Slide 1: Q4 2015 Earnings Release
Q4 2015 Earnings Release February 3, 2016 Exhibit 99.2
Slide 2: Disclaimer: Forward-Looking Statements
Disclaimer Forward-Looking Statements This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You can identify fo
Slide 3: Platform overview
Headquartered in Dallas, Texas, Triumph Bancorp, Inc. (NASDAQ: TBK) is a financial holding company with a diversified line of community banking, commercial finance and asset management activities $1.7 billion in assets $1.9 billion in assets managed(1) 525 team members(2) (1) Represents closed colla
Slide 4: How we go to market
How we go to market Community Banking Reach our communities through service, selling and saturation Emphasize long-term customer relationships Work with our clients throughout economic cycles Maximize value adding cross-sell opportunities A bank for all people, committed to their financial goals in
Slide 5: Q4 2015 highlights
Fully diluted earnings per share of $0.24 for the quarter Recognized an increase of $0.9 million to the bargain purchase gain associated with the Doral Money, Inc. acquisition, bringing the total gain on the transaction to $15.1 million Organic loan portfolio growth of $106.6 million Non-performing
Slide 6: Financial highlights
Financial highlights Reconciliations of non-GAAP financial measures can be found at the end of the presentation Metric adjusted to exclude material gains and expenses related to merger and acquisition-related activities, net of tax where applicable Asset quality ratios exclude loans held for sale Cu
Slide 7: Loan portfolio detail
Chart data labels – dollars in millions Loan portfolio detail Community Banking Commercial Finance Loans Held for Investment 41364 41455 41547 41639 41729 41820 41912 42004 42094 42185 42277 42369 Q1 2013 Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Communi
Slide 8: Loan mix, yield, and growth
Loan mix, yield, and growth *Reconciliations of non-GAAP financial measures can be found at the end of the presentation
Slide 9: Loan yields and net interest margin
Loan yields and net interest margin Loan Yields Net Interest Margin ** SNL U.S. Bank $1B-$5B : Includes all Major Exchange (NYSE, NYSE MKT, NASDAQ) Banks in SNL's coverage universe with $1B to $5B in Assets as of 2/1/2016 *Reconciliations of non-GAAP financial measures can be found at the end of the
Slide 10: Deposit mix, rate, and growth
Deposit mix, rate, and growth
Slide 11: Non-interest Income
Non-interest Income Note: Excludes bargain purchase gain in 2015 for comparability purposes
Slide 12: Non-interest Expense
Non-interest Expense *Reconciliations of non-GAAP financial measures can be found at the end of the presentation. Efficiency ratio calculated on adjusted non-interest expense.
Slide 13: Asset Quality
ASSET QUALITY $500 0.3% =ao : He a & 5 s300 Ce Pi e S 2 s200 g ges ole & costa . $100 e so 0.0% 4Q14 115 2915 315 4Q15 330 40% g 925 3.0% Al 30% 2 7 25% 8 & —=— — 20% | d {: ——_| 1% ; (ee 3 $5 I———— | 0.5% so 0.0% 4Q14 1QI5 2915 3Q15 4Q15 = NP) is ot TRIUMPH
Slide 14: Investment Considerations and Coverage Analysts
Coverage Analysts: Brad Milsaps - Sandler O’Neill & Partners Stephen Moss - Evercore ISI Jared Shaw - Wells Fargo Securities, LLC Jefferson Harralson - Keefe, Bruyette and Woods Bill Carcache - Nomura Securities International Investment Considerations We are an entrepreneurial financial services com
Slide 15: Appendix
at TRIUMPH APPENDIX LIKE NO OTHER TRIUMPH
Slide 16: Non-GAAP Financial Reconciliation
Non-GAAP Financial Reconciliation The Company uses certain non-GAAP financial measures to provide meaningful supplemental information regarding the Company's operational performance and to enhance investors' overall understanding of such financial performance. 42369QTD 42185QTD 42094QTD 42094QTD 420
Slide 17: Non-GAAP Financial Reconciliation
Non-GAAP Financial Reconciliation 42369QTD 42185QTD 42094QTD 42094QTD 42004QTD 42369 42277 42185 42094 42004 365 365 365 365 365 92 92 91 90 92 As of and for the Three Months Ended December 31, September 30, June 30, March 31, December 31, (Dollars in thousands, except per share amounts) 2015 2015 2
Slide 18: Non-GAAP Financial Reconciliation
Non-GAAP Financial Reconciliation 42369QTD 42185QTD 42094QTD 42094QTD 42004QTD 42369 42277 42185 42094 42004 365 365 365 365 365 92 92 91 90 92 As of and for the Three Months Ended December 31, September 30, June 30, March 31, December 31, (Dollars in thousands, except per share amounts) 2015 2015 2