Change Financial Ltd · ASX:CCA
Change Financial — Investor Presentation (April 2020)
22 slides from Change Financial's investor presentation, Apr 1, 2020
Slide 1: Company Presentation (April 2020): Strategic Investment and Capital Raising
For personal use only Company Presentation (April 2020) Strategic Investment and Capital Raising ASX: CCA
Slide 2: Contents
Contents For personal use only Page 3 Overview Page 4 Timeline Page 5 Industry Drivers Page 6 Market Opportunity Page 7 Innovative Payment and Card Issuing Page 11 Corporate Overview Page 15 Investment Highlights Page 16 Appendix April 2020 | P. 2
Slide 3: Highlights
Highlights For personal use only Change is a US-based fintech company listed on Australian Securities Exchange (ASX: CCA). Change has built an innovative payments and card issuing platform which is PCI DSS certified and Mastercard registered. The Company delivers innovative and scalable payments sol
Slide 4: Timeline
Timeline For personal use only Commenced build Consumer banking Finalized Strategic of payments and app reached development of partnership with card issuing +150,000 customers payments and card CBKC secured platform issuing platform Secured Onboarding and cornerstone • PCI DSS integration of investm
Slide 5: Industry Drivers
Industry Drivers For personal use only Cur r e nt o p e r a t i ng Le g a c y i ssue s l a nd sc a p e Ev o l v i ng ma r k e t • Legacy providers • Increasing • Changing consumer have antiquated regulatory and spending patterns technology and compliance and behaviours. commoditized requirements and
Slide 6: Market Opportunity
Market Opportunity For personal use only • Number of US debit and prepaid transactions projected to hit 1 3 2 b i l l i o n p . a . b y 2 0 2 5 (1) Ca shl e ss so c i e t y d r i v i ng si g ni fi c a nt g r o w t h • Addressable market transaction volume growth projected at a p p r o x . 6 0 % p e
Slide 7: Payments and Card Issuing Platform
For personal use only Payments and Card Issuing Platform
Slide 8: Our Benefits
Our Benefits For personal use only Designed For Speed Flexibility and The Future To Market Control A modern payments and Fully integrated Providing the card issuing platform infrastructure and management and allowing delivery of partnerships improving control to implement innovative new time to mark
Slide 9: Platform Benefits
Platform Benefits For personal use only Change’s innovative payments and card issuing platform includes the following features: Banking as a Mobile Solution Program API Connectivity Data Insights & Mastercard Service Dashboard Dynamic Controls Processor White-labelled Manage payment Built for connec
Slide 10: Industry Agnostic Solution
Industry Agnostic Solution For personal use only Change’s Platform can power payment and card solutions across a wide range of industries. Online Emerging Payments Markets In-Store Lending Retail Financial Expense Services Management April 2020 | P . 10
Slide 11: Corporate Overview
For personal use only Overview Corporate
Slide 12: Strategic Investment Partner
Strategic Investment Partner For personal use only Central Bank of Kansas City (CBKC), a Member FDIC bank in the United States, via its affiliate CPx Holdings, L.L.C. (CPx) to make initial investment of A$0.4 million (US$0.25 million) CPx and Change have also signed a non-binding term sheet where CP
Slide 13: Capital Raising Summary
Capital Raising Summary For personal use only The Company is launching a capital raising to raise up to A$10 Overview million including the strategic investment by CBKC (via its affiliate CPx Holdings, L.L.C. (CPx)) 1. Strategic investment by CPx (A$5 million) Capital Raising Structure 2. Entitlemen
Slide 14: Corporate Overview
Corporate Overview For personal use only Capital Structure Share Price History Last Share price (ASX: CCA)1 A$0.072 $0.60 Shares on issue 102,518,631 $0.50 M a r k e t c a p i t a l i s a t i o n 2,3,4 A$8.5m US$5.1m $0.40 $0.30 1 as at 27 March 2020 2 includes ~$3.4 million existing convertible not
Slide 15: Investment Highlights
Investment Highlights For personal use only Change has built an innovative payments and card issuing platform which is PCI DSS certified and Mastercard registered. Change is the first US Mastercard certified processor in the last 5 years and second in the last 20 years. Change has secured a strategi
Slide 16: Appendix
For personal use only Appendix
Slide 17: Executive Team
Executive Team For personal use only Alastair Wilkie - CEO Clayton Fossett - COO Ian Leijer – Finance Director Alastair, an experienced executive in the Clayton has more than 20 years experience in Ian is a Chartered Accountant with over 25 financial services industry focussed on banking fintech, fi
Slide 18: Our Technology
Our Technology For personal use only Microservices Cloud Based API Driven Audit Framework Global & Scalable Architecture Scale up operations Intuitive, accessible Audit trail and event- Easily adaptable Built on AWS and with limited and self-service based architecture application for new latest tech
Slide 19: Innovative Payments and Card Issuing
Innovative Payments and Card Issuing For personal use only Change is redefining the possibilities of payments and card issuing. Providing innovative infrastructure and tools for building customizable solutions via open APIs, our platform has been designed for companies who want to control their offe
Slide 20: Change Platform, Sponsor Bank, Card Network
Change Platform Sponsor Bank For personal use only Card Network April 2020 | P . 20
Slide 21: Disclaimer
Disclaimer For personal use only IMPORTANT NOTICE This presentation has been prepared by Change Financial Limited (Change Financial) in good faith. No express or implied warranty is given as to the accuracy or completeness of the information in this document or the accompanying presentation. All sta
Slide 22: changefinancial.com
For personal use only changefinancial.com
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