Eml Payments Ltd. · ASX:EML
Eml Payments — Shareholder Meeting (November 2017)
24 slides from Eml Payments's shareholder meeting presentation, Nov 15, 2017
Slide 1: Annual General Meeting: Diversification and Innovation
2017 ANNUAL GENERAL MEETING Diversification and Innovation 15 November 2017
Slide 2: Disclaimer
DISCLAIMER Important Notice This investor presentation has been prepared by EML Payments Limited ABN 93 104 757 904 (EML) and is general background information about EML’s activities current as at the date of this presentation. This information is given in summary form and does not purport to be com
Slide 3: More Opportunity on a Global Scale
MORE OPPORTUNITY ON A GLOBAL SCALE 01 FY2017 OVERVIEW 02 Q1FY2018 03 PRODUCT INNOVATION EML Payments AGM Presentation 2017 3
Slide 4: FY2017 Overview
MORE OPPORTUNITY ON A GLOBAL SCALE 01 FY2017 OVERVIEW 4
Slide 5: Highlights Results — Year CAGR
ANNUAL GENERAL MEETING HIGHLIGHTS RESULTS — 5 YEAR CAGR Gross Debit Volume 2017 Revenue 2017 EBTDA 2017 STORED VALUE 2017 $4.4bn 101% $58.0m 63% $14.5m 237% $302m 20% (AUD’ millions) (AUD’ millions) (AUD’ millions) (%) (AUD’ millions) 5000 60 16 30 350 14 300 50 4000 12 250 40 5 3000 10 200 30 8 150
Slide 6: Highlights Success
ANNUAL GENERAL MEETING HIGHLIGHTS SUCCESS Successful Integration of EML USA and Canada PREPAID Successful launch of initial Reloadable program in the UK (bet365) VALID THRU Successful launch of initial Reloadable program in the USA (LuLaRoe) Successful launch of Salary Packaging Reloadable programs
Slide 7: Highlights Success
ANNUAL GENERAL MEETING HIGHLIGHTS SUCCESS GDV (Organic vs Acquisition) 2017 Signed several B2B Virtual Payments contracts in the (AUD’ millions) USA that will generate significant GDV in future periods 5000 GDV from our established Australian gaming vertical 4000 grew by 59% on the prior year, drive
Slide 8: Q1FY18 Update
ANNUAL GENERAL MEETING Q1FY18 UPDATE Q1Fy18 Revenue Attribution Q1Fy18 Revenue Attribution 36% Gross Debit Volume Q1FY18 Revenue Attribution Q1Fy18 Revenue Attribution Q1FY18 BREAKAGE DOWN TO $1.65billion 4% 7% 4% 7% 4% 7% UP FROM $829m Q1FY17 28% 36% 28% EBITDA Q1FY18 28% OF REVENUE Q1FY18 UP 91% 3
Slide 9: Regional GDV: UK/Europe, North America, Australia/AsiaPac
UP UK / EUROPE REGION 79% on Q1FY2016 AUD59.4m GDV UP GDV NON-RELOADABLE GDV RELOADABLE $42.4m $17.0m 90% on Q1FY2016 up 27% up 100% NORTH AMERICA REGION AUD1,228.6m GDV GDV NON-RELOADABLE GDV RELOADABLE GDV VIRTUAL PAYMENTS $49.8m down 4% $564.6m $614.2m up 100% up 4%1 UP 141% on Q1FY2016 AUSTRALIA
Slide 10: Q1FY18 Update
ANNUAL GENERAL MEETING Q1FY18 UPDATE GDV of $1.65billion ahead of budget Globally we have issued over 630k Q1 Group GDV heading into Q2, historically our Reloadable cards with 530k of those strongest quarter in Australia for Gaming & Salary 2.0 Packaging programs. EBTDA ahead of expectations heading
Slide 11: Q1FY18 Business Development
ANNUAL GENERAL MEETING Q1FY18 BUSINESS DEVELOPMENT Non-Reloadable: Reloadable: B2B Virtual: EML Payments AGM Presentation 2017 11
Slide 12: FY18 Business Development Outlook
ANNUAL GENERAL MEETING FY18 BUSINESS DEVELOPMENT OUTLOOK Continue to be positive about our sales pipeline Mobile Payments Functionality in European gaming and European malls • We expect to complete development of the Pays (Apple Pay, Samsung PAY and Android Pay) and VISA integrations in all • 4 Euro
Slide 13: Innovation in Salary Packaging: Transaction Receipts
