Slide 1: A smart solution for the sustainability of your supply chain
A smart solution for the sustainability of your supply chain. Support suppliers and improve purchasing conditions without costs or constraints. A distinctive, open, sustainable solution that strengthens the client company's market position, its relationship with suppliers and its financial ratios. 2
Slide 2: Index
2 01. 02. What is Polaris Polaris' solutions for Buyers and Suppliers INDEX 03. Summary and Partnership
Slide 3: What is Polaris
3 What is Polars Polaris-wcs® is the smart solution created by the TXT Group to dynamically and centrally manage the financial component of supply relationships, overcoming the limitations of traditional Supply Chain Finance solutions. An open solution, without significant costs for customers, but w
Slide 4: From Hub to Ecosystem: the evolution of Polaris
4 From Hub to Ecosystem: the evolution of Polaris Old Solutions Polaris Ecosystem
Slide 5: The conceptual scheme
The conceptual scheme 5 Buyer • They define their SCF Credit insurance programmes (participants and • Provides credit capacity on the Buyer conditions) for the benefit of the Lenders involved • They feed information on their or directly for the suppliers trade payables into Polaris and • Hedging can
Slide 6: Why Polaris
Why Polaris 6 Credit Derisking Ensuring more credit for We reduce the risk of SCF active cash cycle transactions for all players management policies and improve the risk/return ratio of these transactions Community Efficiency We create business We make the use of credit communities where goals, avai
Slide 7: Winning collaboration between Buyer, Funder and Supplier
Winning collaboration 7 between Buyer, Funder and Supplier BUYER FUNDER SUPPLIER Centralised management Optimising credit and No fixed costs. Pay per operational risks use Accounting neutrality Reducing process costs Sell more, without risks Allocative efficiency Declination of a traditional product
Slide 8: Scalability - Portability - Accounting neutrality
Scalability - Portability - Accounting neutrality 8 Scalability Polaris is an open solution, thus supporting needs of any size Portability Freedom from exclusive banking relationships, avoiding any impact on supply chain relationships (but if the exclusive relationship is a choice, Polaris manages i
Slide 9: Solutions for Buyer and Supplier Needs
Solutions for Buyer and Supplier Needs
Slide 10: Polaris: solutions for buyers
10 Polaris: solutions for buyers BUYER’S GOAL Supporting and Extending payment Increasing the volume Employing quality retaining suppliers terms of purchases transient excesses Open Liquidity Open Liquidity Credit Liquidity Sourcing Sourcing Enhancement Investment Purchase Order Credit Finance Enhan
Slide 11: Supplier support tools
Supplier support tools 11 Polaris offer Solution Description A tool to enable the negotiability of supplier credit, within a contractual and operational Revolutionize framework that grants the Buyer total control your SCF solutions. over its debt, without impacting its Open Liquidity Sourcing accoun
Slide 12: Support instruments for active policies
Support instruments for active policies 12 Polaris offer Solution Description Polaris offers support programmes for suppliers Your ESG vision, in in sustainability policies, linking pricing conditions to sustainable performance and offering action. discounts of up to 20% on transaction costs. Sustai
Slide 13: … and also for suppliers
… and also for suppliers Pay the transfer consideration Supplier 1 Bank Does not sell It sells credit when the credit line is saturated goods/services to the and there are new orders to be fulfilled buyer over the internal or insurance credit limit Buy on demand from supplier Pay at Supplier 2 matur
Slide 14: Synthesis and Partnership
Synthesis and Partnership
Slide 15: Polaris as a tool for Procurement and Finance
Polaris as a tool for: 15 Procurement Finance • Decriticise the deferred payment terms granted by • Extending payment terms to suppliers helps to the supplier and negotiate more attractive payment balance the company's financial structure without terms where appropriate incurring additional debt • C
Slide 16: Partnership
16 Partnership Active partners Banks and Factors whose systems are integrated with Polaris
Slide 17: Contacts: Francesco Sacchi - CEO
17 Via Milano, 150 Discover More 20093 Cologno Monzese (MI) Italy www.polaris.txtgroup.com +39 02 257711 www.txtgroup.com Polaris-wcs Contacts: Francesco Sacchi - CEO email: francesco.sacchi@txtgroup.com M +39 335 65 13 131 © TXT WCS –All rights reserved. Confidential and proprietary document. This