Anz Group Holdings Limited · ASX:ANZ
Anz — Shareholder Meeting (December 2009)
38 slides from Anz's shareholder meeting presentation, Dec 18, 2009
Slide 1: For personal use only
For personal use only
Slide 2: Charles Goode, Chairman
Charles Goode Chairman a
Slide 3: For personal use only
Peter Hay lan MacFarlane 009 Ht
Slide 4: For personal use only
Alison Watkins Michael Smith
Slide 5: For personal use only
Peter Marriott John Morschel
Slide 6: For personal use only
Jerry Ellis David Meiklejohn
Slide 7: For personal use only
Lee Hsien Yang Dr Greg Clark
Slide 8: For personal use only
For personal use only
Slide 9: For personal use only
For personal use only
Slide 10: For personal use only
For personal use only
Slide 11: A difficult period for financial services
A difficult period for financial services 160 5 Index, 3 Jan 2007 = 100 140 5 120 5 100 ; 80 ; 0 1 1 T T 1 r r . Jan07 May07 Sep07 Jan0&8 May08 Sep08 Jan09 May09 Sep09g _ Dow Jones Banks Index —FTSE All Share Banks —Hang Seng Financials All Ords Financials - Ex REITS
Slide 12: RBA reduced official rates
ANZ of Speaker Here AGM 2009 RBA reduced official rates by 4.25% RBA Cash Rate (%) 7.00 §.25 4.25 3.25 3.00 Mar-08 Sep-08 Oct-08 Nov-08 Dec-08 Feb-09 Apr-09 ANe
Slide 13: Australia has shown resilience
Australia has shown resilience Real GDP growth (%) JAPAN -8 + -10 - Jun-00 Jun-01 Jun-02 Jun-03 Jun-04 Jun-05 Jun-06 Jun-07 Jun-08 Jun-09 pT nT NEAT ACLU a LA
Slide 14: Australia in good shape during the crisis
Australia in good shape during the crisis Budget Surplus / Deficit 2008 4 % of GDP Spain | iN) Korea Canada Sweden Australia ‘€ stn tH Coon MTA & aa At Hah nnn EL
Slide 15: Reserve bank and government responses were prompt
Reserve bank and government responses were prompt Significant fiscal stimulus % of GDP 14 (stimulus as % of GDP) 12 10 8 Wi & > => uN ta] Qo & FF F BF Fi Se eet sstioa ey Sia ap 8 2S est es ci a 3 » ¢ @ Fe 5 5 6 o Nn @ N 5 8 zs 3 a 5 Sais 2 8 : a
Slide 16: For personal use only
For personal use only 2010 estimate
Slide 17: ANZ Term Wholesale funding maturity profile
ANZ Term Wholesale funding maturity profile 15 7 it TL iH i jl ayia a oo seen . | : | | Sanit icnieTt = ia fi FY10 FY11 FY12 FY13 FY14 >FY14 suns ARETE * i _ Non-Guaranteed Wholesale Funding ™ Government Guaranteed Wholesale Funding
Slide 18: For personal use only
For personal use only Source: Citigroup, ANZ
Slide 19: Equity markets remain fragile
Equity markets remain fragile ASX All Ordinaries Index anz QO sm, A | a= % ¢ 4,800 4 4,700 4,600 4,500 4,400 4,300 T T T T T 30Sep09 14 Oct09 28Oct09 11Nov09 25Nov09 09 Dec 09
Slide 20: 2009 financial performance
2009 financial performance FY09 FY09 v FY08 Statutory Profit $2.9b 11% y Statutory EPS 131.0c 23% gy Underlying Profit $3.8b 10% Underlying EPS 168.3c 4% y
Slide 21: Lending growth in Australia
Lending growth in Australia Mortgages ($b) Commercial ($b) 141 Institutional ($b) down 20% 62 49 2008 2009 2008 129 2009 2008 2009 $235 555555555555 5525522222557 eee
Slide 22: Regional performance
Regional performance : FY09 hae (Profit after tax) Bbttahah ts Australia $2,560m 13% APEA $699m 81% New Zealand $513m 34% J
Slide 23: For personal use only
For personal use only *Statutory basis
Slide 24: For personal use only
For personal use only 6.6 *Includes the RBS assets and ING Joint Venture acquisitions and post 30 September Hybrid announcements
Slide 25: Improved funding profile
Improved funding profile Funding profile 80% 5 60% 40% + 20% > = Short Term Wholesale Term Wholesale _ Total customer funding _ Hybrids & SHE
Slide 26: Dividend rates
Dividend rates Dividend per share (cents) Dividend payout ratio (%) 140 5 — 100% 1 90% — 80% 100 5 — 70% aa 60% 50% ae 40% 40 5 30% 20% mi 10% 0 T T T T T T 1 0% arte 2003 2004 2005 2006 2007 2008 2009 ) AGM 2009 Dividend per share - Dividend payout ratio (RHS)
Slide 27: 2009 strategic acquisitions
2009 strategic acquisitions RBS Acquired certain banking operations in ~$600m Singapore, Indonesia, Hong Kong, Taiwan, Vietnam, The Philippines ING Full ownership of Australia and New Zealand ~$1.8b ING Wealth Management Joint Ventures Landmark Acquired Landmark Financial Services $160m Australian l
Slide 28: For personal use only
For personal use only
Slide 29: Change in culture
Change in culture From To
Slide 30: For personal use only
Hi pat sngvuan ere juin cae nun Hur Pye ve agen hyn ag Uy A STTTUNUTNCL MMU
Slide 31: Pleasing progress with community programs
Gia tA UTE TUD AURA TANT ur it esa neat wa ali HAVIN Fey it Tose Spe RTL buy yeenrva i Ura I Ht Tea RT pga et Hl Hui pute Lt Hi as SR THD i AAR HH ia Ol sen DAE Pleasing progress with community programs Progress
Slide 32: Recognising staff and diversity
Recognising staff and diversity W use onl sonal Sil Li, \ AGM 2009
Slide 33: Recognising staff and diversity
Recognising staff and diversity “L.\ AGM 2009 Meneed
Slide 34: Recognised for customer performance and sustainability
Recognised for customer performance and sustainability “Socially Responsible Bank of the Year"
Slide 35: For personal use only
For personal use only
Slide 36: New regulations internationally are likely
New regulations internationally are likely tO: equiteam Higher overall Tier 1 Capital levels Introduction of a gearing ratio Array of liquidity test requirements
Slide 37: Outlook for the year ahead
2009 Outlook for the year ahead Regional economic growth Lending volumes Competition Doubtful debts Net Profits
Slide 38: For personal use only
For personal use only Recovering Global markets economies income Higher lending growth NZ doubtful debts Improved Interest margins Lower overall High Australian dollar provisions Strong Management Greater number of shares to service Strong capital and liquidity positions