Lancashire Holdings Limited · LSE:LRE
Lancashire — Q3 2026 Earnings Presentation
7 slides from Lancashire's earnings presentation, Nov 4, 2026
Slide 1: Q3 2026 Investor presentation
Q3 2026 Investor presentation
Slide 2: Highlights
Highlights Strong underwriting and financial performance YTD Active capital management: special dividend of 75 cents per share or $182 million On track to deliver high-teens RoE in 2026, well positioned for 2027 Focus on managing the cycle: diversified portfolio and balance sheet strength provide fl
Slide 3: Disciplined underwriting
Disciplined underwriting 2,000 1,800 Gross premiums written (Q3 YTD) 1,600 • Gross premiums written $1,806 million, unchanged on 1,400 1,200 $ million underlying basis 1,000 800 600 • Insurance premiums +5% driven by energy and marine 400 200 lines, and continued growth in Lancashire US 0 2022 2023
Slide 4: Strong financial performance
Strong financial performance • Insurance revenue +1% to $1,410 million Active capital management 400 • Revenue reflects earning of premiums from prior 350 underwriting years 300 250 $ million • Relatively benign loss environment 200 150 100 • Higher government bond yields: attractive 50 investment r
Slide 5: Outlook
Outlook FY2026 financial guidance confirmed: expect to deliver high-teens RoE Underwriting comes first: managing the cycle to deliver attractive returns to shareholders Diversified portfolio and robust balance sheet provide flexibility Approaching 2027 from a position of strength Results presentatio
Slide 6: Safe harbour statements
Safe harbour statements NOTE REGARDING FORWARD-LOOKING STATEMENTS: CERTAIN STATEMENTS AND INDICATIVE PROJECTIONS (WHICH MAY INCLUDE MODELLED LOSS SCENARIOS) MADE IN THIS PRESENTATION OR OTHERWISE THAT ARE NOT BASED ON CURRENT OR HISTORICAL FACTS ARE FORWARD-LOOKING IN NATURE INCLUDING, WITHOUT LIMIT
Slide 7: Contacts
Contacts Investor Relations Paul Measday Lancashire Holdings Limited paul.measday@lancashiregroup.com Media Peter Krinks Lancashire Holdings Limited peter.krinks@lancashiregroup.com FTI Consulting tom.blackwell@fticonsulting.com Registered and Head Office, Bermuda London Lancashire Holdings Limited