Choice International Limited · NSE:CHOICEIN
Choice International — Q4 FY22 Earnings Presentation
31 slides from Choice International's earnings presentation, May 24, 2022
Slide 1: Cover letter to exchanges
Choice The Joy of Eammg REF: Cll/CC/17/2022-23 May24,2022 To, To, The Department of Corporate Services, The Department of Corporate The BSE Umited, Services, P. J. Towers, The NSE Umited Dalal Street, 5th Floor, Exchange Plaza Mum bai- 400 001 Plot No. C/ 1, G Block, Sandra- Kurla Complex, Sandra (E
Slide 2: Q4 FY22 and FY22 Earnings Presentation
Commitment to provide Financial Excellence Choice International Ltd. (BSE: 531358, NSE: CHOICEIN) Q4 FY22 and FY22 Earnings Presentation Choice The Joy of Eaming
Slide 3: A diversified Business Mix for sustainable development
| Hichights | Businesses FinancisiPerformance | Group info : Choice The Joy of Earning: A diversified Business Mix for sustainable development Broking & Distribution = Doubled the number of Demat Accounts to 463,000 during the year FY22 + 3.75x increase in Active customers as per NSE during the year
Slide 4: FY22 Highlights
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming FY22 Highlights Revenue (Rs. Mn) EBITDA (Rs. Mn) and Margin (%) PAT (Rs. Mn) and Margin (%) In comparison Revenue to last year, PAT grew increased at 32.3% EBITDA.has ataCAGRof a33% climbed 18.7% tremendously, 83%. with
Slide 5: Q4 FY22 Highlights
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Q4 FY22 Highlights Revenue (Rs. Mn) EBITDA (Rs. Mn) and Margin (%) PAT (Rs. Mn) and Margin (%) 16.5% 29.3% When compared to EBIDTA Margin When the previous has almost compared to quarter. doubled on Q4FY21, the revenue f
Slide 6: Management Comments
| Highlights | Businesses inanciaiPerformance | Group nfo : Choice The Joy of Eaming Management Comments “Our Performance across business remained robust during the year with top line growth of 61% and PAT growth of 221% during FY22. This was driven by our efforts towards financial inclusion by reac
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Slide 8: StockBroking Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming StockBroking Services An end-to-end broking ecosystem for capital markets access # of Active Clients (000) # of Demat Accounts (000) Key Services In just three years, Due to the company's the number of active initiatives
Slide 9: Insurance Broking Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Insurance Broking Services Rapid expansion via new branches, Steadily increasing client base including marquee corporates • App "ISMOS" for motor and health insurance products for instant quotes, comparison and policy is
Slide 10: Wealth Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Wealth Services Diverse product mix for better investments • A trusted advisor and AMFI registered mutual fund distributor Mutual Fund Advisory and Distribution Research and Analysis • Strong research team to support cli
Slide 11: In-house Technology Expertise
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming In-house Technology Expertise In-house technological arm to build digital products for all our business divisions • Certified with ISO 9001:2008,150/IEC 27001:2013. CMMI Level3 Strengths • Indigenously built apps .. Jiff
Slide 12: Choice Connect
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Choice Connect To enable individual agents to become full service financial advisors with the help of proprietary engine, engaging trainings and digital execution of services • As a company we are strong believer of Huma
Slide 13: NBFC Business
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning NBFC Business MSME focused digital lending and payment solutions Opportunity - Overall credit gap in MSME Sector MSME Classification Our Offerings Particulars Arnt. [lac crore) Category Conditions MSME Flexl OD for Micr
Slide 14: Advisory Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Advisory Services Segment Revenue (Rs. Mn) • Includes business advisory, transaction advisory, taxation, business Management restructuring, overseas business set-up Consulting • Customized solutions to support various bu
Slide 15: Jiffy Super App
