Blackrock, Inc. · NYSE:BLK
Blackrock — Investor Presentation (2025)
24 slides from Blackrock's investor presentation, May 27, 2025
Slide 1: LifePath Paycheck Funds
LifePath Paycheck® Funds Retire from work. Not from a paycheck. PREPARED AT DOW’S REQUEST, FOR CONSIDERATION IN SHARING WITH PLAN PARTICIPANTS
Slide 2: Who we are
Who we are Pioneered the first target date The investment firm trusted to BlackRock is a global fund in 1993 manage more money than any investment manager and other firm in the world1 technology provider. Our managers and what they do Our purpose is 30+ years of target date funds Track benchmark ind
Slide 3: How target date funds work
How target date funds work LifePath Paycheck is a target The fund’s target date is the Each portfolio consists of a The investment allocation date fund. Target date funds year closest to when you mix of investments changes over time so as are professionally managed, turn 65. appropriate to its targe
Slide 4: Choosing the right fund for you
Choosing the right fund for you To find the fund designed for investors your age, all you need to know is your birth year. For example, if you were born in 1975, you might consider investing in the LifePath Paycheck 2040 Fund, which was designed for participants born between 1973 and 1977. Why 2040?
Slide 5: What do retirement investors want?
What do retirement investors want? We talked to people saving in a workplace retirement plan, and found that: 73 % 85 % 90 % of respondents said it would be of employees think it would be of participants said the possibility helpful to have their assets helpful if their employer of having guaranteed
Slide 6: The need for retirement income
The need for retirement income
Slide 7: What is an annuity?
What is an annuity? An annuity is an investment product offered by insurance companies: you pay a set amount in exchange for a series of future payments. In this case, you purchase what is referred to as a lifetime income stream. Annuities can help with the following: • Create a reliable retirement
Slide 8: How LifePath Paycheck works
How LifePath Paycheck works 99 % 76 % 58 % Stocks Stocks Stocks Early working years 1 Halfway 1 Closer to retirement 1 Retirement is farther away, As retirement gets closer, the fund reallocates a Starting at age 55, a portion so the fund is primarily invested higher portion of its investment into b
Slide 9: How LifePath Paycheck works
How LifePath Paycheck works LPP LPP Funds (Pre-55) LPP Funds (55+) Retirement Funds 100% 80% 60% 40% 20% 0% 2070 2065 2060 2055 2050 2045 2040 2035 2036 Income 2033 Income 2030 Income 2027 Income 2024 Income 2021 Income 2018 Income 40-60 Retire 50-50 Retire U.S. Large / Mid Cap Equities U.S. Sma
Slide 10: Introducing LifePath Paycheck Funds
Professionally managed to help you grow your Introducing LifePath retirement plan savings Paycheck® Funds Automatically rebalances - or shifts risk - as you approach your target retirement date The next evolution of target date funds Provides option to purchase a lifetime income stream for retiremen
Slide 11: What is Lifetime Income?
What is Lifetime Income? Over time, your LifePath Paycheck Income Fund increases its allocation to lifetime income — targeting approximately 30% of the fund’s portfolio at age 65. A new asset class that LifePath Allows for the option, but not the Ability to buy or sell on a daily Paycheck Income Fun
Slide 12: Why Approximately 30%
Why Approximately 30% Sized for impact A lifetime income stream provides a stable source of income that, when coupled with Social Security, could cover essential expenses in retirement1,2 Aligns with individual preferences On average, we’ve learned retirement investors want 33% in an income annuity,
Slide 13: A simple decision process
A simple decision process Starting at age 59 ½ and until shortly before the end of the calendar year that you turn age 71, LifePath Paycheck investors can elect to rollover a portion of their LifePath Paycheck investment to purchase an annuity from insurers selected by BlackRock. Would you like to e
Slide 14: Key potential advantages of Lifetime Income Units
Key potential advantages of Lifetime Income Units Access to BlackRock’s fiduciary oversight during the accumulation phase Diversified interest rate environment exposure (accumulate LIUs over a 10-year period, reducing reliance on interest rate levels at a single point in time) Daily liquidity during
Slide 15: MyLifePath Platform
MyLifePath® Platform A digital experience available through Fidelity’s NetBenefits site for: Product education Learn more about LifePath Paycheck Funds and how they work. Retirement outlook Clear picture of how today’s contributions can translate into income in retirement. Lifetime income Enables yo
Slide 16: Model Out Your Financial Projections
Model Out Your Financial Projections The retirement income modeling tool allows you to see how much you can expect to receive in a lifetime income stream at different points in time Do I want lifetime income for one or two? See how much you can receive at different ages! Screenshots for illustrative
Slide 17: Selecting your Lifetime Income preferences
Selecting your Lifetime Income preferences Do I want lifetime income for one or two? Screenshots for illustrative purposes only. PREPARED AT DOW’S REQUEST, FOR CONSIDERATION IN SHARING WITH PLAN PARTICIPANTS 17
Slide 18: Selecting your Lifetime Income preferences
Selecting your Lifetime Income preferences Do I want my beneficiary to receive a guaranteed period of payments or cash refund? Screenshots for illustrative purposes only. PREPARED AT DOW’S REQUEST, FOR CONSIDERATION IN SHARING WITH PLAN PARTICIPANTS 18
Slide 19: Steps to purchase a lifetime income stream
Steps to purchase a lifetime income stream MyLifePath will provide you with updates on the status of your lifetime income stream throughout the application and purchase process. Decide you want to purchase a lifetime income stream – Yes or No? Review your personal information Select your coverage pr
Slide 20: Three simple steps to receiving lifetime income
Three simple steps to receiving lifetime income 1 01 Elect 02 Apply 03 Instruct • The election preferences are modeled • Annuity applications completed directly • Once the Insurers review and approve via the MyLifePath® digital platform on the Insurance Administrator portal your applications, you wi
Slide 21: Learn more about LifePath Paycheck
Learn more about LifePath Paycheck: PREPARED AT DOW’S REQUEST, FOR CONSIDERATION IN SHARING WITH PLAN PARTICIPANTS 21
Slide 22: Learn more
Learn more Call Fidelity at 1-877-440-4015 Visit Fidelity’s NetBenefits site to learn more about LifePath Paycheck Read this: Human Resources - Dow Employees' Savings Plan (DESP) PREPARED AT DOW’S REQUEST, FOR CONSIDERATION IN SHARING WITH PLAN PARTICIPANTS 22
Slide 23: Log into MyLifePath through Fidelity
Log into MyLifePath through Fidelity PREPARED AT DOW’S REQUEST, FOR CONSIDERATION IN SHARING WITH PLAN PARTICIPANTS 23
Slide 24: Important information
Important information Note to plan sponsors and responsible plan fiduciaries: This document is intended for use by plan sponsors and other responsible fiduciaries of an eligible retirement plan only and is being provided by BlackRock for informational and educational purposes as you consider develop