Muthoot Finance Ltd · NSE:MUTHOOTFIN
Muthoot Finance — Q1 FY2027 Earnings Presentation
61 slides from Muthoot Finance's earnings presentation, Aug 1, 2026
Slide 1: Exchange filing cover letter
Ref: SEC/MFL/SE/2026/6694 August 01, 2026 National Stock Exchange of India Limited Department of Corporate Services Exchange Plaza, BSE Limited, Plot No. C/1, G Block, P. J. Tower, Dalal Street, Bandra-Kurla Complex Mumbai - 400 001 Bandra (E),Mumbai - 400 051 Scrip Code: 533398 Symbol: MUTHOOTFIN N
Slide 2: Investor Presentation: Financial Results Q1 FY 2027
Investor Presentation Muthoot Finance Limited Financial Results Q1 FY 2027 June 2026
Slide 3: Safe Harbour Statement
DISCLAIMER Safe Harbour Statement This presentation may include statements, which may constitute forward-looking statements. All statements that address expectations or projections about the future, including, but not limited to, statements about the strategy for growth, business development, market
Slide 4: Contents
INDEX Contents Section 1 04-06 Section 2 07-14 Section 3 15-16 Section 4 17-42 Highlights of the Year Corporate Profile Understanding Our Financial the Market Overview Who We Are Standalone Financials What Sets Us Apart Consolidated Financials Section 5 43-54 Section 6 55-57 Section 7 58 Section 8 5
Slide 5: Staying the Course. Strengthening the Future.
Staying the Course. Strengthening the Future. Eight decades have taught us one enduring lesson: for Trust is what we lend against - and always have. growth to last, it must be balanced with prudence. This year, more Indians used their gold to build their lives, That is the discipline this Company wa
Slide 6: Strong Growth Driven by Sustained Momentum
HIGHLIGHTS OF THE YEAR Strong Growth Driven by Sustained Momentum Consolidated Loan Consolidated Profit Standalone Loan Standalone Profit (AUM) After Tax (AUM) After Tax Q1 FY 2027 Q1 FY 2027 Q1 FY 2027 Q1 FY 2027 ₹191,532 Cr ₹2,825Cr ₹172,053 Cr ₹2,550 Cr 43% YoY Growth 43% YoY Growth 43% YoY Growt
Slide 7: Strong Growth Driven by Sustained Momentum
HIGHLIGHTS OF THE YEAR Strong Growth Driven by Sustained Momentum Gold Loan Disbursement Consolidated Branch Consolidated Gold Loan Average Gold Loan AUM to New Customers Network (AUM) Per Branch (Standalone) Q1 FY 2027 Q1 FY 2027 (Standalone) Q1 FY 2027 Q1 FY 2027 ₹8,937 Cr ₹1,75,527 Cr ₹32.47 Cr t
Slide 8: India's Largest Gold Loan NBFC, Anchored in Trust
CORPORATE PROFILE WHO WE ARE India's Largest Gold Loan NBFC, Anchored in Trust Tracing our roots to 1887, our enduring leadership is built on nearly nine decades of deep customer trust and loyalty. Uniquely focused since 1939 on Recognised by the Reserve Bank of India as an Gold-Secured Lending Uppe
Slide 9: Metrics that Define Our Position
CORPORATE PROFILE MUTHOOT FINANCE AT A GLANCE Metrics that Define Our Position Distinctive Strengths ₹38,973 Cr 20.30% Tier-1: 19.39% Tier-2: 0.91% 6.58 Mn 2,00,000+ Net Worth Capital Adequacy Ratio Active Customers Customers Served Per Day Q1 FY 2027 Q1 FY 2027 Q1 FY 2027 Shareholder Value ₹63.53 ₹
Slide 10: A Legacy Build on Trust and Gold
CORPORATE PROFILE OUR JOURNEY A Legacy Build on Trust and Gold 1887 – 1939 1940 – 2000 2001 – 2011 2012 – TODAY FOUNDING DIVERSIFICATION FORMALISATION SCALE AND RECOGNITION Rooted as an 1887 Kerala trading Operating as Muthoot Bankers, we Our RBI licence in 2001 marked By 2020, all three internation
