Qualitas Controladora S.a.b. De C.v. · BMV:Q
Qualitas Controladora S.a.b. De C.v — Qualitas Controladra Sab — Q2 2024 Earnings Presentation
7 slides from Qualitas Controladora S.a.b. De C.v's earnings presentation, Jul 18, 2024
Slide 1: Earnings results webcast 2nd quarter 2024
YEARS Earnings results webcast 2nd quarter 2024 July 19th, 2024
Slide 2: Dynamic landscape, different ways to win
Dynamic landscape, different ways to win YEARS Qualitas participation 32.6% 1.05x 35.1% 55.5% in total auto insurance Market Underwriting Financial Net industry share result income result Source: AMIS, latest figures as of March’24 Mexico total new car sales 40.0% 34.7% 35.0% 30.0% 26.3% 24.9% 25.8%
Slide 3: Solid results reflecting 1H positive momentum
Solid results reflecting 1H positive momentum YEARS Written premiums 5,609,630 32,228 24,289 Insured units 15,424 12,048 C Business line 2Q24 6M24 28.0% 32.7% 2Q23 2Q24 6M23 6M24 Individual → +32.9% +32.3% Earned premiums Fleets → +34.3% +48.4% 29,362 22,806 15,069 Financial 11,689 Institutions → +2
Slide 4: Laser-focused on cost-control
Laser-focused on cost-control YEARS LOSS 2Q24 64.7% 65.7% 6M24 63.5% 64.9% RATIO 2Q23 71.1% 71.9% 6M23 70.2% 70.7% QC Q Mx Seasonality Claims Robberies • Early rainy season • Not immediate FX • +2.4% for Qualitas without major impact volatility impact • Recovery rate: ~42%, • Weather related • Frequ
Slide 5: Qualitas' leads sustainable performance
Qualitas’ leads sustainable performance YEARS COMBINED 2Q24 92.1% 93.5% 6M24 89.7% 91.4% RATIO 2Q23 96.5% 97.7% 6M23 95.8% 96.8% QC Q Mx Financial income Net income %∆ growth vs previous period %∆ growth vs previous period 2,621 2,194 1,841 1,643 1,383 1,136 860 746 C C 32.0% 19.1% 85.4% 59.6% 2Q23
Slide 6: Corporate development plan to thrive high value creation
Corporate development plan to thrive high value creation YEARS INSURANCE COMPANIES VERTICAL SUBSIDIARIES AUTO INSURANCE HEALTH AND MEDICAL Strengthening (GEOGRAPHIC INSURANCE vertical subsidiaries SUBSIDIARIES) QColombia Enhancing our organization through career development program 6
Slide 7: YEARS
YEARS Andrea González Raquel Leetoy angonzalez@qualitas.com.mx rleetoy@qualitas.com.mx t: +52 (55) 1555 6316 t: +52 (55) 1555 6313
Qualitas Controladra Sab — Q2 2024 Earnings Presentation on 6ix