Float 40% 3.603.893,00 € Since 2016 Trade CCV Registered Share Capital listed on Munich Stock Exchange, In the Open Market in Munich, 35% since 2020 on m:access and Frankfurt, Berlin, Düsseldorf, since 2023 in Xetra Xetra as we
Slide 12: Rubean AG Shares - WKN: 512080 / ISIN: DE0005120802
RUBEAN AG SHARES - WKN: 512080 / ISIN: DE0005120802 Contacts: Dr. Hermann Geupel, CEO Jochen Pielage, CTO & COO hermann.geupel@rubean.com jochen.pielage@rubean.com +49 (0)173 5140646 +49 (0)171 8156927 © 2024 Rubean AG – confidential and proprietary information