Slide 11: A Strong Presence of 5,029 Branches Across India
CORPORATE PROFILE GEOGRAPHICAL PRESENCE A Strong Presence of 5,029 Branches Across India Branches Region Wise State wise Branch Network Jammu & Kashmir Himachal Pradesh 21 13 Punjab Chandigarh Haryana 201 10 8% Uttarakhand Assam 142 34 41 18% Delhi Tripura 236 5 Rajasthan Gujarat Jharkhand 154 Bihar
Slide 12: Gold Loan: Defining the Category We Lead
CORPORATE PROFILE OUR CORE COMPETENCY Gold Loan: Defining the Category We Lead Quick Turnaround Time A short, predictable disbursal experience with minimal TAT Our systems, processes and people of the Company are built around In-depth Product Knowledge this single product A workforce strengthened by
Slide 13: People at the Helm
CORPORATE PROFILE GOVERNANCE People at the Helm Our governance architecture is designed to provide confidence at every level, from the Boardroom to the branch counter, and across regulators, lenders and customers. Promoter Group Independent Directors George Jacob George Alexander George Thomas Alexa
Slide 14: Beyond Gold Loan
CORPORATE PROFILE OUR SUBSIDIARY ECOSYSTEM Beyond Gold Loan We have built the Group around a single idea: every subsidiary serves an existing or potential customer within our ecosystem. Each entity expands our reach across products, segments or geographies, while preserving the parent’s core focus o
Slide 15: The First Name in Trust
CORPORATE PROFILE WHAT SETS US APART The First Name in Trust India’s Most Trusted Financial Extensive Customer Base 87-Year Legacy Industry Leadership Services Brand Serving a massive, loyal, and Unmatched track record and Dominant market position and Recognised as the nation's premier consistently
Slide 16: A Large Market with Significant Untapped Potential
UNDERSTANDING THE MARKET A Large Market with Significant Untapped Potential India’s organised gold loan market has been growing at a strong pace, yet it still addresses only a small fraction of the gold held by Indian households. Market Snapshot ₹16 Lakh Cr Projected Size of the Organised Gold Loan
Slide 17: Shifts Expanding Future Opportunities
UNDERSTANDING THE MARKET Shifts Expanding Future Opportunities FROM TO Borrowers are shifting from local moneylenders to organised lenders for safer INFORMAL FORMAL custody, transparent valuation, & fairer rates, creating a massive industry tailwind. Rather than pledging in distress, micro-enterpris
Slide 18: Snapshot of Performance
OUR FINANCIAL OVERVIEW CONSOLIDATED Snapshot of Performance Q1 FY 2027 Q1 FY 2026 FY 2026 YoY (%) Group Branch Network (Nos) 7,654 7,413 7,568 3 Consolidated Loan AUM* of the Group (₹ in Mn) 1,915,318 1,339,383 1,819,165 43 Consolidated Profit After Tax of the Group (₹ in Mn) 28,248 19,742 106,069 4
Slide 19: Loan AUM of the Group
OUR FINANCIAL OVERVIEW CONSOLIDATED Loan AUM* of the Group (₹ in Mn) Jun-26 Mar-26 Jun-25 YoY (%) Muthoot Finance Limited 1,720,534 1,628,259 1,200,310 43 Muthoot Homefin (India) Limited 34,962 34,846 30,961 13 Belstar Microfinance Limited 78,422 82,224 77,065 2 Muthoot Money Limited 105,503 97,943
Slide 20: Gold Loan AUM
OUR FINANCIAL OVERVIEW CONSOLIDATED Gold Loan AUM* Q1 FY 2027 Q1 FY 2026 Loan AUM Gold Loan Accounts Customers Loan AUM Gold Loan Accounts Customers (₹ in Mn) (Tonnes) (No) (No) (₹ in Mn) (Tonnes) (No) (No) Muthoot Finance Limited 1,632,985 197 10,914,811 6,577,268 1,131,941 209 10,459,198 6,463,237
Slide 21: Standalone Profitability
