Nordea Bank Abp · OMXHEX:NDA_FI
Nordea Bank Abp — Debt Investor Presentation (2022)
23 slides from Nordea Bank Abp's debt investor presentation, 2022
Slide 1: Nordea Mortgage Bank green presentation
Nordea Nordea Mortgage Ba presentation
Slide 2: Disclaimer
Disclaimer This presentation contains forward-looking statements that reflect management's current views with respect to certain future events and potential financial performance. Although Nordea believes that the expectations reflected in such forward-looking statements are reasonable, no assurance
Slide 3: Sustainability at Nordea
Nordea Sustainability at Nordea
Slide 4: A history of focus on sustainability
UN-backed Principles, for Responsible Investment (UNPRI) No rd ie Qa Nordea Life & Pension becomes founding member of Net-Zero Asset Owner Alliance A history of focus on sustainability Nordea Asset Management becomes founding member of Net- Zero Asset Manager Nordea gets a Nordea part seat in the EU
Slide 5: Sustainability at the core
Sustainability at the core Our long-term sustainability objectives supported by short-term targets 2050 long-term objective: 2030 mid-term objective: “ 40-50% menta lending tion in emi from internal operation: Supported by our 2025 targets?: € EUR>200bn 29 Atleast 40%
Slide 6: Sustainability at the core
Sustainability at the core Actively engaging to drive transition and capture growth opportunities Channelling capital towards sustainable solutions Green and sustainability linked loans Assets under management Total volumes, EURbn 6.1% Share of ESG AuM, % Sustainability linked loans 33% IM Green loa
Slide 7: Enhanced focus on sustainable funding
Sustainability at the core Enhanced focus on sustainable funding Green bond asset portfolios totalling EUR 8.6bn - EUR 5.4bn from NBAbp - EUR 3.2bn from Nordea Kredit and Nordea Eiendomskreditt Nordea’s green bond asset portfolio Green buildings m Nordea Kredit Mortgages Inaugural green bond from NB
Slide 8: Green issuance and green loans Q3 2022
- Green issuance Green loans 8.6 6.8 - 4.7 4.0 2.3 2.6 2.3 2.9 0.5 0.8 0.5 1.3 2017 2018 2019 2020 2021 Q3 2022 1.1 1.9 2.4 1.7 12.9 14.0 1.5 6.9 11.0 5.4 5.4 Nordea Bank Nordea Nordea Kredit Nordea Hypotek Nordea Other green Total green Abp Eiendomskreditt Mortgage Bank assets* lending
Slide 9: Confidential
Confidential
Slide 10: Green funding framework
10 Green funding framework Green funding framework - Nordea’s green funding framework is updated annually, most recently in August 2022 - Nordea adheres to the latest edition of the green bond principles* - ISSESG provides a second party opinion (SPO) - All Nordea Mortgage Credit Institutions (MCls)
Slide 11: Use of proceeds - Nordea MCIs
Use of proceeds - Nordea MCls Three eligible green bond mortgage asset categories in the framework Green bond asset category Construction of new buildings Sub category Energy performance certificate (EPC) is at least 10% lower than the threshold set for the nearly zero-energy building (NZEB) mapping
Slide 12: Selection and evaluation of green covered bond assets
Selection and evaluation of green covered bond assets — Nordea MCls Selection process 2 Nordea chooses potential green assets from each financing that is originated by Nordea according to Nordea’s financing criteria (including the regulatory cover pool eligibility criteria) and proposed for selectio
Slide 13: Nordea Eiendomskreditt, Hypotek, Kredit, Mortgage Bank
Nordea Eiendomskreditt Nordea Hypotek Nordea Kredit Nordea Mortgage Bank • • •
Slide 14: Green covered bonds and green loans
- Green CB Green Green CB Green Green CB Green Green CB Green loans loans loans loans
Slide 15: Nordea Mortgage Bank green asset overview
Nordea Nordea Mortgage Bank green asset overview
Slide 16: - 2% % 3% 5% % % - % - - 8% - A
- 2% 100 % 3% 5% 95 % 90 % - 90 % - - 8% - A 45% B C 47%
Slide 17: 2021 and after pre-1990
- • 10% 6% 1% 4% - 35% - - 65% - 79% 2021 and after 2010-2020 2018 2013 2000-2010 1990-2000 pre-1990
Slide 18: Reporting and external review
Nordea Reporting and external review
Slide 19: Green bond report — impact reporting
Green bond report — impact reporting Category Renewable energy ubcategory Wind, hydro and solar Impact measuremen dicators Installed renewable Estimation of avoided energy production CO2e emissions capacity (MW). compared to baseline Energy efficiency Smart grids, energy storage, district heating Am
Slide 20: External review — ISS ESG SPO update
External review — ISS ESG SPO update 20 SeneeRaTs D> issese SECOND PARTY OPINION (SPO) Sustzinablity Guality of the Issuer and Asset Pool Nordea Bank Abp 14 Osteber 2022 VeniFicarion Paramerens ESG performance Sustainability impacts of lending and other financial services/products Customer and produ
Slide 21: You can find all of these, additional resources on nordea.com
You can find 1 . all of these, Nordea’s regular reporting and additional resources on hoe Annual report nordea.com - Transaction volumes of sustainable financing Sustainability offerings Nor-financial statement - Conflict of interest policy Sustainability report - Nordea’s sustainability commitments
Slide 22: You can find all of these, additional resources on nordea.com
You can find Nordea’s regular reporting all of these, and Polici additional lees resources on Nordea’s code of conduct nordea.com/ Sustainability policy sustainability Responsible investment policy Nordea tax policy Position statements and sector guidelines - Position statement on climate change - P
Slide 23: Contacts
Contacts: Investor Relations Matti Ahokas Head of Investor Relations Mobile: +358 40 575 91 78 mattiahokas@nordea.com Maria Caneman Head of Debt IR and Ratings Tel: +46 10 156 50 19 Mobile: +46 768 24 92 18 maria.caneman@nordea.com Juho-Pekka Jaaskelainen Senior IR Officer Tel:+358 9 5300 6435 Mobil