PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — H1 2018 Earnings Presentation
28 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2018
Slide 1: Maybank Indonesia Financial Results 1H 2018
Humanising Financial Services Maybank Indonesia Financial Results 1H 2018 ended 30 June 2018 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Summary of 1H 2018 Results 3 Financial Performance 5 Maybank Indonesia in Brief 18 Awards, Events and CSR Highlights 24
Slide 3: Summary of 1H 2018 Results
Summary of 1H 2018 Results All numbers are based on Consolidated Financial Statements which are in accordance with accounting classification unless otherwise stated. The classifications differ from published results which are in accordance with Bank Indonesia’s classification.
Slide 4: Summary of 1H 2018 Results
Summary of 1H 2018 Results Impressive growth in Shariah business, better asset quality and significant improvement in subsidiaries 1 • Loans growth of 6.0% (YoY): – Global Banking (GB) grew 10.4% (YoY) contributed by loans from infrastructure projects undertaken by SOE Loans growth and – CFS Non-Ret
Slide 5: Financial Performance
Financial Performance
Slide 6: Balance Sheet
Balance Sheet Financial Position - Consolidated Jun-18 Mar-18 Jun-17 QoQ YoY Rp Billion a b c (a/b)-1 (a/c)-1 Loans 127,064 122,518 119,924 3.7% 6.0% Other Earning Assets 24,167 33,932 29,440 -28.8% -17.9% Other Assets 20,505 19,325 21,959 6.1% -6.6% Total Assets 171,736 175,775 171,322 -2.3% 0.2% D
Slide 7: Income Statement
Income Statement Income Statement - Consolidated 1H 2018 1H 2017 YoY 2Q 2018 1Q 2018 QoQ Rp Billion a b (a/b)-1 c d (c/d)-1 Interest Income 7,315 7,382 -0.9% 3,713 3,602 3.1% Interest Expense (3,383) (3,546) -4.6% (1,672) (1,711) -2.3% Net Interest Income 3,932 3,836 2.5% 2,041 1,890 8.0% Non Intere
Slide 8: Financial Ratios
Financial Ratios Key Operating Ratio Jun-18 Mar-18 Jun-17 Key Operating Ratio Jun-18 Mar-18 Jun-17 Consolidated a b c (a-c) Bank Only a b c (a-c) Profitability Profitability Return On Assets 1.49% 1.46% 1.64% -0.15% Return On Assets 1.23% 1.17% 1.46% -0.23% Return On Equities (Tier 1) 9.16% * 9.60%
Slide 9: Loans
Loans Global Banking booked strong loans growth of 10.4% (YoY), followed by CFS Non-Retail loans growth of 7.3% (YoY) and CFS Retail loans growth of 1.6% (YoY) LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion Jun-18 Mar-18 Jun-17 YoY QoQ Global Banking 30.1 27.6 27.3 10.4% 8.9% CF
Slide 10: Asset Quality
Asset Quality Improved significantly as reflected by lower NPL levels at 2.8% (gross) and 1.6% (net) Asset Quality – Maybank Indonesia Asset Quality – Maybank Indonesia Impaired Loans (consolidated) NPL (consolidated) 3.87% 4.03% 4.06% 3.56% 3.32% 3.57% 2.81% 3.02% 3.46% 2.79% 2.77% 2.40% 2.39% 2.52
Slide 11: Customer Deposits
Customer Deposits Focus on CASA accumulation Deposits from Customers by Business Segment Deposits from Customers by Type Rp Trillion Jun-18 Mar-18 Jun-17 YoY QoQ Current Account 24.0 24.1 20.2 18.8% -0.1% Deposits from Customers by Currency Saving Account 23.7 24.0 24.5 -3.4% -1.4% Time Deposit 66.0
Slide 12: Fee Income
Fee Income Rp billion -29.8% YoY -1.3% YoY -58.5% YoY -126.6% YoY -28.5% YoY 1,092 756 Rp365 billion one-off non recurring fee (in Rp billion) Breakdown of Other Fee Income Jun-18 Jun-17 YoY Retail administration 114 108 6.1% Loan administration 66 68 -2.3% Advisory fees 57 67 -15.2% Collection of r
Slide 13: Operating Expenses
Operating Expenses Rp billion -2.5% YoY +4.3% YoY -7.1% YoY 3,064 2,988 2,822 1,830 1,701 1,588 Jun-17 1,234 1,287 Jun-18 Rp242 billion one-off expenses Total Operating Personnel G&A Expenses (in Rp billion) Breakdown of G&A Jun-18 Jun-17 YoY General 834 979 -14.8% Rental 250 254 -1.6% Depreciation