OUR FINANCIAL OVERVIEW CONSOLIDATED Standalone Profitability (₹ in Mn) Q1 FY 2027 Q1 FY 2026 YoY (%) FY 2026 Muthoot Finance Limited 25,505 20,463 25 101,341 Muthoot Homefin (India) Limited 42 20 114 454 Muthoot Insurance Brokers Private Limited 172 107 61 288 Belstar Microfinance Limited 661 (1,280
Slide 22: Statement of Assets and Liabilities
OUR FINANCIAL OVERVIEW CONSOLIDATED Statement of Assets and Liabilities (₹ in Mn) Assets Jun-26 Mar-26 Jun-25 Financial Assets Cash and Cash Equivalents 145,580 126,140 114,641 Bank Balance other than Above 2,402 2,538 1,923 Derivative Financial Instruments 13,658 17,580 1 Trade Receivables 119 116
Slide 23: Statement of Assets and Liabilities
OUR FINANCIAL OVERVIEW CONSOLIDATED Statement of Assets and Liabilities (₹ in Mn) Liabilities Jun-26 Mar-26 Jun-25 Financial Liabilities Derivative Financial Instruments - - 1,311 Trade Payables 1,538 1,446 1,212 Other Payables 1,904 2,036 1,563 Debt Securities 518,458 368,638 318,706 Borrowings (ot
Slide 24: Financial Results
OUR FINANCIAL OVERVIEW CONSOLIDATED Financial Results (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 YoY (%) FY 2026 Income Interest Income 85,570 90,087 62,880 36 303,709 Service Charges 867 1,536 838 3 4,347 Sale of Services 21 14 20 5 130 Other Income - 636 55 (100) 1,085 Income other than above 490
Slide 25: Statement of Assets and Liabilities
OUR FINANCIAL OVERVIEW STANDALONE Statement of Assets and Liabilities (₹ in Mn) Assets Jun-26 Mar-26 Jun-25 Financial Assets Cash and Cash Equivalents 134,193 116,860 102,031 Bank Balance Other than Above 167 206 87 Derivative Financial Instruments 13,642 17,549 - Trade Receivables 17 13 26 Loans 1,
Slide 26: Statement of Assets and Liabilities
OUR FINANCIAL OVERVIEW STANDALONE Statement of Assets and Liabilities (₹ in Mn) Liabilities Jun-26 Mar-26 Jun-25 Financial Liabilities Derivative Financial Instruments - - 1,311 Trade Payables 1,327 1,160 1,036 Other Payables 1,574 1,583 1,175 Debt Securities 510,825 360,988 313,431 Borrowings (othe
Slide 27: Financial Results
OUR FINANCIAL OVERVIEW STANDALONE Financial Results (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 YoY (%) FY 2026 Income Interest Income 75,060 80,560 55,923 34 270,665 Other than Interest Income 971 1,379 1,188 (18) 5,334 Total 76,030 81,939 57,111 33 275,999 Expenses Finance Cost 31,459 28,625 21,191
Slide 28: Growth Momentum
OUR FINANCIAL OVERVIEW ASSETS Growth Momentum (₹ in Mn) Standalone Loan AUM Jun-26 Mar-26 Jun-25 YoY(%) QoQ (%) Loan AUM 1,720,534 1,628,259 1,200,310 43 6 Break-up of Loan AUM Gold Loan AUM 1,632,985 1,540,843 1,131,941 44 6 Other Loans 87,549 87,416 68,369 28 - Diversified Gold Loan Portfolio acro
Slide 29: Secure Portfolio Strategy
OUR FINANCIAL OVERVIEW ASSETS Secure Portfolio Strategy Jun-26 Mar-26 Dec-25 Sept-25 Jun-25 Gold Loan AUM (₹ in Bn) 1,633 1,541 1,397 1,249 1,132 Quantity of Gold Content in Jewellery Held as Security (Tonnes) 197 196 205 209 209 Gold Price/gm (₹) 12,942 13,441 12,201 10,566 8,783 Lender’s Perspecti
Slide 30: Customer Base – High Turnover, Strong Retention
OUR FINANCIAL OVERVIEW ASSETS Customer Base – High Turnover, Strong Retention Funding the Entrepreneurial Journey Funding a Household Dream A repeat customer since 2021, Anita Ji had a wish to see her son Virendra approached us again to expand his become an IAS officer. With years of nursery busines
