Change Financial Ltd · ASX:CCA

Change Financial — Investor Presentation (October 2019)

18 slides from Change Financial's investor presentation, Oct 28, 2019

  1. Slide 1: Company Presentation October 2019

    For personal use only Company Presentation October 2019 ASX: CCA

  2. Slide 2: Contents

    Contents For personal use only Page 3 Overview Page 4 Timeline Page 5 Industry Drivers Page 6 Market Opportunity Page 7 Our Benefits Page 9 Innovative Payment and Card Issuing Page 10 Platform Features Page 11 Our Technology Benefits Page 12 Industry Agnostic Solution Page 13 Change Platform Page 15

  3. Slide 3: Overview

    Overview For personal use only Change is a US-based fintech company listed on Australian Securities Exchange (ASX: CCA). Change has built an innovative payments and card issuing platform which is PCI DSS certified and Mastercard registered. The Company delivers innovative and scalable payments solut

  4. Slide 4: Timeline

    Timeline For personal use only Commenced build Consumer banking Finalized Product of payments and app reached development of development card issuing +150,000 customers payments and card roadmap platform issuing platform Secured • Original Credit cornerstone • PCI DSS Transaction investment from cer

  5. Slide 5: Industry Drivers

    Industry Drivers For personal use only Cur r e nt o p e r a t i ng Le g a c y i ssue s l a nd sc a p e Ev o l v i ng ma r k e t • Legacy providers • Increasing • Changing consumer have antiquated regulatory and spending patterns technology and compliance and behaviors. commoditized requirements and

  6. Slide 6: Market Opportunity

    Market Opportunity For personal use only • Number of US debit and prepaid transactions projected to hit 1 3 2 b i l l i o n p . a . b y 2 0 2 5 (1) Ca shl e ss so c i e t y d r i v i ng si g ni fi c a nt g r o w t h • Transaction volume growth projected at ~60% per annum to 2 0 2 5 (1) • High barrie

  7. Slide 7: Our Benefits

    Our Benefits For personal use only Designed For Speed Flexibility and The Future To Market Control A modern payments and Fully integrated Providing the card issuing platform infrastructure and management and allowing delivery of partnerships improving control to implement innovative new time to mark

  8. Slide 8: Payments and Card Issuing Platform

    For personal use only Payments and Card Issuing Platform

  9. Slide 9: Innovative Payments and Card Issuing

    Innovative Payments and Card Issuing For personal use only Change is redefining the possibilities of payments and card issuing. Providing innovative infrastructure and tools for building customizable solutions via open APIs, our platform has been designed for companies who want to control their offe

  10. Slide 10: Platform Features

    Platform Features For personal use only Change’s innovative payments and card issuing platform includes the following features: Program Data Insights API Connectivity Dynamic Controls Banking as a Mastercard Dashboard Dashboard Service Processor Manage payment Built for connecting Real-time payment

  11. Slide 11: Our Technology Benefits

    Our Technology Benefits For personal use only Microservices Cloud Based API Driven Audit Framework Global & Scalable Architecture Scale up operations Intuitive, accessible Audit trail and event Easily adaptable Built on AWS and with limited and self-service based architecture application for new lat

  12. Slide 12: Industry Agnostic Solution

    Industry Agnostic Solution For personal use only Change’s Platform can power payment and card solutions across a wide range of industries. Online Emerging Payments Markets In-Store Lending Retail Financial Expense Services Management October 2019 | P . 12

  13. Slide 13: Change Platform Sponsor Bank

    Change Platform Sponsor Bank For personal use only October 2019 | P . 13

  14. Slide 14: Corporate Overview

    For personal use only Overview Corporate

  15. Slide 15: Executive Team

    Executive Team For personal use only Alastair Wilkie - CEO Clayton Fossett - COO Ian Leijer – Finance Director Alastair, an experienced executive in the Clayton has more than 20 years experience in Ian is a Chartered Accountant with over 25 financial services industry focussed on banking fintech, fi

  16. Slide 16: Corporate Overview

    Corporate Overview For personal use only Capital Structure Shareholders Share Price (ASX: CCA)1 A$0.205 Top 20 Shareholders 42.7% Shares on Issue 102,518,631 Balance of Register 57.3% Market Capitalization2 A$21.0m US$14.3m 1 as at 25 Oct 2019 2 based on last price and AUD/USD 0.68 $0.60 Board $0.50

  17. Slide 17: Disclaimer

    Disclaimer Disclaimer For personal use only IMPORTANT NOTICE This presentation has been prepared by Change Financial Limited (Change Financial) in good faith. No express or implied warranty is given as to the accuracy or completeness of the information in this document or the accompanying presentati

  18. Slide 18: changefinancial.com

    For personal use only changefinancial.com

Change Financial — Investor Presentation (October 2019) on 6ix