Ofx Group Ltd. · ASX:OFX
Ofx — OFX Insider webinar (August 2026)
21 slides from Ofx's conference presentation, August 2026
Slide 1: Don't let currency swings steal your margins
OFX INSIDER Don't let currency swings steal your margins A finance leader's playbook The OFX Group comprises OzForex Limited, together with its subsidiaries. For licensing information about the other entities in the OFX Group see our Licensing page.
Slide 2: Agenda
Agenda The Basics • The Basics - how currency movements impact costs, margins and cash flow. • The Strategy - a simple approach to staying ahead of currency risk. The Strategy • The Execution — using simple tools to manage currency risk day-to-day. • The Customer Story - why businesses choose to man
Slide 3: The Basics
PART 1 THE BASICS The Basics How currency movements impact your costs, margins, and cash flow. 3
Slide 4: AUD/USD has traded in a range of 0.64 to 0.73 in 12 months
In 12 months the AUD/USD has traded in a range from around 0.64 to 0.73 – a 13.5% swing highlights the margin at stake AUD vs USD Summary – Current market update AUDUSD ● The RBA has raised rates three times in 2026 to 4.35% to combat inflation but paused recently as economic growth slowed. Unemploy
Slide 5: DXY slides to a 2026 low near 95.5 before rallying
DXY slides to a 2026 low near 95.5 before rallying to a high near 101.8 – a 6.5% swing highlights the dollar's volatility this year USD vs basket of currencies Summary – Current market update DXY ● The Federal Reserve has held rates steady through much of 2026, weighing inflation that's stayed above
Slide 6: A small currency move can mean a big margin hit
THE BASICS A small currency move can mean a big margin hit Exchange rate shifts between agreeing a price and being paid can quietly erode profit — even when the business itself hasn't changed. Even professional forecasts disagree* Pair Quarter Forecast High Forecast Low AUD/USD Q1–Q2 0.72 0.60 13.5%
Slide 7: Where currency risk actually shows up in your business
THE BASICS Where currency risk actually shows up in your business The gap between agreeing a price and settling payment is where risk lives. Costs Margins Cash flow Supplier invoices priced in a foreign Prices set months in advance can be Uncertainty over the exact value you'll currency move in valu
Slide 8: Why currency markets move: the chain reaction
THE BASICS Why currency markets move: the chain reaction You don't need to be an economist — just understand the basic chain of cause and effect. Inflation rises Interest rates move Capital follows yield Currency value shifts → → → Prices increase faster than Investors move money toward Higher deman
Slide 9: A simple approach to staying ahead of currency risk
PART 3 THE STRATEGY OFX INSIDER A simple approach to staying ahead of currency risk. A finance leader's playbook
Slide 10: A simple, repeatable 4-step risk management framework
THE STRATEGY A simple, repeatable 4-step risk management framework You don't need a complex policy to get started — just a clear process. 1. Set Goals Review Exposure 2. Identify where your profits are at risk Work with an OFX Specialist to define your short and long term currency risk management go
Slide 11: The right strategy depends on your business model
THE STRATEGY The right strategy depends on your business model High volume, tight margins Lower volume, larger margins • Prices change often — can react quickly to FX • Prices set well in advance and rarely change moves • Budget buffers can absorb some volatility • Small movements still hit thin mar
Slide 12: The Execution
PART 4 THE EXECUTION OFX INSIDER A simple approach to staying ahead of currency risk. A finance leader's playbook
Slide 13: What is a Forward Contract
What is a Forward Contract A simple way to lock in today's rate for a payment due in the future. A Forward Contract lets you lock in a favourable exchange rate for up to 12 months $0.705 The forward rate you lock • Fix a rate today for settlement on a future in today date, from days out to 12+ month
Slide 14: Locking in a rate for 50% of your annual currency needs
EXECUTION Locking in a rate for 50% of your annual currency needs Forward Contracts are subject to advanced payments during the duration of your contract. For full details on advanced payments and deposit calls, please reference our Terms and Conditions. If you book a Forward Contract, it may mean
Slide 15: Flexible Forward Contract strategy: locking in 50%
Flexible Forward Contract strategy – Locking in 50% of annual currency needs. 50% on Spot transfers Lock in 50% now with a forward contract and exchange the remaining 50% at the spot rate later. This reduces AUDUSD 2025/26 risk while preserving the opportunity to benefit from favourable currency mov
Slide 16: Topping up your currency needs
Topping up your currency needs Advantages Jan – Spot Feb – Spot Mar – Spot • Buying the remainder of your currency exposure at the current spot market rate if the $50k $100k $0 rate moves in your favour • If markets are volatile and moves around, you have the opportunity to top up the forward cover
Slide 17: The everyday toolkit for managing FX risk
THE EXECUTION The everyday toolkit for managing FX risk Most businesses combine two or three of these tools rather than relying on just one. Multi-currency Forward contracts Limit orders OFX cards accounts Lock in today's rate for a Set a target rate — if the Hold and manage funds in Control spend a
Slide 18: The CFO toolkit for managing uncertainty
The CFO toolkit for managing uncertainty The Basics The Strategy The Execution Currency moves hit real costs, Review your exposure, set clear Combine forwards, limit orders, margins and cash flow — often more goals, and build a simple, repeatable multi-currency accounts and cards to than businesses
Slide 19: Why businesses choose to manage currency risk
PART 4 THE CUSTOMER STORY OFX INSIDER Why businesses choose to manage currency risk Renee Hill, Head of currency management 50 Degrees North A finance leader's playbook
Slide 20: Q&A
PART 5 Q&A OFX INSIDER Q&A A finance leader's playbook
Slide 21: Thank you
OFX INSIDER Don't let currency swings steal your margins Thank you A finance leader's playbook The OFX Group comprises OzForex Limited, together with its subsidiaries. For licensing information about the other entities in the OFX Group see our Licensing page.