Tokio Marine Holdings, Inc. · TSE:8766

Tokio Marine — Q1 FY2012 Earnings Presentation

15 slides from Tokio Marine's earnings presentation, Aug 10, 2012

  1. Slide 1: Overview of 1Q FY2012 Results

    Overview of 1Q FY2012 Results Tokio Marine Holdings, Inc. August 10, 2012 ◆Abbreviations used in this material TMNF: Tokio Marine & Nichido Fire Insurance Co., Ltd. NF: Nisshin Fire & Marine Insurance Co., Ltd. TMNL: Tokio Marine & Nichido Life Insurance Co., Ltd. FL: Tokio Marine & Nichido Financia

  2. Slide 2: Consolidated Results - 1

    １Q FY2012 Consolidated Results - 1 ■ Ordinary Income （billions of yen） 962.5 959.9 917.0 – Net Premiums Written  Increased in domestic non-life insurance business including TMNF, as well as in international insurance business 596.1 598.9 627.7 – Life Insurance Premiums  Increased driven by premium

  3. Slide 3: Consolidated Results - 2

    １Q FY2012 Consolidated Results - 2 ■ Ordinary Profit （billions of yen） – Domestic Non-Life - ¥32.6B（ -39.0％） TMNF： Decreased by ¥54.1B YoY  Underwriting profit decreased due to an increase in 83.8 natural catastrophe losses and a decrease in gains from reversal of catastrophe loss reserves, despite

  4. Slide 4: Consolidated Results - 3

    １Q FY2012 Consolidated Results - 3 ■ Net Income （billions of yen） - ¥21.4B（ -38.9％） – Domestic Non-Life TMNF：Decreased by ¥41.3B YoY 55.1  Due to the same factors decreasing ordinary profit, despite gains from reversal of price fluctuation reserves, 1.1 in addition, the recognition of impairment lo

  5. Slide 5: Domestic Non-Life - Financial Results (TMNF)

    １Q FY2012 Domestic Non-Life - 1 Financial Results (TMNF) ■ Changes in Major P/L Items – Underwriting Profit (billions of yen, except for %) Decreased by ¥23.7B YoY to ¥17.7B FY2011 FY2012 FY2012 1Q Results 1Q Results Change YoY Projections  Net premiums written increased due to positive effect of r

  6. Slide 6: Domestic Non-Life - Combined Ratio (TMNF)

    １Q FY2012 Domestic Non-Life - 2 Combined Ratio (TMNF) ■ Combined Ratio (Private insurance: W/P basis) – Loss Ratio 1Q Results in Past Three Fiscal Years  Improved by 5.5 points YoY to 62.9%  Due to an increase in net premiums written in auto, etc.  Due to a decrease in net claims paid, particular

  7. Slide 7: Domestic Non-Life - NPW and Loss Ratio (TMNF)

    １Q FY2012 Domestic Non-Life - 3 NPW and Loss Ratio (TMNF) ■ Net Premiums Written by Line (billions of yen, except for %) – Major Factors of Changes in Net Premiums Written FY2011 FY2012  Fire: Increased mainly due to i) revenue increase in the household sector 1Q 1Q owing to the sales tie-up with M

  8. Slide 8: Domestic Non-Life - Financial Results (NF)

    １Q FY2012 Domestic Non-Life - 4 Financial Results (NF) ■ Changes in Major P/L Items (billions of yen, except for %) FY2011 FY2012 1Q 1Q FY2012 – Underwriting Profit Change YoY Projections Results Results Decreased by ¥0.2B YoY to a loss of ¥0.9B Underwriting profit/loss -0.7 -0.9 -0.2 - 0.3  An inc

  9. Slide 9: Domestic Life - Financial Results (TMNL)

    １Q FY2012 Domestic Life - 1 Financial Results (TMNL) ■ Annualized Premiums (ANP) (billions of yen) – New Policies ANP New Policy 425.3 Increased by 37.1% YoY owing to strong sales of In-force Policy 398.1 new policies in existing and new products in both 385.6 first- and third-sector lines  The fir

  10. Slide 10: International Insurance Business - Net Premiums Written

    １Q FY2012 International Insurance Business - 1 Net Premiums Written ■ Net Premiums Written (NWP) (billions of yen, except for %) – NWP Increased by 9% YoY due to the organic growth FY2011 FY2012 YoY FY2012 of each business 1Q 1Q YoY Change Projections Results Results Change (Excluding Applied FX rat

  11. Slide 11: International Insurance Business - Adjusted Earnings

    １Q FY2012 International Insurance Business - 2 Adjusted Earnings ■ Adjusted Earnings – Adjusted earnings increased by 35% YoY due to (billions of yen, except for %) FY2011 FY2012 the recovery from the natural catastrophe losses YoY FY2012 1Q 1Q Projections in FY2011 and continuous efforts to improve

  12. Slide 12: Reference

    １Q FY2012 Reference • Overview of Consolidated Results • 1Q FY2012 Results of International Insurance Business（PHLY / Kiln） 11 Copyright (c) 2012 Tokio Marine Holdings, Inc.

  13. Slide 13: Reference: Overview of Consolidated Results

    １Q FY2012 Reference： Overview of Consolidated Results (billions of yen, except for %) FY2011 FY2012 FY2012 ■ Ordinary Profit 1Q 1Q Change YoY projections Progress (full year) Ordinary profit (TMHD Consolidated) 83.8 51.1 - 32.6 - 39.0% 165.0 31.0% Tokio Marine & Nichido 93.8 39.6 - 54.1 - 57.7% 117.

  14. Slide 14: Reference: International Insurance Business Financial Results (PHLY / Kiln)

    １Q FY2012 Reference： International Insurance Business Financial Results (PHLY / Kiln) ■ Philadelphia  Net Premiums Written ($522M)：Increased by 7% YoY, due to an increase in sales of new policies and continuing efforts such as upward rate revisions of the renewal policies  Adjusted Earnings ($72M)

  15. Slide 15: Disclaimer

    Disclaimer These presentation materials include business projections and forecasts relating to expected financial and operating results of Tokio Marine Holdings and certain of its affiliates in current and future periods. All such forward looking information is based on information and assumptions a

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