China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — H1 2018 Earnings Presentation
21 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, Sep 5, 2018
Slide 1: China Minsheng Banking Corp., Ltd. 2018 Interim Results Announcement
China Minsheng Banking Corp., Ltd. 2018 Interim Results Announcement August 2018
Slide 2: Disclaimer
Disclaimer This presentation contains forward-looking statements that involve risks and uncertainties. These statements are generally indicated by the use of forward- looking terminology such as believe, expect, anticipate, estimate, plan, project, target, may, will or other similar words that expre
Slide 3: Agenda
Agenda 1 Overview 2 Operational Performance 3 Outlook 2
Slide 4: Overview of operations
Overview of operations During 1H2018, the Group took proactive measures in coping with the adjustments and changes in the internal and external operating environment. According to the three major strategic positionings of becoming “a bank for the non-state-owned enterprises ("NSOEs"), a fintech-base
Slide 5: Steady improvement in profitability and stable shareholder return
Steady improvement in profitability and stable shareholder return Net profit attributable to equity shareholders of the Return on weighted average equity (annualised) Company (RMB million) 29,618 30,000 28,088 30.0% 24,000 20.0% 16.23% 18,000 15.81% 12,000 10.0% 6,000 0 0.0% 2017年1–6月 Jan-Jun 2017 2
Slide 6: Continuous optimisation of revenue mix and improvement in operation efficiency
Continuous optimisation of revenue mix and improvement in operation efficiency Operating income Net non-interest income as % of operating income (RMB million) 80,000 74,287 60.0% 54.40% 69,904 50.0% 60,000 41.18% 40.0% 40,000 30.0% 20.0% 20,000 10.0% 0 0.0% Jan-Jun 2017 2017年1–6月 2018年1–6月 Jan-Jun 2
Slide 7: Proactive adjustment in business size and continuous optimisation of business structure
Proactive adjustment in business size and continuous optimisation of business structure Total assets and total liabilities Total loans and advances to customers and deposits from customers (RMB million) (RMB million) 8,000,000 4,000,000 6,061,143 3,052,658 3,157,881 5,902,086 5,512,274 5,653,299 2,8
Slide 8: Continually enhanced risk management and stable asset quality
Continually enhanced risk management and stable asset quality Take measures actively to manage asset quality NPL ratio 2.0% 1.71% 1.72% Proactively adjusting loan distribution and continuously optimising asset structure in line with the national macro-economic policies, industrial 1.5% policies an
Slide 9: Capital adequacy ratio remains sound with improved liquidity
Capital adequacy ratio remains sound with improved liquidity Core tier-one capital adequacy ratio1 Tier-one capital adequacy ratio1 Capital adequacy ratio1 10.0% 8.63% 8.64% 10.0% 8.88% 8.87% 15.0% 9.0% 11.85% 11.86% 8.0% 8.0% 12.0% 7.0% 6.0% 6.0% 9.0% 5.0% 4.0% 4.0% 6.0% 3.0% 2.0% 2.0% 3.0% 1.0% 0.
Slide 10: Agenda
Agenda 1 Overview 2 Operational Performance 3 Outlook 9
Slide 11: Strengthened corporate banking business with further improvement in professional abilities
Strengthened corporate banking business with further improvement in professional abilities In response to the new changes and new challenges in market and regulatory environment, the Company adopted reform and business development as two major strategies, implementing transformation so as to promote
Slide 12: Rapid growth of retail banking business and customer base
Rapid growth of retail banking business and customer base The Company began the reform of retail banking and various measures were implemented. It focused on the development of three major customer groups, including customers within NSOE ecosystem, small businesses and private banking entrepreneurs
Slide 13: Rapid expansion in small business finance activities with further promotion of new business model
Rapid expansion in small business finance activities with further promotion of new business model The Company further promoted the new business model of small business finance, enhanced product and service innovation, consolidated customer base and further enhanced comprehensive financial services.
Slide 14: Innovative development of credit card and private banking businesses
Innovative development of credit card and private banking businesses In respect of its credit card business, the Company strategically focused on the core target customer group, the "millennium generation" with comprehensive support from brand positioning, product design, rights and interests and bu
Slide 15: Optimised financial markets business with continuous improvement in profitability
Optimised financial markets business with continuous improvement in profitability The Company continued with the transformation from product-orientated to customer-orientated for interbank business. It strengthened the management of interbank customers, optimised the interbank business structure, an
Slide 16: Promoting Internet finance business to build an Internet finance ecosystem
Promoting Internet finance business to build an Internet finance ecosystem The Company seized the market opportunities by actively applying cutting-edge fintech based on customers' diversified needs. By actively testing on the new financing model, it focused on innovation of financial platforms, pro
Slide 17: Further promoted the international development strategy to facilitate establishment of overseas branches
Further promoted the international development strategy to facilitate establishment of overseas branches The Hong Kong Branch actively followed the Company's development strategy of "strengthening corporate banking, expanding retail banking and optimising financial markets business", implemented ref
Slide 18: Agenda
Agenda 1 Overview 2 Operational Performance 3 Outlook 17
Slide 19: 1H 2018 Outlook
1H 2018 Outlook In the coming three years, the Company will commit to becoming a benchmark bank with distinctive features, increased value and continuous innovation. It will also strategically position itself as a bank for NSOEs, a fintech-based bank and a bank with comprehensive services A bank wit
Slide 20: Appendix: Overview of key financial indicators
Appendix: Overview of key financial indicators Income statement highlights Balance sheet highlights 30 Jun 31 Dec (RMB million, except per share Jan-Jun Jan-Jun (RMB million) 2018 2017 Growth (%) data) 2018 2017 Growth (%) Operating income 74,287 69,904 6.27 Total assets 6,061,143 5,902,086 2.69
Slide 21: Thank you
7) . Thank you |
China Minsheng Banking — H1 2018 Earnings Presentation on 6ix