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Jiffy Super App One Customer, One Platform • Our efforts are into upgrade Jiffy in Super App which understands client's behavior and then guide them for their best suited financial plan with the help of Optima - our AI p
Slide 16: Digitization Strategy
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Digitization Strategy Building a digital ecosystem Easily Scalable Business Model In-House Bridging the gap in Tier 2 & Tier 3 cities technological prowess Transformation Fintech Products for from Traditional Cost Advant
Slide 17: Choice
Choice The Joy of Earning
Slide 18: Financial Performance
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Financial Performance Continued growth momentum with strong margins (Rs. Million) Q4 FY22 Q4 FY21 Y-o-Y Q3 FY22 Q-o-Q FY22 FY21 Y-o-Y Growth(%) Growth(%) Growth(%) Revenue from Operations 848 497 70.7% 659 28.7% 2,718 1,
Slide 19: Consolidated Financial Performance - Quarterly
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Financial Performance - Quarterly Particulars (Rs. Lakhs) Q4 FY21 Q1 FY22 Q2 FY22 Q3 FY22 Q4 FY22 Revenue from Operations 4,968 6,000 6,110 6,589 8,483 Other Income 247 156 219 183 855 Total Income 5,215 6,1
Slide 20: Consolidated Financial Performance - Yearly
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Financial Performance- Yearly Particulars (Rs. Lakhs) FY20 FY21 FY22 Revenue from Operations 12,696 16,874 27,182 Other Income 540 707 1,414 Total Income 13,236 17,582 28,596 Operating Expenses 2,697 7,648 1
Slide 21: Consolidated Balance Sheet
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Balance Sheet Particulars [Rs. Lakhs) FY20 FY21 FY22 ASSETS Non Current Assets Property, Plant and Equipments 7,222 7,124 7,260.25 Investment Property 120 120 120.00 Goodwill 825 825 825.00 Other Intangible
Slide 22: Consolidated Balance Sheet
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Balance Sheet Particulars (Rs. Lakhs) FY20 FY21 FY22 Equities And Liabilities Equity Equity Share Capital 2,000 2,856 4,975.60 Other Equity 19,319 23,446 36,023.66 Total Equity 21,320 26,303 40,999.26 Non co
Slide 23: Group Info
Group Info Choice International Ltd.
Slide 24: Company Overview
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Company Overview One of the leading financial conglomerate providing tech-led financial services End-to-end financial services • Ranking in Top 20 broking firms • PAN India Presence • Strong Research Desk for both • Fint
Slide 25: Board Members
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Board Members Board with extensive experience across businesses ---- - ------- Investment Finance Securities CSR - --- -- - -- Audit Stakeholder Nomination & Rights Issue Committee Committee Committee Committee Committee
Slide 26: Environmental, Social and Governance
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Environmental, Social and Governance Behaviour and Business Ethics: Transition to Renewable Energy: We attempt to adopt the supreme practices Roof Top Solar Plant at corporate office. We have and the highest standards o
Slide 27: Geographical Presence
Highlights Geographical Presence Mumbai - (Head office) Ahemdabad Erode Agra Gwalior Aluva Hubli Angamaly Indore Aurangabad Jaipur - 1 Bangalore Jaipur - 2 Baroda Jhunjhunu Bhilai Kaloor Bhopal Kanjirappally Bhubaneswar — Kannur Chennai Kadavanthra Coimbatore Kolhapur Delhi -1 Kolkata - 1 Delhi - 2
Slide 28: Media Presence
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Media Presence Constant updates on Social Media platforms Social Media News and Print Media Q4 FY22 39 - mint • Business Line Q4 FY22 Videos posted TIIE1Uit~S OFI:\DI .I by Social Media 310 lnfluencers about Choice CNBC·
Slide 29: Memberships and Certifications
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Memberships and Certifications Registered across exchanges in India Memberships And Registrations Certifications Auditors NSE 3SE M CX METAL & ENERGY ~ ISO/IEC Deloitte EXPERIENCE Tl-E HEW Tnd .. with Trust • ISO ~ 2700
Slide 30: Disclaimer
Choice The Joy of Eoming Disclaimer Certain statements in this presentation concerning our future growth prospects are forward looking statements. which involve a number of risks, and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. Th
Slide 31: Thank you
"Thank you V