Dominion Lending Centres, Inc. (canada) Class A · TSX:DLCG
Dominion Lending Centres, Inc. (canada) Class A — Dominion Lending Centres — Investor Presentation (March 2023)
17 slides from Dominion Lending Centres, Inc. (canada) Class A's investor presentation, Mar 28, 2023
Slide 1: Dominion Lending Centres Inc.
Dominion Lending Centres Inc. TSX: DLCG www.dlcg.ca March 28, 2023
Slide 2: Disclaimer
DISCLAIMER 2 THIS PRESENTATION IS BEING SUPPLIED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, FURTHER DISTRIBUTED OR PUBLISHED IN WHOLE OR IN PART BY ANY OTHER PERSON. THIS PRESENTATION DOES NOT CONSTITUTE OR FORM PART OF ANY OFFER FOR SALE OR SOLICITATION OF ANY OFFER TO BUY ANY SE
Slide 3: Who is DLCG?
TSX: DLCG | www.dlcg.ca 3 Who is DLCG? ✓ >$70 billion in funded mortgage volumes(1) ✓ >8,000 mortgage professionals(2) ✓ >540 franchises across Canada(2) ✓ >$34 million adjusted EBITDA(1)(3) ✓ ~49% Adjusted EBITDA margin(1)(3) ✓ ~15% 5-year Adjusted EBITDA CAGR(3)(4) ✓ Ownership of Canada’s leading
Slide 4: Dominion Lending Centres Inc. Snapshot
TSX: DLCG | www.dlcg.ca Dominion Lending Centres Inc. Snapshot 4 Summary Capitalization Trading Price Ticker Symbol: TSX DLCG Share Price (March 27, 2023) $2.70 $4.50 Common Shares Outstanding (Basic) (1) 48.4mm $4.00 Market Capitalization $130.7mm $3.50 Share Price ($C / share) Net Debt (2) $27.7mm
Slide 5: DLCG Overview
TSX: DLCG | www.dlcg.ca DLCG Overview 5 Canada’s Leading • >$70 billion in funded mortgage volumes(1) Mortgage • >8,000 mortgage professionals across >540 franchises(2) Brokerage • Mortgage professionals originate mortgages but do not lend (no loan loss exposure/credit Network risk) • Franchise mode
Slide 6: Leading Mortgage Brokerage Network in Canada
TSX: DLCG | www.dlcg.ca Leading Mortgage Brokerage Network in Canada 6 • DLCG is Canada’s leading mortgage brokerage National Presence network with >$70 billion in funded mortgages(1) • DLCG generates the majority of revenue from: • Royalty fees on mortgage revenue from >8,000 mortgage professionals
Slide 7: Understanding Funded Mortgage Volumes
TSX: DLCG | www.dlcg.ca Understanding Funded Mortgage Volumes 7 Funded mortgage volumes are a key performance indicator, as much of DLCG’s success depends on funded mortgage volumes. The following factors contribute to the growth of DLCG’s funded mortgage volumes: Number of Canadians Number of mortg
Slide 8: Newton Connectivity Systems Inc. (Newton)
TSX: DLCG | www.dlcg.ca Newton Connectivity Systems Inc. (Newton) 8 • Newton is an approved fintech mortgage connectivity platform in Canada • Newton’s primary business is connecting mortgage applicants, mortgage professionals, Canadian lenders and third-party ancillary product and service suppliers
Slide 9: DLCG Growth Strategy
TSX: DLCG | www.dlcg.ca DLCG Growth Strategy 9 Organic Growth From Diversified and established foundation of >8,000 mortgage 1 Existing Mortgage professionals(1) in all provinces and territories originating >$70 billion in Professionals funded volumes(2) Adding Mortgage Strong pipeline of highly acc
Slide 10: DLCG's Strong Historical Financial Performance
TSX: DLCG | www.dlcg.ca DLCG’s Strong Historical Financial Performance 10 95 Revenue Annual Funded 85 In C$ Millions $78.8 Volumes(1)(2) $78.5 75 $70.7 In C$ Billions $70.6 65 55 $52.4 $51.5 $44.8 45 $40.1 $41.7 $37.6 35 25 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 $46.9 Adjusted EBITDA & Ad
Slide 11: Recession Resilient Model
TSX: DLCG | www.dlcg.ca Recession Resilient Model 11 • 3-year revenue, Adj. EBITDA and Funded Mortgage Volumes CAGR’s of 16.4%, 16.7% and 19.2%, respectively(1). • DLCG is active across Canada, assisting first time homebuyers, mortgage refinancers, unlocking equity through home equity DLCG has demon
Slide 12: About Gary Mauris and Chris Kayat
TSX: DLCG | www.dlcg.ca 12 About Gary Mauris • Gary is the co-founder, Executive Chairman, CEO and a Director of the Corporation, and the largest shareholder • Gary is a serial entrepreneur, having sold two prior companies to private equity and public markets • Gary was recognized as a finalist for
Slide 13: Experienced and Proven Management Team
TSX: DLCG | www.dlcg.ca Experienced and Proven Management Team 13 Eddy Cocciollo President, DLC Inc. Dustan Woodhouse President, MA • Past mortgage broker with over 25 years • 12 years direct industry experience including experience in lending and origination 10 years as a mortgage broker James Bell
Slide 14: Organizational Structure
TSX: DLCG | www.dlcg.ca Organizational Structure 14 Preferred Shares(1) Common Shares(1) 26.8 mm 48.4 mm Core Assets Non-Core Assets Impact (52%) DLCG (100%) $6.1mm(2) (1) As at December 31, 2022. As at December 31, 2022, KayMaur Holdings Ltd. (“KayMaur”) holds ~38% of the Common Shares and 95% of t
Slide 15: Summary
TSX: DLCG | www.dlcg.ca Summary 15 Canada’s Leading • >$70 billion in funded mortgage volumes (1) Mortgage • Strong distribution channels across >8,000 mortgage professionals across Canada (2) Brokerage • >15 year operating history with strong track record Network • Franchise model with long-term co
Slide 16: Appendix I – Newton's Ecosystem
TSX: DLCG | www.dlcg.ca Appendix I – Newton’s Ecosystem Newton offers a comprehensive suite of services that connect borrowers, mortgage professionals, lenders, and third-party service providers Denotes Newton’s assets DLCG Note: This ecosystem is for illustrative purposes and does not include an ex
Slide 17: Dominion Lending Centres Inc.
TSX: DLCG | www.dlcg.ca Dominion Lending Centres Inc.
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