Raymond James Financial, Inc. · NYSE:RJF

Raymond James Financial — Investor Presentation (March 2023)

7 slides from Raymond James Financial's investor presentation, Mar 13, 2023

  1. Slide 1: Raymond James, a source of strength and stability

    Raymond James, a source of strength and stability March 13, 2023 1

  2. Slide 2: True to our values

    True to our values We put clients first. We act with We think We value integrity. long term. independence. 2

  3. Slide 3: Strong balance sheet

    Strong balance sheet Raymond James is well-positioned to weather changing market conditions. We remain committed to prioritizing risk management and long-term outcomes ahead of short-term gains. CREDIT RATINGS3 Fitch A- rating and stable outlook Moody’s A3 rating and stable outlook total capital reg

  4. Slide 4: Percent of total deposits that are FDIC insured

    Percent of total deposits that are FDIC insured 93.7% We are industry leaders in offering Private Client Group clients as much FDIC coverage as 88.6% possible. About 94% of all Raymond James Bank deposits are FDIC insured, as are about 84% 84.3% of total deposits for both Raymond James Bank and TriS

  5. Slide 5: Tangible common equity to tangible assets

    Tangible common equity to tangible assets The tangible common equity ratio is commonly used to evaluate the strength and capitalization of financial 10.4% companies based on tangible assets. Raymond James has a leading ratio in the industry at over 10%. 8.9% 7.6% 7.2% 6.8% 6.6% 6.4% 6.2% 6.1% 5.9% 5

  6. Slide 6: Asset fair value marks as a percent of tangible common equity

    Asset fair value marks as a percent of tangible common equity This chart shows what portion of a firm’s tangible common equity would be eroded if it marked its fixed-rate loans 223.2% and held-to-maturity fixed-rate securities to their current value. Raymond James is among the best-positioned in the

  7. Slide 7: International Headquarters: The Raymond James Financial Center

    INTERNATIONAL HEADQUARTERS: THE RAYMOND JAMES FINANCIAL CENTER 880 CARILLON PARKWAY // ST. PETERSBURG, FL 33716 // 800.248.8863 RAYMONDJAMES.COM © 2023 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. Raymond James® is a registered trademark of Raymond James Financial, Inc. 7

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