Slide 14: Sound Capital Position
Sound Capital Position The Bank has completed its Rights Issue to bring additional capital of Rp1,992 billion by end of June 2018 and Subordinated Bonds I Bank BII Year 2011 amounted Rp1.5 trillion have been fully repaid in May 2018 Improved capital position with CAR at 18.77%, total capital of
Slide 15: Shariah Banking
Shariah Banking Continues positive performance in first half of 2018 Shariah First strategy continues to deliver strong results Assets increased by 31.4% (YoY) to Rp29.2 trillion, contributing 17.0% to the Bank‟s consolidated total assets Financing increased by 42.2% (YoY) to Rp23.0 trillion, co
Slide 16: Maybank Finance Operations
Maybank Finance Operations Improved revenues and profits in line with increased financing. However, asset quality impacted slightly. Revenue and Profit Before Tax Financing Rp Billion 18.3% Rp Billion 11.9% 9.5% Asset Quality Unit Financing (unit) Page 16
Slide 17: WOM Finance Operations
WOM Finance Operations Profits have more than doubled with all-round improvement Revenue and Profit Before Tax Financing Rp Billion Rp Billion 26.5% 51.0% 111.1% Asset Quality Unit Financing („000 unit) Page 17
Slide 18: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 19: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp171.7 Trillion Total Equity : Rp23.2 Trillion Market Capitalisation : Rp16.3 Trillion Position in Indonesia** : Rank #9 in terms of Assets Rank #9 in terms of Loans Rank #9 in terms of Deposits 390 (Maybank Indonesia) # of Branches : 614 19
Slide 20: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders PUBLIC National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) 78.98% 21.02% Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F3 Viability Rating bb Support Rating 2 Senior
Slide 21: Board of Commissioners
Board of Commissioners Spencer Lee Tien Chye Edwin Gerungan Commissioner Commissioner Datuk Abdul Farid bin Alias President Commissioner Budhi Dyah Sitawati Achjar Iljas Hendar Independent Commissioner Independent Commissioner Independent Commissioner Page 21
Slide 22: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Director Director Taswin Zakaria President Director Eri Budiono Irvandi Ferizal Effendi Director Director Director Page 22
Slide 23: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia CFS Non Retail CFS Retail MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (subsidiary of Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (Subsidiary of
Slide 24: Awards, Events and CSR Highlights
Awards, Events and CSR Highlights
Slide 25: Awards, Events and CSR Highlights in 1H 2018 (1/2)
Awards, Events and CSR Highlights in 1H 2018 (1/2) Malaysia Indonesia Bilateral Trade SuperKidz Banker Maybank Indonesia was appointed as one of Maybank Indonesia held the SuperKidz Banker five appointed cross currency dealer (ACCD) program aimed to educate the banking trusted by Bank Indonesia (BI)
Slide 26: Awards, Events and CSR Highlights in 1H 2018 (2/2)
Awards, Events and CSR Highlights in 1H 2018 (2/2) Blood Donation of Maybank Indonesia 10th CSR Global Summit & Awards 2018 Maybank Indonesia organised a blood Maybank Foundation won Silver award under donation in cooperation with Indonesia Red the category Best Environment Excellence Cross (PMI) to
Slide 27: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA NK ! respect. . We make humanising y ‘= . - f financial services more than * just a promise but the way we do business. e Thank You Maybank
Slide 28: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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