Slide 31: Customer Base – High Turnover, Strong Retention
OUR FINANCIAL OVERVIEW ASSETS Customer Base – High Turnover, Strong Retention Jun-26 Mar-26 Dec-25 Sep-25 Jun-25 Above Gold Loan AUM and No. of Customers Includes: Fresh Gold Loans to Inactive Customers No. of Customers 460,752 400,342 390,732 411,376 410,303 % of Customers 7 6 6 6 6 O/s Loan Amount
Slide 32: Impairment of Loan Assets
OUR FINANCIAL OVERVIEW ASSETS Impairment of Loan Assets Stage-wise Classification of Loan Assets and Expected Credit Loss Provision (₹ in Mn) Jun-26 Mar-26 Jun-25 Stage I Loan Assets 1,662,505 1,579,396 1,158,809 Stage II Loan Assets 18,764 10,624 10,556 Stage III Loan Assets 39,265 38,239 30,945 %
Slide 33: Stable Funding Profile
OUR FINANCIAL OVERVIEW LIABILITIES Stable Funding Profile* (₹ in Mn) Jun-26 Mar-26 Jun-25 YoY (%) QoQ (%) Secured Non-Convertible Debentures-Listed 510,752 360,720 313,249 63 42 Borrowings from Banks/FIs 646,058 677,134 521,410 24 (5) External Commercial Borrowings - Senior Secured Notes 260,322 260
Slide 34: Financial Resilience Meets Operational Efficiency
OUR FINANCIAL OVERVIEW LIABILITIES Financial Resilience Meets Operational Efficiency Maintaining a Diversified Funding Profile* Positioned for Greater Operating Leverage (₹ in Mn) As of June 30, 2026 1% Jun-26 4% Outside Liabilities 1,533,268 17% Cash and Cash Equivalents & Bank Balances 134,193 43%
Slide 35: Break-up of Operating Expenses
OUR FINANCIAL OVERVIEW EXPENSES Break-up of Operating Expenses Yearly (₹ in Mn) Quarterly (₹ in Mn) Q1 FY Q4 FY Q1 FY Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 2027 2026 2026 Employee Benefit Expenses 18,248 14,506 12,816 11,044 9,487 5,088 4,153 4,423 Rent 3,232 2,932 2,696 2,487 2,350 899 895 755 Adverti
Slide 36: Operating Expenses to Average Loan Assets
OUR FINANCIAL OVERVIEW EXPENSES Operating Expenses to Average Loan Assets Operational Efficiency Over the Years Yearly (%) Quarterly (%) 3.90 3.62 3.64 3.48 2.92 2.88 2.98 2.42 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Q1 FY 2026 Q4 FY 2026 Q1 FY 2027 Investor Presentation Q1 Q4 FY & FY 2027 2026 35
Slide 37: Profitability at a Glance
OUR FINANCIAL OVERVIEW PROFITS Profitability at a Glance Yearly (₹ in Mn) Quarterly (₹ in Mn) 41,669 1,36,455 34,230 30,862 27,455 25,505 1,01,341 70,706 20,463 53,094 54,488 46,664 52,008 39,543 40,497 34,735 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Q1 FY 2026 Q4 FY 2026 Q1 FY 2027 Profit Before Tax Prof
Slide 38: Profitability Ratios
OUR FINANCIAL OVERVIEW PROFITS Profitability Ratios Quarterly (%) Yearly (%) Based on Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 Average Loan Assets Interest Income to Avg. Loan Assets 20.16 18.49 17.94 17.70 20.06 17.93 20.76 19.56 Interest Expense to Avg. Loan Assets 7.40
Slide 39: Yield on Loan Assets and NIM
OUR FINANCIAL OVERVIEW RATIOS Yield on Loan Assets and NIM Yearly (%) Quarterly (%) 20.76 19.56 17.93 20.06 20.16 18.49 17.70 17.94 13.38 12.15 13.03 12.76 10.41 11.38 11.23 11.45 7.41 7.38 7.52 7.02 6.71 7.04 7.40 6.31 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Q1 FY 2026 Q4 FY 2026 Q1 FY 2027 Interest Inc
Slide 40: Interest Spread
OUR FINANCIAL OVERVIEW RATIOS Interest Spread Yearly (%) Quarterly (%) 20.76 19.56 17.93 20.06 20.16 18.49 17.70 17.94 12.18 10.68 11.99 11.38 9.28 8.88 8.58 8.65 9.69 9.45 9.59 8.49 8.90 8.78 8.07 8.01 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Q1 FY 2026 Q4 FY 2026 Q1 FY 2027 Interest Income on Average Lo
