Dominion Lending Centres, Inc. (canada) Class A · TSX:DLCG
Dominion Lending Centres, Inc. (canada) Class A — Dominion Lending Centres — Investor Presentation (August 2024)
17 slides from Dominion Lending Centres, Inc. (canada) Class A's investor presentation, Aug 7, 2024
Slide 1: Dominion Lending Centres Inc.
Dominion Lending Centres Inc. TSX: DLCG www.dlcg.ca August 7, 2024
Slide 2: Disclaimer
DISCLAIMER 2 THIS PRESENTATION IS BEING SUPPLIED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, FURTHER DISTRIBUTED OR PUBLISHED IN WHOLE OR IN PART BY ANY OTHER PERSON. THIS PRESENTATION DOES NOT CONSTITUTE OR FORM PART OF ANY OFFER FOR SALE OR SOLICITATION OF ANY OFFER TO BUY ANY SE
Slide 3: Who is DLC Group?
TSX: DLCG | www.dlcg.ca 3 Who is DLC Group? Founded in 2006, one of Canada’s leading mortgage brokerage networks with >$60 billion in funded mortgages(1) Over 8,500 mortgage professionals across 500+ franchises (2) operating three mortgage franchise brands: Dominion Lending Centres Inc. (“DLC”
Slide 4: Overview
TSX: DLCG | www.dlcg.ca Overview 4 • Mortgage brokers work with multiple lenders, which allows mortgage brokers to One of Canada’s find the best mortgage option for their clients and provide personalized advice Leading Mortgage throughout the mortgage process Brokerage • Mortgage brokers intermediat
Slide 5: DLCG Market Snapshot
TSX: DLCG | www.dlcg.ca DLCG Market Snapshot 5 Summary Capitalization Ticker Symbol: TSX DLCG Share Price (August 7, 2024) $3.66 Common Shares Outstanding (Basic) (1) 48.2mm Market Capitalization $176.5mm Net Debt (2) $28.1mm Preferred Share Liability (3) $113.3mm Enterprise Value $317.9mm 2024 LTM
Slide 6: DLCG Market Snapshot
TSX: DLCG | www.dlcg.ca DLCG Market Snapshot 6 Trading Price $5.00 $4.50 $4.00 $3.50 Share Price ($C / share) $3.00 $2.50 $2.00 $1.50 $1.00 $0.50 $- 1-Jan-22 1-Jul-22 1-Jan-23 1-Jul-23 1-Jan-24 1-Jul-24 TSX: DLCG
Slide 7: DLCG Financial Performance
TSX: DLCG | www.dlcg.ca DLCG Financial Performance 7 Revenue Annual Funded Volumes(1) In C$ Millions In C$ Billions $70.7 $69.7 $71.3 $62.5 $60.0 $56.5 (3) (3) 2022 2023 LTM 2022 2023 LTM Adjusted $32.1 $30.1 EBITDA & Adjusted $24.4 EBITDA 45% Margins(2) 39% 43% In C$ Millions 2022 2023 LTM (3) (1)
Slide 8: DLCG Business Model
TSX: DLCG | www.dlcg.ca DLCG Business Model 8 • Recruiting initiatives and anticipated growth in Velocity adoption mitigates housing market headwinds. • The majority of outstanding mortgages are expected to renewal over the next few years, DLCG is well positioned to capitalize on the opportunity Org
Slide 9: Understanding Funded Mortgage Volumes
TSX: DLCG | www.dlcg.ca Understanding Funded Mortgage Volumes 9 Funded mortgage volumes are a key performance indicator, as much of our success depends on funded mortgage volumes The following factors contribute to the growth of our funded mortgage volumes: Number of Canadians Number of mortgage Mor
Slide 10: Lending Partners
TSX: DLCG | www.dlcg.ca 10 Lending Partners DLCG is the leading brokerage partner for Canada’s top lenders TSX: DLCG
Slide 11: Mortgage Broker Sector in Canada
TSX: DLCG | www.dlcg.ca Mortgage Broker Sector in Canada 11 • The Mortgage Broker sector accounts for an estimated 48%(1) of all mortgages funded in Canada • DLCG’s estimated market share of the broker sector is ~20%(2) Total Market Broker Sector Mortgage Mortgage 20% Originations Originations DLCG’
Slide 12: Newton Connectivity Systems Inc. (Newton)
TSX: DLCG | www.dlcg.ca Newton Connectivity Systems Inc. (Newton) 12 • Newton is a wholly-owned subsidiary of the Corporation • Newton is an approved fintech mortgage connectivity platform in Canada • Newton’s primary business is connecting mortgage applicants, mortgage professionals, Canadian lende
Slide 13: About Gary Mauris and Chris Kayat
TSX: DLCG | www.dlcg.ca 13 About Gary Mauris • Gary is the co-founder, Executive Chairman, CEO and a Director of the Corporation, and the largest shareholder • Gary is a serial entrepreneur, having sold two prior companies to private equity and public markets • Gary was recognized as a finalist for
Slide 14: Experienced and Proven Management Team
TSX: DLCG | www.dlcg.ca Experienced and Proven Management Team 14 Eddy Cocciollo President, DLCG Mike MikeDe DeEyre EyrePresident, President,MA MA • Past mortgage broker with over 25 years’ • • 17Over year17 years of industry mortgage industryexperience veteran with experience in lending and origina
Slide 15: Summary
TSX: DLCG | www.dlcg.ca Summary 15 One of Canada’s • >$60 billion in funded mortgage volumes (1) Leading • Strong distribution channels across >8,500 mortgage professionals across Canada (2) Mortgage Brokerage • >15 year operating history with strong track record Networks • Franchise model with long
Slide 16: Appendix I – Newton's Ecosystem
TSX: DLCG | www.dlcg.ca Appendix I – Newton’s Ecosystem Newton offers a comprehensive suite of services that connect borrowers, mortgage professionals, lenders, and third-party service providers Denotes Newton’s assets DLCG Note: This ecosystem is for illustrative purposes and does not include an ex
Slide 17: Dominion Lending Centres Inc.
TSX: DLCG | www.dlcg.ca Dominion Lending Centres Inc.
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