Umm Al Qura For Development And Construction Company · TADAWUL:4325

Umm Al Qura For Development And Construction — Q1 2026 Earnings Presentation

22 slides from Umm Al Qura For Development And Construction's earnings presentation, 2026

Slide 1: Umm Al Qura for Development and Construction Company Q1 2026 Earnings Presentation
Umm Al Qura for Development and Construction Company Q1 2026 Earnings Presentation © 2025 6 Masar - All rights reserved
Slide 2: Disclaimer
Disclaimer By reading this earning release, you recognize and agree to be bound by the following limitations :- This earning release has been prepared for information and background purposes only. It does not constitute or form part of, and should not be construed as, an offer of, a solicitation of
Slide 3: Agenda
Agenda 1 2 3 Highlights MASAR Market Opportunity ◆ Performance Highlights ◆ Overview ◆ Hospitality ◆ Residential ◆ Retail 4 Financial Review ◆ Performance ◆ Debt ◆ Assets
Slide 4: Highlights
Agenda 1 Highlights ◆ Performance Highlights
Slide 5: Q1 2026 Highlights
Q1 2026 Highlights Revenue Operating Profit Net Profit Active Plots* SAR 80 Mn SAR 96 Mn SAR 45 Mn 75/203 -84% YOY Q1 2025 -45% YOY Q1 2025 -72% YOY Q1 2025 +1 plot activated Q1 Key Highlights Timing-driven volatility in land Underlying demand remains Positive profitability margin Soft activation of
Slide 6: Masar
Agenda ae Masar Ww @ Overview
Slide 7: Overview
Overview Strategic location leading to the Holy Mosque with massive catchment opportunities from the peripheral areas of the city 1.25 Mn sqm 642K 203 550 Meters Distance to west of Site area Investment plot area Investment plots Holy Mosque Source: company information
Slide 8: Umm Al Qura has positioned MASAR as a premier investment platform in Makkah
Umm Al Qura has positioned MASAR as a premier investment platform in Makkah Vision Strategy To create a world class destination in the spiritual heart of Saudi Umm Al Qura to be a premium master developer creating a world Arabia and the Muslim world, offering unparalleled experiences class destinati
Slide 9: Market Opportunity
Agenda 3 Market Opportunity ◆ Hospitality ◆ Residential ◆ Retail
Slide 10: Resilient, Low-Risk Model with Diversified Revenues
Resilient, Low-Risk Model with Diversified Revenues Land Sales Land Lease Self Development Joint Ventures • UAQ sells serviced land plots to • UAQ retains the land and • UAQ has funding secured for • Under a base JV arrangement, investors based on the market provides a leasing agreement the developm
Slide 11: A holistic destination with an unparalleled breadth of offerings
A holistic destination with an unparalleled breadth of offerings consisting of synergistic components Zone 3 Zone 2 Zone 1 Sold 15 10 14 39 Leased 23 0 4 27 Self-Developments 2 0 6 8 JV 1 0 0 1 Disclosed Pipeline* 7 7 5 19 Remaining Plots 10 64 35 109 Total 58 81 64 203 Source: company information *
Slide 12: Makkah leads by a huge margin visited cities in KSA
Makkah leads by a huge margin visited cities in KSA KSA Provincial Overnight Visitors by Destination Makkah Number of Visitors Tourist Spending in KSA by Segment (SAR Billions) Domestic Tourists Inbound Tourists Hajj Umrah Inbound Visitor Spend Domestic Visitor Spend 24.5 115 50.6 165 48.2 114 161 4
Slide 13: Makkah hospitality offering is poised for growth and upgrade
Makkah hospitality offering is poised for growth and upgrade Demand-Supply Analysis Average Length of Stay (Number of Nights) Brand Penetration (no of keys) – 2025A Inbound Domestic International Brand Local Brand Unbranded 15.6k 13.9k 14.2k 12.4k 9.9k 22.0 8.1k 8.6k 20.6 20.1 18.6 3-Stars 20% 5% 75
Slide 14: Makkah residential market benefits from favorable demographics and behavioral trends
Makkah residential market benefits from favorable demographics and behavioral trends MASAR is strategically situated in central Makkah, providing diverse residential options while also addressing the demand for convenient and high-quality housing options mostly in the western section of the master p
Slide 15: Makkah's retail landscape is transforming driven by growth and concept innovation
Makkah’s retail landscape is transforming driven by growth and concept innovation Existing Supply – organized retail Demand – supply analysis 390.2K sqm Makkah Mall 37.5k Total GLA 215 237 Residential and Visitor malls (GLA) JO (Makkah Gate) 35.8k 102 124 65 87 Abraj al Bait 30.0k 898 792 Abraj Al S
Slide 16: Financial Review
Agenda 4 Financial Review ◆ Performance ◆ Debt ◆ Assets
Slide 17: Profitability Profile
Profitability Profile Financial Performance Revenue (SAR Mn) Net Profit and Margin (SAR Mn) 2,903.2 983.4 1,823.9 498.6 502.0 159.7 44.9 80.0 2024 2025 Q125A Q126A 2024 2025 Q125A Q126A • Q1 of 2026 recorded a sale of one land plot during the period, generating a revenue of SAR 80 Mn. • Net profit m
Slide 18: YoY Operating Margin Expanded
YoY Operating Margin Expanded Financial Performance Operating profit and margin (SAR Mn) Operating expenses breakdown (SAR Mn) Other operating expenses S&M G&A Allowance expected for credit loss 1,093.8 120% 20.8 4.1 38% 197.6 269.3 557.6 31% 28% 20 0.9 63.8 102.9 175.7 74.13 96.1 92.5 79.5 41.8 23.
Slide 19: Active Capital Management
Active Capital Management Debt (SAR Mn) Total debt at 31 Mar 2026 (SAR Mn) Debt repayment profile at 31 Mar 2026 (SAR Mn) 4,293 9,991 7,479 7,289 2,009 463 523 2024 2025 Q126A Due in 2 year 3-5 years 6-7 years After 7 years • Umm Al Qura signed a revolving credit facility of SAR 500 Mn with Saudi Aw
Slide 20: Healthy Financial Position
Healthy Financial Position Assets (SAR Mn) Total Assets Investment properties Cash & Cash Equivalent 25,702 513 121 Mn decrease in cash 20,208 primarily driven by 16,260 16,347 repayment of debt 25,241 25,060 227 106 Investment properties increase by 87 Mn due to 2024 2025 Q126A 2024 2025 Q126A 2024
Slide 21: An attractive investment by resilient business model in Makkah's market
An attractive investment by resilient business model in Makkah’s market » MASAR Destination is poised to be Makkah’s gateway location addressing Makkah’s mobility and infrastructure challenges. » Holistic and unparalleled breadth of offerings with 22 retail, 22 hospitality, 28 residential and 3 heal