Slide 41: Return on Average Loan Assets
OUR FINANCIAL OVERVIEW RATIOS Return on Average Loan Assets Yearly (%) Quarterly (%) 7.55 7.24 7.95 7.16 5.93 5.84 5.70 6.09 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Q1 FY 2026 Q4 FY 2026 Q1 FY 2027 Investor Presentation Q1 Q4 FY & FY 2027 2026 40
Slide 42: Return on Average Equity
OUR FINANCIAL OVERVIEW RATIOS Return on Average Equity Yearly (%) Quarterly (₹%) 30.63 34.17 28.28 23.55 26.60 19.73 17.63 17.86 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Q1 FY 2026 Q4 FY 2026 Q1 FY 2027 Investor Presentation Q1 Q4 FY & FY 2027 2026 41
Slide 43: Ownership and Valuation
OUR FINANCIAL OVERVIEW SHAREHOLDING Ownership and Valuation Equity Market Valuation Ratios Shareholding Pattern (%) Shareholding as on June 30, 2026 Q1 FY 2027 4% Earnings Per Share (₹) NSE Ticker - Basic 63.53 23% MUTHOOTFIN - Diluted 63.53 BSE Ticker Jun-26 73% 533398 Book Value Per Share (₹) 970.
Slide 44: Muthoot Homefin (India) Limited
OUR SUBSIDIARY ECOSYSTEM Muthoot Homefin (India) Limited Muthoot Homefin (India) Limited (MHIL) is a registered Housing Finance Company under the National Housing Bank (NHB). Driven by a mission to provide affordable housing finance, MHIL strategically targets customers within the Economically Weake
Slide 45: Financial Snapshot
OUR SUBSIDIARY ECOSYSTEM MUTHOOT HOMEFIN (INDIA) LIMITED Financial Snapshot (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Number of Branches 176 175 163 175 Number of Sales Offices 176 175 163 175 Number of Employees 957 969 982 969 Loan AUM (₹) 34,962 34,846 30,961 34,846 Loan Assets (₹) 30,12
Slide 46: Financial Snapshot
OUR SUBSIDIARY ECOSYSTEM MUTHOOT HOMEFIN (INDIA) LIMITED Financial Snapshot (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Disbursement (₹) 1,544 2,791 1,934 9,941 Borrowings (₹) 24,440 24,251 22,737 24,251 Debt Equity Ratio (%) 3.20 3.19 4.40 3.19 Yield on Advances (%) 13.36 13.21 13.33 13.35 I
Slide 47: Muthoot Money Limited
OUR SUBSIDIARY ECOSYSTEM Muthoot Money Limited Muthoot Money Ltd (MML) is an RBI-registered Non-Banking Financial Company (NBFC) that specialises in extending gold loans. While initially established to provide commercial vehicle and equipment financing, the Company executed a strategic pivot away fr
Slide 48: Financial Snapshot
OUR SUBSIDIARY ECOSYSTEM MUTHOOT MONEY LIMITED Financial Snapshot (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Number of Branches 998 998 997 998 Number of Employees 5,012 4,884 4,432 4,884 Loan AUM (₹) 105,503 97,943 50,001 97,943 Capital Adequacy Ratio (%) 23 24 20 24 Total Revenue (₹) 5,107
Slide 49: Muthoot Insurance Brokers Private Limited
OUR SUBSIDIARY ECOSYSTEM Muthoot Insurance Brokers Private Limited Muthoot Insurance Brokers Private Limited (MIBPL), an unlisted private limited company, operates as a licensed Direct Broker registered with the IRDA since 2013. The Company actively distributes a comprehensive portfolio of both life
Slide 50: Financial Snapshot
OUR SUBSIDIARY ECOSYSTEM MUTHOOT INSURANCE BROKERS PRIVATE LIMITED Financial Snapshot Key Business Parameters (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Premium Collection (₹) 703 1,270 1,210 4,556 Number of Policies 176,464 210,340 5,93,828 1,663,653 Key Financial Parameters (₹ in Mn) Q1 FY
Slide 51: Asia Asset Finance PLC
