Hancock Whitney — Corporate Update (December 2023)

5 slides from Hancock Whitney's corporate update, Dec 11, 2023

Slide 1: Mid-Quarter Update 12/11/2023
Mid-Quarter Update 12/11/2023
Slide 2: Forward-looking statements
This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations of our perf
Slide 3: Significant 4Q23 Updates
Significant 4Q23 Updates Total Deposits 12/31/20 $s in millions Time Deposits (retail) $1,835 7% Time Deposits (brokered) $14 ― Interest-bearing public funds $3,235 12% Interest-bearing transaction & savings $10,414 37% Noninterest bearing $12,200 44% $s in billions Avg Qtrly Deposits LQA EOP growth
Slide 4: NIM and Balance Sheet Update
4Q23 QTD NIM as of 11/30/23 of 3.25%, down 2bps, compared to 3Q 2023 Reflects slower growth in cost of deposits, improved funding mix, and higher earning assets yield (EAY) Remix of DDA to higher-cost time deposits continued, albeit at a slower pace Total deposits of $30.6 billion at 11/30/23, up $2
Slide 5: Asset Quality Update
Asset Quality Update Total Deposits 12/31/20 $s in millions Time Deposits (retail) $1,835 7% Time Deposits (brokered) $14 ― Interest-bearing public funds $3,235 12% Interest-bearing transaction & savings $10,414 37% Noninterest bearing $12,200 44% $s in billions Avg Qtrly Deposits LQA EOP growth $28