Umm Al Qura for Development and Construction Company — Q1 2026 Earnings Presentation on 6ix

Umm Al Qura For Development And Construction — Q1 2026 Earnings Presentation

Slide 1: Umm Al Qura for Development and Construction Company Q1 2026 Earnings Presentation

Slide 2: Disclaimer

Slide 3: Agenda

Slide 4: Highlights

Slide 5: Q1 2026 Highlights

Slide 6: Masar

Slide 7: Overview

Slide 8: Umm Al Qura has positioned MASAR as a premier investment platform in Makkah

Slide 9: Market Opportunity

Slide 10: Resilient, Low-Risk Model with Diversified Revenues

Slide 11: A holistic destination with an unparalleled breadth of offerings

Slide 12: Makkah leads by a huge margin visited cities in KSA

Slide 13: Makkah hospitality offering is poised for growth and upgrade

Slide 14: Makkah residential market benefits from favorable demographics and behavioral trends

Slide 15: Makkah's retail landscape is transforming driven by growth and concept innovation

Slide 16: Financial Review

Slide 17: Profitability Profile

Slide 18: YoY Operating Margin Expanded

Slide 19: Active Capital Management

Slide 20: Healthy Financial Position

Slide 21: An attractive investment by resilient business model in Makkah's market

Slide 22: Thank You