OUR SUBSIDIARY ECOSYSTEM Asia Asset Finance PLC Operating for over 56 years, Asia Asset Finance PLC (AAF) is a fully licensed, deposit-taking institution registered with the Central Bank of Sri Lanka and listed on the Colombo Stock Exchange. Originally established in 1970 to provide retail finance,
Slide 52: Financial Snapshot
OUR SUBSIDIARY ECOSYSTEM ASIA ASSET FINANCE PLC Financial Snapshot (LKR in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 LKR/INR 0.2808 0.3008 0.2849 0.3008 Number of Branches 120 115 101 115 Number of Employees 1,197 1,098 998 1,098 Loan AUM (LKR) 52,698 49,181 34,915 49,181 Capital Adequacy Ratio (
Slide 53: Belstar Microfinance Limited
OUR SUBSIDIARY ECOSYSTEM Belstar Microfinance Limited Incorporated in 1988 and registered as an NBFC in 2001, Belstar Microfinance Limited (BML) was acquired by the 'Hand in Hand' group in 2008 to empower Self Help Group entrepreneurs. After launching operations in 2009 with a modest ₹0.20 Mn disbur
Slide 54: Financial Snapshot
OUR SUBSIDIARY ECOSYSTEM BELSTAR MICROFINANCE LIMITED Financial Snapshot (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Number of Branches 1,331 1,312 1,275 1,312 Number of Employees 10,819 11,514 12,427 11,514 Loan AUM (₹) 78,422 82,224 77,065 82,224 Loan Assets (₹) 70,496 67,645 69,019 67,645
Slide 55: Other Subsidiaries
OUR SUBSIDIARY ECOSYSTEM Other Subsidiaries Muthoot Asset Management Private Limited (₹ in Mn) Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Q1 FY 2027 Q4 FY 2026 Q1 FY 2026 FY 2026 Networth 1,378 1,356 1,300 1,356 Profit After Tax 22 17 19 76 Muthoot Trustee Private Limited (₹ in Mn) Q1 FY 2027 Q4 FY 20
Slide 56: Making Every Interaction Better
WHAT POWERS MUTHOOT DIGITAL INFRASTRUCTURE Making Every Interaction Better The way we engage with customers has evolved, what once required a branch visit can now be completed in minutes on a smartphone. Redifining Customer Experience Scaling Operational Impact NEFT 18% 26% 27 Mn 100% 5.1 Mn RTGS Sh
Slide 57: The Infrastructure behind Every Customer Interaction
WHAT POWERS MUTHOOT DIGITAL INFRASTRUCTURE The Infrastructure behind Every Customer Interaction What the Customer Can Do What the Stack Does ✦ Pay back loans, top up existing ones, and apply for new Gold, ✦ Accepts inbound repayments across all major digital rails, including UPI Personal, Business,
Slide 58: The Platforms that Power Muthoot
WHAT POWERS MUTHOOT DIGITAL INFRASTRUCTURE The Platforms that Power Muthoot Every platform our customers use, and the system that runs behind it. Bingo Lite - Apps on Google Play Investor Presentation Q1 Q4 FY & FY 2027 2026 57
Slide 59: Stories that Strengthen Trust
MARKETING AND BRANDING INITIATIVES Stories that Strengthen Trust Our marketing places real customer experiences at the centre, turning everyday journeys into powerful expressions of trust. Our Flagship Campaign Current Brand Campaign From a campaign to a Fronted by Shri Amitabh Sunheri Soch long-ter
Slide 60: Giving Back, with Intent
CORPORATE SOCIAL RESPONSIBILITY Giving Back, with Intent We continue to invest in initiatives that improve quality of life, expand access to opportunity and support inclusive community ₹1,143 Mn 33.7 Lakh development across underserved segments. CSR Expenditure during FY 2026 Beneficiaries Touched i
Slide 61: Thank You
Thank You Registered Office Contact Us NH Bypass, Kochi, Ernakulam, investorrelations@muthootfinance.com Kerala – 682028, India. www.muthootfinance.com