Temenos Ag · SIX:TEMN
Temenos — 6 Sigma Group — Investor Presentation (September 2023)
17 slides from Temenos's investor presentation, September 2023
Slide 1: Credit Risk Management System: Obligor Risk Rating
6 Sigma Group Credit Risk Management System Obligor Risk Rating Bankers serving Bankers
Slide 2: Superior in Every Respect
Part of CRMS Superior in Every Respect 01 02 04 05 Superior Functionality Superior Analytics Superior Credit Admin Superior Exposure Mgt • Ability to import existing portfolio data • Financial Modeling capabilities • Multiple Notification Capabilities across • Automated CA fill-in • Fully IFRS 9 Com
Slide 3: New Obligor Selection of Types of Obligors
New Obligor Selection of Types of Obligors if New Core Features 3 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 4: Obligor: a fully user-friendly due diligence of obligors
Obligor A fully user-friendly due diligence of obligors: Section Prescreening – TMRAC with AML/KYC/CTF module recommended • Client Obligor Evaluation – financial, management, industry and country Identification Centralized Obligor Database • Targeting & Financial Spreads – Cash flow centric
Slide 5: Forward Looking Risk Ratings
Forward Coverage of Risk Ratings is wide, granular, and forward looking : Looking Dimensions to PDs 1. 177 Criteria fully configurable 2. Loss Norm Table Import 3. PD Calculator 4. Mapping to External Dimensions to LGDs 177 Criteria for 1. By Facility ORR 2. By Collateral 3. As per Basel Standard Fa
Slide 6: Obligor Selection of Obligors from the List
Obligor Selection of Obligors from the List Core Features 6 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 7: Data Entry List of All Data relating to Obligors
Data Entry List of All Data relating to Obligors Core Features 7 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 8: Financials Manual or Imported
Financials Manual or Imported Core Features 8 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 9: Analysis Up to 20 years Projections with multiple Assumptions
Analysis Up to 20 years Projections with multiple Assumptions Core Features 9 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 10: TMRACs Configured by the Bank
TMRACs Configured by the Bank Core Features 10 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 11: Risk Rating With Full details
Risk Rating With Full details Core Features 11 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 12: Red Flags
Red Flags 12 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 13: Implementation
Implementation 13 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 14: Roll-out: Systematic roll-out with full support
Roll-out Systematic roll-out with full support. • Fully managed environments on cloud • Regular releases and upgrades • Cloud infrastructure and tools; underlying infrastructure (database, operating system, app servers) • IT Operations and BAU services, including WAF monitoring Development, Test and
Slide 15: Structure: On Premise or Cloud Technology Stack
Structure On Premise or Cloud Technology Stack # Category Details Standard Web Browsers (MS Load Balancers 1 Client Edge and Cloud for users > 500 Google Chrome) 2 Hardware Intel X86-64 Application Server 3 Windows 2019 OS Western Europe, 4 Database Server OS Windows 2019 Applications Asia Pacific,
Slide 16: Schematic
Schematic Systematic roll-out with full support. Fully Flexible 16 © Copyright 6 Sigma Group. Reproduction strictly prohibited
Slide 17: Backup and Disaster Recovery
BU and DR Backup and Disaster Recovery Backup Disaster Recovery Leverage Cloud Native tools: Azure Site Recovery for VMs SQL Azure Backup Service for Database Azure Recovery Vault Leverage Cloud Native tools (ASR) • 15 minutes Recovery Point Objective (RPO) • All changes replicated to another re
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