Gfh Bank B.s.c. · BAHRAIN:GFH

Gfh Bank B.s.c — GFH Financial Group — Q3 2023 Earnings Presentation

7 slides from Gfh Bank B.s.c's earnings presentation, Nov 14, 2023

  1. Slide 1: GFH Financial Group Q3 2023 Results

    GFH FINANCIAL GROUP Presentation to the Investors on Q3 2023 Results | 14 November 2023

  2. Slide 2: Key Performance

    Key Performance Operating expenses Consolidated profits Shareholder profits Total income & impairment 9M - 13.3% Increase 9M – 19.2% Increase 9M - 38.9% Increase 9M – 58.5% Increase Q3 – 8.4% Decrease Q3 – 0.8% Increase Q3 – 32.8% Increase Q3 – 75.7% Increase Finance expenses EPS Assets Equity 9M –

  3. Slide 3: Key ratios

    Key ratios Annualised ROE: Annualised ROA: CAR: BVPS: 10.6% 1.0% 15.62% $0.26 P/B: P/E: LCR: NSFR: 1.0x 8.63x 227% 106% Key messages –  Group continues to report solid results amongst uncertain market conditions  Continuous fund inflows  Diversified business model ensures streamlining of performa

  4. Slide 4: Each of the business line contributed with enhancement in the quality of income

    Each of the business line contributed with enhancement in the quality of income Consolidated Income Q3 23 GFH Transactions during Q3 2023 $m Placement of Saudi Food Logistics, US Investment banking 75.8 Opportunistic Fund, US Logistics II and Student Housing III. Income contribution – Businesslines

  5. Slide 5: ~1% growth in shareholders' profits compared to Q3 2022

    ~1% growth in shareholders’ profits compared to Q3 2022 $m Consolidated income statement Q3 2023 Q3 2022 Investment banking income 75.8 28.6 165.0% Commercial banking income 6.8 21.6 -68.5% Treasury & proprietary income 5.0 15.7 -68.2% GROSS OPERATING INCOME 87.6 65.9 32.9% Operatingexpenses – GFH 4

  6. Slide 6: Consolidated Balance sheet of the Group continues to grow steadily

    Consolidated Balance sheet of the Group continues to grow steadily $m September December September Asset Growth 17% 2023 2022 2022 ASSETS Cash and bankbalances 446.2 858.2 551.0 Treasuryportfolio 4,970.1 4,210.0 3,788.0 Financing assets 1,558.8 1,435.2 1,473.7 Real estate investment 1,333.4 1,287.1

  7. Slide 7: Thank You

    THANK YOU gfhoo

GFH Financial Group — Q3 2023 Earnings Presentation on 6ix