Regions Financial Corporation · NYSE:RF

Regions Financial — BancAnalysts Association of Boston Conference 2025

15 slides from Regions Financial's conference presentation, Nov 7, 2025

  1. Slide 1: BancAnalysts Association of Boston Conference

    BancAnalysts Association of Boston Conference November 7, 2025 Internal Use

  2. Slide 2: Brian Willman, Head of Corporate Banking Group

    Brian Willman Head of Corporate Banking Group

  3. Slide 3: Corporate Banking Group

    Corporate Banking Group A diversified engine for growth and long-term performance 66,200 2,814 170 How our model wins and differentiates us Client Relationships (1) Associates (1) Local Offices Out-Local National Banks Clients Coverage Commercial Banking (2) Local and Dedicated Relationship Our stra

  4. Slide 4: Our Core is the Foundation of our Growth

    Our Core is the Foundation of our Growth Strength across lending, liquidity, and fee income with consistent strong returns and efficiency Accelerating NIR Growth and Key Revenue Drivers for Sustainable Performance Loans (in billions) Capital Markets (in millions) 3.6% 11.3% 6Y CAGR 6Y CAGR Efficienc

  5. Slide 5: Our Core is the Foundation of our Growth and Confidence

    Our Core is the Foundation of our Growth and Confidence Consistent execution, client-centric strategy and targeted acquisitions driving results Momentum built on a sound foundation: core strength driving growth, delivering results Core Foundation Acquisitions Strategic Investments A disciplined mode

  6. Slide 6: Our Model is Built to Win

    Our Model is Built to Win Capturing share through disciplined execution and relevance across all client sizes Our business is positioned to outperform in a shifting landscape of disruption Leading with stability, trust, and Winning where it matters most strategic investments Our Stability Our Client

  7. Slide 7: Kate Danella, Head of Consumer Banking Group

    Kate Danella Head of Consumer Banking Group

  8. Slide 8: Consumer Bank

    Consumer Bank High Performing, Proven Consumer Business Creating Value for Customers and Shareholders 9,300 1,248 1,874 How our model wins Associates Branches ATMs 1 Primacy-based acquisition 2 Industry leading service across strategy leads to granular, low cost channels delivers long tenured deposi

  9. Slide 9: Our Strategy is Built on Continuous Improvement

    Our Strategy is Built on Continuous Improvement Evolving and enhancing our capabilities to continue to grow with our markets We go-to-market offering “big bank” capabilities with “local bank” delivery. We do that consistently by having an always-on approach to investing in people, place, process, an

  10. Slide 10: Our Core Business will Continue to Deliver Differentiated Value

    Our Core Business will Continue to Deliver Differentiated Value Strength across deposits and lending with consistent strong returns and efficiency Operating the business with discipline in low-cost deposit growth, soundness in consumer lending, and excellence in expense management Deposits (in billi

  11. Slide 11: Appendix

    Appendix Internal Use

  12. Slide 12: Forward-Looking Statements

    Forward-Looking Statements Forward-Looking Statements This presentation may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. In addition, the company, through its senior management, may from time to time make forward-looking public statements con

  13. Slide 13: Forward-Looking Statements (continued)

    Forward-Looking Statements (continued) • Our inability to develop and gain acceptance from current and prospective customers for new products and services and the enhancement of existing products and services to meet customers’ needs and respond to emerging technological trends in a timely manner co

  14. Slide 14: Forward-Looking Statements (continued)

    Forward-Looking Statements (continued) • Our ability to comply with stress testing and capital planning requirements (as part of the CCAR process or otherwise) may continue to require a significant investment of our managerial resources due to the importance of such tests and requirements. • Our abi

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