Wintrust Financial Corporation · NASDAQ:WTFC

Wintrust Financial — Q4 2014 Earnings Presentation

8 slides from Wintrust Financial's earnings presentation, Jan 15, 2015

  1. Slide 1: Total Assets

    $ in 000s 22,000,000 20,000,000 18,000,000 16,000,000 14,000,000 12,000,000 Total Assets 12/31/09 1231/10 1231/11 1231/12 1231/13 1231/14

  2. Slide 2: Total Loans, excluding covered loans and loans held-for-sale

    Total Loans, excluding covered loans and loans held-for-sale 16,000,000 14,000,000 12,000,000 S in 00's 10,000,000 8,000,000 12/31/09 1231/10 1231/11 1231/12 1231/13 1231/14

  3. Slide 3: Total Deposits

    17,000,000 15,000,000 13,000,000 $ in 000s 11,000,000 9,000,000 Total Deposits 1231/09 1231/10 1231/11 1231/12 1231/13 1231/14

  4. Slide 4: Five year trend in net income

    The graph below depicts the Company's five year trend in net income.

  5. Slide 5: Improvement in credit quality metrics over the past five quarters

    The below graphs illustrate improvement in credit quality metrics over the past five quarters:

  6. Slide 6: Non-Performing Loans

    110,000 100,000 90,000 $ in 000s 80,000 70,000 Non-Performing Loans 42013, Qi 2014 Q22014 Q3 2014 42014

  7. Slide 7: Non-Performing Loans as a percent of Total Loans, excluding covered loans

    080 075 070 0065 0.60 055 050 Non-Performing Loans as a percent of Total Loans, excluding covered loans 042013 Qi 2014 Q2 2014 3 2014 42014

  8. Slide 8: Key operating measures and growth rates for the fourth quarter of 2014

    Wintrust’s key operating measures and growth rates for the fourth quarter of 2014 , as compared to the sequential and linked quarters are shown in the table below: % or (5) basis point (bp) change from 3rd Quarter 2014 % or basis point (bp) change from 4th Quarter 2013 Three Months Ended (Dollars in

Wintrust Financial — Q4 2014 Earnings Presentation on 6ix