Anz Group Holdings Limited · ASX:ANZ

Anz — Shareholder Meeting (December 2020)

21 slides from Anz's shareholder meeting presentation, Dec 16, 2020

  1. Slide 1: ANZ 2020 AGM – CEO Address and Presentation (ASX cover letter)

    16 December 2020 Market Announcements Office ASX Limited For personal use only Level 4 20 Bridge Street SYDNEY NSW 2000 ANZ 2020 Annual General Meeting – Chief Executive Officer Address and Presentation Attached is the Chief Executive Officer’s address and presentation, which will be delivered at AN

  2. Slide 2: CEO Address – 2020 Annual General Meeting

    CEO ADDRESS 2020 ANNUAL GENERAL MEETING 16 December 2020 Melbourne Thank you Paul and good morning. For personal use only I’d also like to extend my welcome to you today and acknowledge the Wurundjeri and Boon Wurrung Peoples as the traditional owners of the land from which we are broadcasting this

  3. Slide 3: For personal use only

    In addition, in a time of ultra-low interest rates… giving customers a chance to work things out is cheaper than at any-time in our history and so providing time through deferrals can be a rational response for many customers, while delivering greater long term value for ANZ and the community. We we

  4. Slide 4: For personal use only

    • Exiting Asia retail and commercial; • Selling Esanda motor dealer finance business; • Prioritising owner occupied home loans over investor; • Not providing a retail home-loan offering to self-managed super funds; • Maintaining the lowest exposure to commercial property of the major banks; For pers

  5. Slide 5: For personal use only

    There is obviously a lot of interest from shareholders about how our customers are faring in these difficult times. Now the customers we approved for deferrals were good customers who, up until the pandemic hit, were making their payments on-time and in many cases were ahead of schedule. For persona

  6. Slide 6: For personal use only

    And this is where my focus and the focus of my team is. We stand ready to take advantage of the opportunities that will arise. We are supporting our best customers and will emerge with stronger relationships than we started. For personal use only We will continue to reshape our portfolio to produce

  7. Slide 7: For personal use only

    It also means we can play a leading role in financing the recovery in Australia and New Zealand. Perhaps one of the most pleasing aspects of 2020 has been how our people have responded to the challenge. For personal use only We have achieved a great deal this year and none of this would have been po

  8. Slide 8: For personal use only

    contribution in building the ANZ we all know today, particularly in his efforts to modernise the bank through the use of technology. We pass on our condolences to his wife Dorothy, as well as his family and friends. For personal use only With that, I will hand you back to Paul. Thank you.

  9. Slide 9: For personal use only

    For personal use only

  10. Slide 10: FY20 Statutory Profit After Tax down 40% year on year

    For personal use only FY20 Statutory Profit After Tax down 40% year on year

  11. Slide 11: FY20 Collective Provision Charge

    For personal use only FY20 Collective Provision Charge $1.7b Collective Provision Balance $5.0b (Sep-20)

  12. Slide 12: FY20 Total Dividends Per Share

    For personal use only FY20 Total Dividends Per Share 60 cents Fully Franked

  13. Slide 13: Capital

    CAPITAL For personal use only Common Equity Tier 1 Capital $b 49 39 27 15 Sep-081 Sep-12 Sep-16 Sep-20 1. Sep-08 based on Fundamental Tier 1 Capital

  14. Slide 14: Sustainable Finance & Renewables Transactions

    SUSTAINABLE FINANCE & RENEWABLES TRANSACTIONS For personal use only Mercury Lendlease ANZ Downer NZD 100m AUD 500m AUD 1,250m AUD 1,400m inaugural 10-year inaugural 7-year green Tier 2 Capital 10yr inaugural green bond bond SDG Bond sustainability-linked loan Olam Canberra Metro Yandin Wind Farm For

  15. Slide 15: Our 2020 Climate Change Statement

    OUR 2020 CLIMATE CHANGE STATEMENT For personal use only Priority areas and how we are making change Help our customers Reduce our Support by encouraging them to transitioning own impact identify climate risks and by managing and reducing opportunities, create transition industries emissions from our

  16. Slide 16: Our Purpose

    For personal use only OUR PURPOSE To shape a world where people and communities thrive

  17. Slide 17: Our Strategy

    OUR STRATEGY For personal use only IMPROVE THE FINANCIAL WELL BEING OF OUR CUSTOMERS Put the best tools and Have the right Focus on a few insights in the hands people who listen, things and do them of our people and learn and adapt really well customers

  18. Slide 18: Australia Housing

    AUSTRALIA HOUSING For personal use only ANZ home loan portfolio ANZ home loan market share1 Net Loans and Advances ($b) 269 14.5% 14.6% 258 257 14.4% 14.1% 14.2% 14.3% 14.0% 82 80 79 178 178 188 Sep-19 Mar-20 Sep-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Owner Occupied Investor 1. Source:

  19. Slide 19: Customer Loan Deferrals

    CUSTOMER LOAN DEFERRALS1 For personal use only Accounts (000s) 125 124 124 112 110 81 48 33 31 5 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 (11th) 1. End of month net position for Australia & New Zealand Home Loans and Australia Business Loans. Oct-20, Nov-20 & Dec-20 (11t

  20. Slide 20: Capital

    CAPITAL For personal use only Common Equity Tier 1 Capital freed up (FY16-FY20) $b 12.5 12.5 4.5 Institutional reshaping 6.9 Retained for growth and capital mgt. Announced asset sales 8.0 2.6 Net imposts (Reg. change, net of efficiencies) 3.0 Announced buy-back completed Source Use

  21. Slide 21: Further Information

    FURTHER INFORMATION For personal use only Our Shareholder information anz.com/shareholder/centre/ Equity Investors Jill Campbell Cameron Davis Harsh Vardhan Group General Manager Investor Executive Manager Investor Senior Manager Relations Relations Investor Relations +61 3 8654 7749 +61 3 8654 7716

Australia and New Zealand Banking Group Limited (ANZ) — Shareholder Meeting (December 2020) on 6ix