ANNUAL GENERAL MEETING INNOVATION IN SALARY PACKAGING TRANSACTION RECEIPTS 1 2 3 You can also access a You can do this This will show you detailed breakdown by tapping on the what you spent, of the savings you made transaction and from which account in a given transaction viewing the receipt you dre
Slide 14: The PayWith App Overview
ANNUAL GENERAL MEETING TRANSFORMING PAYMENTS THROUGH PREPAID INNOVATION IN SALARY PACKAGING THE PAYWITH APP OVERVIEW MOBILE WALLETS & FEATURES MERCHANT COALITION More control OVERVIEW Quick balance view FEATURES: More control Full transaction history Quick balance history See all benefits Full trans
Slide 15: Account Balance and Transactions
ANNUAL GENERAL MEETING INNOVATION IN SALARY PACKAGING ACCOUNT BALANCE AND TRANSACTIONS 1 Your account balances . 3 are all displayed on the You can access and home page, with a total view every single balance below transaction you’ve ever made through the app in the Transaction History page 2 Filter
Slide 16: Local Merchant Offers: Save with ease
ANNUAL GENERAL MEETING INNOVATION IN SALARY PACKAGING LOCAL MERCHANT OFFERS: Save with ease 1 Select Discount Vouchers 2 Select Voucher 3 View Voucher details 4 Enter Billing information 5 Receive Virtual Voucher You can save up to 10% on Simply select the company. Choose the amount. Provide the nec
Slide 17: Local Merchant Offers: Save with ease
ANNUAL GENERAL MEETING INNOVATION IN SALARY PACKAGING LOCAL MERCHANT OFFERS: Save with ease Claiming Local Offers: View Local Merchant View Merchant Profile Offers List & transact with your Salary Options Card 1 Use the Paywith enabled Card at the merchant with the offer you want to take advantage o
Slide 18: Manage Priority of Funds
ANNUAL GENERAL MEETING INNOVATION IN SALARY PACKAGING MANAGE PRIORITY OF FUNDS Easily reprioritise the flow of funds from your accounts when making payments EML Payments AGM Presentation 2017 18
Slide 19: Innovations in Reloadable: Buoy Local Program Overview
ANNUAL GENERAL MEETING INNOVATIONS IN RELOADABLE BUOY LOCAL PROGRAM OVERVIEW FEATURES: Points Redemption General Funds Card Lock Locations / Offers Transaction Card Manager Full Transaction History More / Support EML Payments AGM Presentation 2017 19
Slide 20: Points Redemption
ANNUAL GENERAL MEETING INNOVATIONS IN RELOADABLE POINTS REDEMPTION 1 Home 2 Redeem Points 3 Confirm Redeem 4 Successful Redeem From the home screen, to The user moves the slider to The user is asked to Once the user confirms, their redeem points the user taps their desired amount and taps confirm be
Slide 21: Locations / Offers
ANNUAL GENERAL MEETING INNOVATIONS IN RELOADABLE LOCATIONS / OFFERS 1 Home 2 Locations / Offers 3 Shawnee Peak Offer 4 Sebago Brewing Offer With their points and credit The user can view all nearby Shawnee Peak merchant profile Sebago Brewing merchant profile updated, the user taps the merchant loca
Slide 22: Transaction
ANNUAL GENERAL MEETING INNOVATIONS IN RELOADABLE TRANSACTION 1 Merchant Profile 2 Transaction 3 Points Unlocked 4 Transaction Details The user has selected The user transacts at Sebago The user gets a celebration The user is shown their Sebago Brewing Co. Brewing location with their success screen t
Slide 23: Summary
ANNUAL GENERAL MEETING SUMMARY Q1 has been a positive start to the 2018 financial year, We also see FY18 as a year of continued innovation in leading into our seasonally strongest quarter our products, particularly in the Reloadable segment (Mobile Payments, Merchant coalition, Points conversion, We
Slide 24: Level 2, Commercial Road
Level 2, 26 Commercial Road Newstead QLD 4006 Telephone: (07) 3607 0100 Facsimile: (07) 3607 0111 www.emlpayments.com