Barclays Plc · LSE:BARC
Barclays — J.P. Morgan "Best of British" Conference 2015
12 slides from Barclays's conference presentation, Nov 19, 2015
Slide 1: Personal & Corporate Banking
Barclays PLC Personal & Corporate Banking J.P. Morgan “Best of British” Conference Ashok Vaswani 19 November 2015
Slide 2: Personal & Corporate Banking - Scale, Diversified and Unique
Personal & Corporate Banking - Scale, Diversified and Unique Personal Banking & Mortgages Mortgage Assets: £128bn Sep-15 YTD Personal & Corporate Income: £6,564m 9% 2% Banking PBT: £2,587m1 (+5% YoY) Customers c.16.5m 2% SVR Tracker Income £3,032m 15% 37% Fixed RWAs: £122bn Assets £138bn Offset RoE:
Slide 3: Personal Banking
Personal Banking Transforming customer interaction Digital growth Breaking branch boundaries and simplification of More customers choosing digital as their channel of products choice • Physical branch: smaller footprint, automated • Payments and Transfers: 36% year to date uplift on service with dif
Slide 4: Mortgages
Mortgages Digitisation and Automation Product Propositions • Single platform Wealth & Premier exclusives • Award-winning Homeowner app (over 161k since launch) • Agreement in principle (over 53k YTD) Inter-generational offers • Digital fulfilment Targeting customers holding off-us mortgages • Online
Slide 5: Wealth
Wealth Strategy Simplification Interconnectivity A business in transition… • UK Platform • Sale of Barclays Wealth Americas (BWA) Simplification • Focused in 70 geographies (previously 214) • Transparency • Significant remediation of legacy issues Automation and digitisation …now ready for growth Pr
Slide 6: Corporate Banking
Corporate Banking Strategy Client Continuum Deeply embedded in • Unique coverage model providing a seamless the UK transition from start-ups through to PLC Uniquely positioned to • Special focus on high growth industries / clients deliver on North / • Client RoE facilitating granular review of clien
Slide 7: PCB: UK Powerhouse
PCB: UK Powerhouse Automation and Simplification Risk Continuum Automation of customer journeys to improve Analysis of event impacts across the client / experience, reduce costs and improve controls customer continuum e.g. impact of falling oil & gas prices SmartSpend & Blue Rewards Features Store C
Slide 8: Above sector growth across products
Above sector growth across products Barclays Sector 2-yr Balance growth (%)4 Sep-15 Balance (£bn) 9% Personal Liabilities 123 7% 10% Personal1 Unsecured Lending 5 8% (30%) 1 Overdrafts (12%) 5% Mortgages 128 4% 16% Corporate2 Corporate Cash 123 12% 7% 69 Corporate Lending (8%) n/a Wealth3 Client Ass
Slide 9: NIM remaining stable with balances showing steady growth
NIM remaining stable with balances showing steady growth Net Interest Margin 2.91% 2.99% 2.93% 3.05% 3.02% 3.02% 2.99% 2.97% Q413 Q114 Q214 Q314 Q414 Q115 Q215 Q315 Average Customer Balances (£bn) 6% 202.5 207.4 209.0 210.9 212.4 214.6 215.1 214.5 Q413 Q114 Q214 Q314 Q414 Q115 Q215 Q315 8 | Barclays
Slide 10: Positive jaws delivering reduction in cost: income ratio
Positive jaws delivering reduction in cost: income ratio PCB Reported (£bn) PCB ex. BWA (£bn) 6.6 6.6 6.5 Income 6.4 6.4 6.3 Sep-13 YTD Sep-15 YTD 4.1 Positive CIR: 60% CIR: 54% Cost1 3.8 Jaws 3.7 3.8 3.6 3.5 2.5 2.7 2.1 PBT1 2.5 2.6 2.1 Sep-13 YTD Sep-14 YTD Sep-15 YTD ROE2 11.9% 14.2% 15.3% 1 Excl
Slide 11: Today's Story, Not Tomorrow's Promise
Today‟s Story, Not Tomorrow‟s Promise Innovative products & UK Powerhouse propositions Innovative products & Great Opportunity propositions Innovative products & Market Leading Innovation propositions Innovative products & Building a Great Franchise propositions 10 | Barclays Personal and Corporate
Slide 12: Disclaimer
Disclaimer Important Notice The information, statements and opinions contained in this presentation do not constitute a public offer under any applicable legislation, an offer to sell or solicitation of any offer to buy any securities or financial instruments, or any advice or recommendation with re
Barclays — J.P. Morgan "Best of British" Conference 2015 on 6ix