Huntington Bancshares Incorporated · NASDAQ:HBAN
Huntington Bancshares — 2023 BancAnalysts Association of Boston Conference
14 slides from Huntington Bancshares's conference presentation, Nov 2, 2023
Slide 1: 2023 BancAnalysts Association of Boston Conference
Welcome.® 2023 BancAnalysts Association of Boston Conference November 2, 2023 The Huntington National Bank is Member FDIC. ®, Huntington® and Huntington. Welcome.® are federally registered service marks of Huntington Bancshares Incorporated. ©2023 Huntington Bancshares Incorporated.
Slide 2: Disclaimer
Disclaimer CAUTION REGARDING FORWARD-LOOKING STATEMENTS The information contained or incorporated by reference in this presentation contains certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements, which are not historical fa
Slide 3: Discussion Topics
Discussion Topics 1 2 3 4 Growing the Core Driving Enhancing Our Maximizing Deposit Base Relationship Regional Banking Customer through Primary Growth through Model Engagement Relationships Digital Innovation Outcomes ✓ New Customer ✓ Digital Deepening ✓ Regional Banking ✓ Leverages Strong Acquisiti
Slide 4: Huntington: A Purpose-Driven Company
Huntington: A Purpose-Driven Company OUR PURPOSE OUR VISION We make people’s lives To be the leading better, help businesses People-First, thrive, and strengthen the Digitally Powered Bank communities we serve Purpose and Vision Linked to Business Strategies Guided by Through-the-Cycle Aggregate Mod
Slide 5: Consumer & Regional Banking
Consumer & Regional Banking …With Established Scale and Scope $107B $66B $1.2B 1 $27B Deposits Consumer & Business Loans Fee Revenue AUM #1 17% Growth in Leading Midwest Consumer and National Specialty Franchises Branch Share in Ohio and Wealth Advisory Relationships Michigan YoY 3.2M 4.3M 379K Cons
Slide 6: Purposefully Aligned and Well-Positioned for Growth
Purposefully Aligned and Well-Positioned for Growth Consumer & Regional Banking structure reflective of organizational re-alignment during 1H23 Retail Regional Wealth Consumer Insurance Banking Banking Management Finance Loans $10.7 B ..$7.3 B $4.5 B $43.1 B --- Deposits $76.2 B $19.7 B $8.8 B ..$1.
Slide 7: Differentiating Our Customers' Experience
Differentiating Our Customers’ Experience Creating Innovative & Distinctive Products for all People Expanding and evolving history of product differentiation to drive continued household acquisition Maximizing Customer The Business Bank Engagement & Satisfaction of Choice Building out industry best
Slide 8: Growing Primary Relationships Supports Core Deposit Base
Growing Primary Relationships Supports Core Deposit Base Culture of product innovation with a proven track record and a leading brand that consumers trust Strong Acquisition Growth Primary Relationships Earned through Product Innovation through Customer Focus Huntington “Fair Play Banking” and Past
Slide 9: Growing Primary Relationships Supports Core Deposit Base
Growing Primary Relationships Supports Core Deposit Base Effective rate management and industry leading deposit growth HBAN Deposit Growth vs. Beta Outperformed Peers1 Highlights 5% HBAN 1 Effective Rate Management • Deposit beta in-line with the top half of peer group 0% Peer 1 • Deposit gathering
Slide 10: Driving Relationship Growth through Digital Innovation
Driving Relationship Growth through Digital Innovation 4.3M digitally enabled customers on pace for 960M annual digital logins (90% mobile) Huntington has organically Tremendous share of Leverage reputation for acquired 1.2M checking wallet opportunity exists service excellence to households over th
Slide 11: Driving Relationship Growth through Digital Innovation
Driving Relationship Growth through Digital Innovation We’re making it easier to switch to Huntington and engage with our products and colleagues Marketplace Activation Zone AdvisorConnect • Digital shopping experience including • Reimagined onboarding experience for • Makes it easy to connect with
Slide 12: Growing Our Local Advantage through an Enhanced Regional Banking Model
Growing Our Local Advantage through an Enhanced Regional Banking Model 2023 Regional Banking Enhancements Regional Banking Model brings localized delivery and service differentiation, building on Strong Regional P&L accountability Local Advantage in existing geographies Eliminated dotted Aligned lea
Slide 13: Maximizing Customer Engagement Outcomes
Maximizing Customer Engagement Outcomes Focused on unlocking human channel deepening opportunities within key businesses Examples of substantial untapped revenue Primary Bank Customers synergies inside everyday customer interactions • 3% of small business within Retail have a merchant relationship G
Slide 14: Key Messages
Key Messages Leading Consumer & Business Banking franchise with #1 rankings for service, 1 trust, and digital Driving enterprise success, providing deposits & funding, optimization of NIM 2 & ROTCE, and fee income growth in Payments & Wealth Leveraging regional structure to extend local advantage –
Huntington Bancshares — 2023 BancAnalysts Association of Boston Conference on 6ix