Southstate Bank Corporation · NYSE:SSB
Southstate Bank — First Financial Holdings — Investor Presentation (May 2014)
14 slides from Southstate Bank's investor presentation, May 13, 2014
Slide 1: May 2014 Fireside Chat
May 2014 Fireside Chat
Slide 2: Forward Looking Statements and Non GAAP Measures
Forward Looking Statements and Non GAAP Measures Cautionary Statement Regarding Forward Looking Statements Statements included in this report which are not historical in nature are intended to be, and are hereby identified as, forward looking statements for purposes of the safe harbor provided by Se
Slide 3: Largest Publicly Traded Bank Holding Company Headquartered in SC
Largest Publicly Traded Bank Holding Company Headquartered in SC Assets - $8.0 Billion Loans - $5.6 Billion Deposits - $6.6 Billion GEORGIA Charlotte Wilmington Myrtle Beach Hilton Head Island Savannah Atlanta Florence Columbia Athens Gainesville Georgetown Charleston NORTH CAROLINA SOUTH CAROLINA G
Slide 4: Market Performance Since 2008
Market Performance Since 2008 See endnotes (1) 0.0 50.0 100.0 150.0 200.0 250.0 SCBT Total Return SCBT Carolina Peers Georgia Peers KRX 67.3% (24.6%) 86.3% (32.2%) 22.7%
Slide 5: [LOGO]
[LOGO]
Slide 6: Inland Port in Upstate South Carolina
Inland Port in Upstate South Carolina
Slide 7: Economic Highlights Clemson
Economic Highlights Clemson
Slide 8: First Financial Holdings Closing and Conversion; Operating Earnings Per Share
First Financial Holdings Closing: July 26, 2013 Conversion: July 2014 Operating Earnings Per Share 8
Slide 9: Net Interest Margin
Net Interest Margin Earning Assets Funding
Slide 10: Loan Portfolio Mix: Organic Loan Growth
Loan Portfolio Mix 4.3 % 5-YR CAGR (2008 – 2013) Organic Loan Growth In Millions See endnotes (2) $2,841 $3,613 $5,679
Slide 11: Loan Portfolio Mix
Loan Portfolio Mix $2,980 $282 $2,355 $5,617 Million
Slide 12: Operating Efficiency Ratio - QTD
Operating Efficiency Ratio - QTD 12 See endnotes (3)
Slide 13: SCBT Branches Closings
SCBT Branches Closings GEORGIA Charlotte Wilmington Myrtle Beach Hilton Head Island Savannah Atlanta Florence Columbia Athens Gainesville Georgetown Charleston NORTH CAROLINA SOUTH CAROLINA Greenville
Slide 14: Endnotes
Endnotes 1. Source: SNL Financial. Pricing data as of 5/2/14. KRX is a composition of 50 regionally diversified mid and small-cap banking institutions in the U.S and is calculated using and equal-weighted method Carolina Peers include all major exchange traded banks and thrifts in North Carolina and
First Financial Holdings — Investor Presentation (May 2014) on 6ix