Uwm Holdings Corporation · NYSE:UWMC

Uwm — Q4 2025 Earnings Presentation

5 slides from Uwm's earnings presentation, Feb 25, 2026

  1. Slide 1: United Wholesale Mortgage

    March 11, 2026 UNITED WHOLESALE MORTGAGE

  2. Slide 2: Disclaimer

    DISCLAIMER This presentation contains certain forward-looking statements and information, which reflect management’s current beliefs and expectations regarding future events and operating performance and speak only as of the date hereof. These forward-looking statements are generally identified usin

  3. Slide 3: Transaction Highlights for TWO Shareholders

    TRANSACTION HIGHLIGHTS FOR TWO SHAREHOLDERS • Attractive value creation potential, reflected in a $6.00 UWM research analyst price target implying a ~49% upside over UWM’s current stock price and ~41% value appreciation relative to TWO’s unaffected stock price (1) ௅ UWM’s stock price traded up to $6

  4. Slide 4: UWM's Core Business Fundamentals Remain Strong and Provide Meaningful Upside Potential

    UWM’S CORE BUSINESS FUNDAMENTALS REMAIN STRONG AND PROVIDE MEANINGFUL UPSIDE POTENTIAL ƒ UWM’s total loan origination volume was $49.6 billion for the fourth quarter of 2025, which represents its highest quarterly originationvolume since 2021 ƒ UWM’s standalone total revenue for the first quarter of

  5. Slide 5: Important Information for Investors and Stockholders

    *NQPSUBOU*OGPSNBUJPOGPS*OWFTUPSTBOE4UPDLIPMEFST *ODPOOFDUJPOXJUIUIFQSPQPTFEUSBOTBDUJPOCFUXFFO68.$BOE5XP)BSCPST 68.$IBTGJMFEXJUIUIF4&$UIF3FHJTUSBUJPO4UBUFNFOUPO'PSN4 DPOUBJOJOH UIF1SPYZ4UBUFNFOUPG5XP)BSCPSTBOEUIF1SPTQFDUVTPG68.$5IF3FHJTUSBUJPO4UBUFNFOUIBTCFFOEFDMBSFEFGGFDUJWFCZUIF4&$BOEUIF1SPYZ4UBUFN

UWM Holdings — Q4 2025 Earnings Presentation on 6ix